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$1,900,000
Property Description
Just one block from the sugar-white sands of the Gulf, 91 Cobia Street offers the perfect blend of coastal luxury and exceptional investment potential in Destin's highly sought-after Crystal Beach community. This beautifully renovated beach home features six bedrooms and three-and-a-half bathrooms across more than 2,500 square feet, providing ample space for large gatherings and vacation guests. Inside, the home showcases stylish upgrades including new flooring, quartz countertops, and a bright open-concept layout designed for effortless entertaining. Large living and dining spaces flow seamlessly together, creating an inviting atmosphere perfect for hosting family and friends after a day at the beach. Step outside to your own private resort-style setting, complete with a brand-new pool, outdoor kitchen, and a rare private pickleball court--amenities that help the property stand out in the highly competitive Destin vacation rental market. Multiple porches and balconies offer the perfect place to unwind in the coastal breeze while enjoying the relaxed charm of Crystal Beach. With its unbeatable one-block walk to the beach and close proximity to Destin's top dining, shopping, and entertainment, the property is ideally positioned for both personal enjoyment and strong rental performance. Whether you're seeking a luxury vacation retreat, a turnkey income-producing property, or the best of both worlds, 91 Cobia Street presents an exceptional opportunity along the Emerald Coast.
Full Property Details
Full Property Details for 91 Cobia St
General
- Price: $1,900,000
- Taxes: $12,708 (2025)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 997307
- Updated: 4/13/2026
- Added to Site: 39 day(s) ago
Rental Information
- Complex Features: Short Term Rental - Allowed, Pickle Ball, BBQ Pit/Grill, Beach, Pets Allowed, Pool
Interior
- Number of Rooms: 8
- Interior Features: Kitchen Island, Newly Painted, Washer/Dryer Hookup
- Appliances: Dishwasher, Dryer, Microwave, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
- Furnishings: Furnished - All
- Flooring: Floor Vinyl
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 6
Additional Information
- Pool: Yes
- Pool Description: Pool - In-Ground, Pool Type
- Security/Safety: Fire Alarm/Sprinkler
Exterior
- Exterior Features: Balcony, BBQ Pit/Grill, Fenced Back Yard
- Porch/Patio/Deck: Patio Covered, Patio Open
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: CRYSTAL BEACH
- Driving Directions: From Crystal Beach Drive, take a left on Luke Avenue. Then, take a right on Cobia Street. The home will be on the left. There is a for sale sign out front.
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Destin
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating Type: Central
- Heating/Cooling: Central, Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Gas - Natural, Public Water
Structural Information
- Architectural Style: Beach House
- Construction: Brick
- Exterior Const.: Brick
- Stories/Levels: 2
- Square Feet: 2,542
- Sq. Ft. Source: County PA Records
- Year Built: 1996
Lot Features
- Lot Dimensions: 50 x 150
- Street/Road Desc.: Paved
- Lot Features: Interior, Sidewalk, Within 1/2 Mile to Water
- Zoning: Resid Single Family
Financial Considerations
- Tax Amount: $12,708.26
- Tax Year: 2025
Disclosures and Reports
- Legal Description: CRYSTAL BCH S/D LOT 15 BLK 24
- APN: 00-2S-22-0580-0024-0150
- Property ID: 00-2S-22-0580-0024-0150
Listed by Keller Williams Realty Destin and Keller Williams Realty SRB
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Schools
Schools serving 91 Cobia St
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 1.1 mi |
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 4.5 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 13.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 91 Cobia St
Date
Details
Price
Change
Source
3/07/2026
Listed
$1,900,000
37.18%
MLS
2/27/2024
Sold
$1,385,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 91 Cobia St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$12,708
1%
$1,073,015
1%
2024
$12,622
4%
$1,065,419
3%
2023
$12,134
11%
$1,032,411
13%
2022
$10,972
97%
$910,471
85%
2021
$5,578
—
$492,236
1%
2021
$5,578
2%
$485,440
2%
2019
$5,477
1%
$474,526
2%
2018
$5,432
—
$465,678
2%
2017
$5,407
3%
$456,100
2%
2016
$5,261
-3%
$446,719
9%
2015
$5,450
54%
$411,369
37%
2014
$3,540
1%
$300,090
2%
2013
$3,510
—
$295,655
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 91 Cobia St
91 Cobia Street, Destin, FL 32541 (MLS# 997307) is a Single Family property with 6 bedrooms, 3 full bathrooms and 1 partial bathroom. 91 Cobia Street is currently listed for $1,900,000 and was received on March 07, 2026. Want to learn more about 91 Cobia Street? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.
