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$439,000

  • For Sale
  • Active
  • Condo
  • 2 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1,191 Sq. Ft.
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Welcome to this beautifully positioned 2-bedroom, 2.5-bath waterfront townhome in the highly desirable South Bay by the Gulf community. Offering 1,191 sq ft of refined coastal living, this fully furnished, two-story residence features a light-filled open living space, well-appointed kitchen, and two private balconies overlooking serene lake views. Enjoy a resort-style lifestyle with private beach access, swimming pools, tennis courts, and beautifully maintained grounds-all just a few steps away from the sugar-white sands of the Emerald Coast. An exceptional opportunity as a primary residence, second home, or investment property.

Full Property Details for 940 E Hwy 98 #44

General

  • Price: $439,000
  • HOA FEE: $10,320
  • Status: Active
  • Type: Condo
  • Source: Pensacola
  • MLS ID: 681904
  • Updated: 5/1/2026
  • Added to Site: 16 day(s) ago

Interior

  • Interior Features: Ceiling Fan(s)
  • Appliances: Electric Water Heater, Dryer, Washer, Built In Microwave, Dishwasher, Refrigerator
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2
  • Primary Bedroom: 13.1 x 11.5, First Level, 150.65 Sq. Ft.
  • Bedroom 1: 11.6 x 11, First Level, 127.6 Sq. Ft.

Other Rooms

  • Living Room: 19 x 16.6, Second Level, 315.4 Sq. Ft.
  • Kitchen: Not Updated
  • Dining Room: Living/Dining Combo

Additional Information

  • Shared Amenities: Beach, Pool, Tennis Court(s), Waterfront Deed Access
  • Shared Pool: Yes
  • Pool: Yes
  • Pool Description: In Ground, Fenced
  • Tennis: Yes

Exterior

  • Exterior Features: Balcony, Barbecue, Tennis Court(s)

Parking

  • Parking Features: 1 Space/Unit

Location

  • County: Okaloosa
  • Subdivision: Southbay
  • Building Name: South Bay By The Gulf
  • Driving Directions: From Destin–Fort Walton Beach Airport, head east on Highway 98 (Emerald Coast Pkwy) for approximately 4 miles. Turn right into South Bay by the Gulf (940 Hwy 98 E). After entering the community, follow signs to Unit #44, located toward the interior waterfront/lake area.

School Information

  • Elementary School: Local School In County
  • Middle School: LOCAL SCHOOL IN COUNTY
  • High School: Local School In County

Community

  • Association: Yes

Heating & Cooling

  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Contemporary
  • Construction: Concrete, Frame
  • Roof: Shingle
  • Stories/Levels: 2
  • Square Feet: 1,191
  • Year Built: 1974
  • Property Condition: Resale

Lot Features

  • Property View: Lake, Water
  • Road Maintenance: Private Maintained Road
  • Zoning: Res Multi

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Lake, Waterfront, Beach Access, Deed Access
  • Beach Front: Yes

Financial Considerations

  • Price Per Sq. Ft.: $368.6
  • Association Fee: $10,320

Disclosures and Reports

  • Property ID: 002S22420000H50000

Listed by EXP Realty, LLC

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Listing agent

— 940 E Hwy 98 #44 —

  • EXP Realty, LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 940 E Hwy 98 #44

School District:Okaloosa County School District
NameGradesDistance
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-41.4 mi
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-83.4 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-129.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 940 E Hwy 98 #44 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/01/2026
Listed
$439,000
166.06%
MLS
5/19/2008
Sold
$165,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 940 E Hwy 98 #44

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,800
5%
$265,000
—
2024
$2,675
3%
$265,000
—
2023
$2,588
22%
$265,000
32%
2021
$2,129
-7%
$200,000
-11%
2022
$2,289
8%
$225,000
36%
2021
$2,129
40%
$165,000
38%
2019
$1,522
3%
$120,000
4%
2018
$1,477
-1%
$115,000
1%
2017
$1,490
1%
$114,000
—
2016
$1,481
-13%
$114,000
—
2015
$1,703
2%
$114,000
—
2014
$1,665
13%
$114,000
20%
2013
$1,477
—
$95,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 940 E Hwy 98 #44

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by EXP Realty, LLC

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940 E Highway 98 #44, Destin, FL 32541 (MLS# 681904) is a Condo property with 2 bedrooms, 2 full bathrooms and 1 partial bathroom. 940 E Highway 98 #44 is currently listed for $439,000 and was received on May 01, 2026. Want to learn more about 940 E Highway 98 #44? Do you have questions about finding other Condo real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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