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$499,000 Just Listed

  • For Sale
  • Active
  • Condo / Townhouse
  • 2 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1,191 Sq. Ft.
  • Updated 6 days ago
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Won't Last. Rarely on market. SOUTHSIDE Southbay 2 Bedroom , 2.5 bath 1191 sq ft lake condo with additional 450 sq ft of balconies. Has been used as a family vacation home past 25 years. Very well tended to. Comes fully furnished. New up and down Sliding Glass Balcony doors. Newer HVAC and windows. On the quiet secluded west end of Southbay property with stunning views of Dunes of Destin Lake from both balconies and gulf views from Kitchen window.Walk in showers in both full bathrooms. Close to beach, heated pool, tennis and pickleball. Assigned parking right outside from door. Southbay is a nicely landscaped 14 acre, low density, family oriented,pet friendly collection of 109 townhomes with 300' of private deeded white sand beach. Quiet yet convenient to all Destin activities.

Full Property Details for 940 Hwy 98 Hwy #65

General

  • Price: $499,000
  • Taxes: $3,849 (2025)
  • Status: Active
  • Type: Condo /Townhouse
  • Source: Emerald_Coast
  • MLS ID: 993535
  • Updated: 1/23/2026
  • Added to Site: 6 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Dining Area, Kitchen, Living Room, Master Bedroom
  • Interior Features: Floor Tile, Floor Vinyl, Furnished - All, Owner's Closet, Pantry, Washer/Dryer Hookup, Window Treatment All
  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Living Room: Living Room
  • Kitchen: Kitchen

Additional Information

  • Shared Amenities: BBQ Pit/Grill, Beach, Community Room, Deed Access, Dumpster, Fishing, Gated Community, Pavillion/Gazebo, Pets Allowed, Pickle Ball, Picnic Area, Pool, Separate Storage, Short Term Rental - Allowed, Tennis, TV Cable, Waterfront
  • Pool: Yes

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: South Bay By The Gulf
  • Driving Directions: On Hwy 98, turn southbound onto Sandprint Drive. Follow road around lake through Dunes of Destin. Use gate code at Southbay south entrance. Southbay 65 is straight ahead on your right.

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Destin

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Heat Cntrl Electric, Water Heater - Elect

Utilities

  • Utility Description: Electric, Public Sewer, Public Water, TV Cable

Structural Information

  • Construction: Frame, Roof Dimensional Shg, Siding CmntFbrHrdBrd, Slab
  • Stories/Levels: 0
  • Square Feet: 1,191
  • Sq. Ft. Source: Condo Docs
  • Year Built: 1974

Lot Features

  • Property View: Gulf, Lake

Financial Considerations

  • Assessment Amount: $860
  • Assmt Payment Freq: Monthly
  • Tax Amount: $3,849
  • Tax Year: 2025
  • Terms: Conventional

Disclosures and Reports

  • Legal Description: SOUTHBAY BY THE GULF UNIT J-5
  • Assessment: Yes
  • APN: 00-2S-22-4200-00J5-0000

Listed by Aquatic Resort Properties Inc

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Listing agent

— 940 Hwy 98 Hwy #65 —

  • Aquatic Resort Properties Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 940 Hwy 98 Hwy #65

School District:Okaloosa County School District
NameGradesDistance
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-41.4 mi
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-83.4 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-129.8 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 940 Hwy 98 Hwy #65 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/23/2026
Listed
$499,000
112.34%
MLS
12/02/2003
Sold
$235,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 940 Hwy 98 Hwy #65

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,850
5%
$355,000
—
2024
$3,674
4%
$355,000
—
2023
$3,549
39%
$355,000
73%
2021
$2,546
-21%
$205,000
-35%
2022
$3,217
26%
$315,000
57%
2021
$2,546
8%
$200,000
8%
2019
$2,347
2%
$185,000
3%
2018
$2,311
6%
$180,000
8%
2017
$2,183
1%
$167,000
—
2016
$2,169
-5%
$167,000
6%
2015
$2,274
7%
$158,000
9%
2014
$2,118
9%
$145,000
12%
2013
$1,937
—
$129,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Aquatic Resort Properties Inc

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940 Highway 98 Highway #65, Destin, FL 32541 (MLS# 993535) is a Condo / Townhouse property with 2 bedrooms, 2 full bathrooms and 1 partial bathroom. 940 Highway 98 Highway #65 is currently listed for $499,000 and was received on January 23, 2026. Want to learn more about 940 Highway 98 Highway #65? Do you have questions about finding other Condo / Townhouse real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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