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$349,000 Just Listed
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Property Description
Owning in one of Destin's most popular beachfront resorts usually comes with a much higher price tag. Located within The Terrace at Pelican Beach Resort, this fully furnished 2-bedroom, 2-bath condominium offers private deeded beach access, short-term rental eligibility, resort-style amenities, and views toward Destin Harbor, the Gulf of Mexico, and beautiful Emerald Coast sunsets. Owners and guests enjoy access to one of Destin's most amenity-rich resort communities, featuring multiple pools, hot tubs, fitness facilities, tennis courts, pickleball courts, a game room, on-site dining, gated security, and more. Whether you're spending the day on the beach, relaxing poolside, or exploring nearby shopping, dining, boating, and entertainment, everything that makes Destin one of Florida's premier vacation destinations is just moments away. One of the property's most compelling advantages is its flexibility. Enjoy the condo as a personal beach retreat, second home, or vacation getaway while allowing rental income to help offset the cost of ownership when you're not using it. Professional rental projections indicate the potential for approximately $45,000+ in annual gross rental revenue, making this an attractive option for buyers seeking a vacation home with income-producing potential. Meticulously maintained and offered fully furnished, this 2-bedroom, 2-bath residence features soaring ceilings and an open layout that lives larger than its square footage suggests. The unit's position within the building provides views overlooking the pool while also capturing spectacular western sunsets from the private balcony. Beyond the resort grounds, views stretch toward Destin Harbor and the Destin Bridge, creating a unique backdrop of passing boats, harbor activity, and evening skies. The Terrace offers one of the most attractive entry points into the Pelican Beach Resort lifestyle. Combining private beach access, resort amenities, rental flexibility, water views, and a central Destin location, this property delivers a compelling opportunity for buyers looking to create family memories at the beach while potentially allowing vacation renters to help subsidize a meaningful portion of ownership costs.
Full Property Details
Full Property Details for 970 Hwy 98 #303
General
- Price: $349,000
- Taxes: $4,944 (2025)
- Status: Active
- Type: Condo
- Source: Emerald_Coast
- MLS ID: 1005839
- Updated: 6/21/2026
- Added to Site: 3 day(s) ago
Rental Information
- Complex Features: Short Term Rental - Allowed, Pickle Ball, BBQ Pit/Grill, Beach, Community Room, Elevators, Exercise Room, Game Room, Gated Community, Pool, Sauna/Steam Room, Tennis
Interior
- Number of Rooms: 4
- Appliances: Cooktop, Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Smoke Detector, Washer
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Additional Information
- Pool: Yes
- Pool Description: Pool Type
- Security/Safety: Fire Alarm/Sprinkler
Exterior
- Exterior Features: Balcony
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: TERRACE AT PELICAN BEACH
- Driving Directions: From Highway 98 turn south into Pelican Beach Resort. The Terrace Condo complex is first building on the right. Pelican Beach Resort is across from the Big Kahuna Water Park.
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Destin
Community
- Association: Yes
- Assoc. Fees Include: Ground Keeping, Insurance, Internet Service, Land Recreation, Security, Sewer, Telephone, Water, Cable TV, Trash
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central
- Heating/Cooling: Central, Central Air
Utilities
- Utility Description: Electric
Structural Information
- Construction: Concrete, Block
- Exterior Const.: Concrete, Block
- Square Feet: 1,072
- Sq. Ft. Source: County PA Records
- Year Built: 1999
Lot Features
- Property View: Pond, Lake, Lagoon, Harbor, Gulf, Canal
Water Features
- Water View: Yes
Financial Considerations
- Assessment Amount: $1,080
- Tax Amount: $4,944.66
- Tax Year: 2025
Disclosures and Reports
- Legal Description: THE TERRACE AT PELICAN BEACH UNIT 303
- APN: 00-2S-22-2500-0000-0303
- Property ID: 00-2S-22-2500-0000-0303
Listed by Keller Williams Realty Destin
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Schools
Schools serving 970 Hwy 98 #303
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 1.4 mi |
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 3.1 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 9.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 970 Hwy 98 #303
Date
Details
Price
Change
Source
6/19/2026
Listed
$349,000
54.42%
MLS
4/01/2013
Sold
$226,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 970 Hwy 98 #303
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,945
14%
$417,500
—
2024
$4,333
4%
$417,500
—
2023
$4,185
39%
$417,500
72%
2021
$3,011
-15%
$242,500
-25%
2022
$3,526
17%
$322,500
39%
2021
$3,011
9%
$232,500
10%
2019
$2,753
11%
$211,750
10%
2018
$2,472
1%
$192,500
3%
2017
$2,437
1%
$186,500
—
2016
$2,423
2%
$186,500
4%
2015
$2,378
38%
$179,500
9%
2014
$1,722
-14%
$164,500
12%
2013
$1,994
—
$147,500
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 970 Hwy 98 #303
970 Highway 98 #303, Destin, FL 32541 (MLS# 1005839) is a Condo property with 2 bedrooms and 2 full bathrooms. 970 Highway 98 #303 is currently listed for $349,000 and was received on June 19, 2026. Want to learn more about 970 Highway 98 #303? Do you have questions about finding other Condo real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

