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$550,000 Just Listed
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Property Description
Rarely available 3-bedroom, 3-bath corner residence at The Terrace at Pelican Beach, located in the heart of Destin. Offered fully furnished, Unit 401 features a spacious 1,400-square-foot floor plan, abundant natural light, Gulf and lake views, and nearly 300 square feet of outdoor living space across two private balconies. The flexible layout comfortably accommodates up to eight guests. The third bedroom includes a private bathroom, mini-kitchen, and its own balcony, providing additional privacy for guests. With three full bedrooms and bathrooms, a corner location, generous living space, and strong short-term rental potential, this property is well suited for use as a vacation rental, second home, or primary residence. Owners and guests enjoy access to amenities throughout both The Terrace and Pelican Beach Resort. These include private beach access, three adult swimming pools with Gulf-front, lakefront, and indoor/outdoor options, a kiddie pool, two hot tubs, fitness centers in both buildings, tennis and pickleball courts, a video game room, outdoor grills, the Pelican Beach Café, and a seasonal beachfront tiki bar. The resort's private beach is easily reached by a dedicated walkway through the Pelican Beach grounds. This central Destin location also offers convenient access to restaurants, shopping, boating, golf, entertainment, and many of the area's most popular attractions. Fully furnished and offered at $550,000, this is a rare opportunity to own a spacious 3-bedroom Destin condo with Gulf views, beach access, extensive resort amenities, and excellent vacation rental potential.
Full Property Details
Full Property Details for 970 U S Hwy 98 #401
General
- Price: $550,000
- Status: Active
- Type: Condo
- Source: Emerald_Coast
- MLS ID: 1012705
- Updated: 9/28/2026
- Added to Site: 1 day(s) ago
Rental Information
- Complex Features: Short Term Rental - Allowed, BBQ Pit/Grill, Beach, Community Room, Deed Access, Dumpster, Elevators, Exercise Room, Game Room, Gated Community, Laundry, Pool, Tennis
Interior
- Number of Rooms: 5
- Interior Features: Washer/Dryer Hookup, Wet Bar
- Appliances: Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Elect
- Furnishings: Furnished - All
- Flooring: Floor Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Additional Information
- Pool: Yes
- Pool Description: Pool Type
- Security/Safety: Fire Alarm/Sprinkler
Exterior
- Exterior Features: Balcony
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 1
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: TERRACE AT PELICAN BEACH
- Driving Directions: From Highway 98 turn south into Pelican Beach Resort through the gated entrance. The Terrace Condo complex is first building on the right.
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Destin
Community
- Association: Yes
- Assoc. Fees Include: Accounting, Ground Keeping, Legal, Management, Recreational Faclty, Security, Services, Sewer, Water, Trash
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central
- Heating/Cooling: Central, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Public Water
Structural Information
- Square Feet: 1,400
- Sq. Ft. Source: Appraiser
- Year Built: 1999
Lot Features
- Property View: Pond, Gulf
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Type: Gulf, Pond
Financial Considerations
- Assessment Amount: $1,411
Disclosures and Reports
- Legal Description: THE TERRACE AT PELICAN BEACH UNIT 401
- APN: 00-2S-22-2500-0000-0401
- Property ID: 00-2S-22-2500-0000-0401
Listed by Pinnacle Beach Properties
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Schools
Schools serving 970 U S Hwy 98 #401
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 1.4 mi |
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 3.1 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 9.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 970 U S Hwy 98 #401
Date
Details
Price
Change
Source
9/28/2026
Listed
$550,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 970 U S Hwy 98 #401
970 U.S. Highway 98 #401, Destin, FL 32541 (MLS# 1012705) is a Condo property with 3 bedrooms and 3 full bathrooms. 970 U.S. Highway 98 #401 is currently listed for $550,000 and was received on September 28, 2026. Want to learn more about 970 U.S. Highway 98 #401? Do you have questions about finding other Condo real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

