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$1,149,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 2,647 Sq. Ft.
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98 Cayman Cove is minutes from the stunning Destin Beaches, this exceptional home is located in the highly sought-after gated beach community of Destiny. Step inside to experience a gorgeous open-concept floor plan with soaring ceilings that create a bright, airy atmosphere throughout. Enjoy a cozy sitting nook, perfect for relaxing while taking in views of the lush, beautifully maintained outdoors. The master suite offers a luxurious spa-inspired bath, featuring a double soaking tub and spacious walk-in shower, the perfect retreat for unwinding at the end of the day. Situated on a large corner lot surrounded by manicured trees and landscaping, providing privacy and a serene sense of space. The massive two-car garage includes built-in storage, adding both function and utility. Meticulously maintained and truly one of a kind, this home embodies beachside luxury at its finest. Come see it for yourself - your coastal dream home awaits!

Full Property Details for 98 Cayman Cove

General

  • Price: $1,149,000
  • Taxes: $11,269 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 994705
  • Updated: 4/28/2026
  • Added to Site: 118 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Allowed, BBQ Pit/Grill, Community Room, Exercise Room, Gated Community, Pets Allowed, Pool, Tennis, Whirlpool

Interior

  • Number of Rooms: 15
  • Interior Features: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Fireplace, Lighting Recessed, Pantry, Shelving, Washer/Dryer Hookup, Woodwork Painted
  • Fireplace: Yes
  • Fireplace(s): Fireplace Gas
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
  • Furnishings: Furnished - None
  • Flooring: Floor Tile, Floor WW Carpet

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Pool: Yes
  • Pool Description: Pool Type
  • Security/Safety: Fire Alarm/Sprinkler

Exterior

  • Exterior Features: Sprinkler System
  • Porch/Patio/Deck: Patio Covered

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: DESTINY S/D
  • Driving Directions: Entrance to Destiny is across from the Crab Trab on Scenic 98. Take a left at the clubhouse then your first righte ntering Cayman Cove, bear to the right. The home is located on the left at the next corner.

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Destin

Community

  • Association: Yes
  • Assoc. Fees Include: Accounting, Legal, Management, Master Association, Recreational Faclty

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Ceiling Fans, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Gas - Natural, Public Water, TV Cable, Underground

Structural Information

  • Architectural Style: Villa
  • Construction: Frame, Stucco
  • Exterior Const.: Frame, Stucco
  • Stories/Levels: 2
  • Square Feet: 2,647
  • Sq. Ft. Source: County PA Records
  • Year Built: 2003

Lot Features

  • Lot Size (Acres): 0.14
  • Lot Size (Sq. Ft.): 6,098.4
  • Lot Dimensions: 61 x 108
  • Frontage: Private Road
  • Street/Road Desc.: Paved
  • Lot Features: Corner, Level
  • Zoning: Resid Single Family

Green Features

  • Energy Efficient: Doors

Financial Considerations

  • Assessment Amount: $3,550
  • Tax Amount: $11,269
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: DESTINY S/D
  • APN: 00-2S-22-0400-0000-1660
  • Property ID: 00-2S-22-0400-0000-1660

Listed by Better Homes and Gardens Real Estate Emerald Coast

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Listing agents

— 98 Cayman Cove —

  • Better Homes and Gardens Real Estate Emerald Coast

  • Better Homes and Gardens Real Estate Emerald Coast

Get Pre-Approved Today

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with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 98 Cayman Cove

School District:Okaloosa County School District
NameGradesDistance
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-81.4 mi
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-45 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-1213.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 98 Cayman Cove Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/28/2026
Price Reduced
$1,149,000
-2.21%
MLS
2/06/2026
Listed
$1,175,000
88.3%
MLS
11/15/2018
Sold
$624,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 98 Cayman Cove

Year
Property Taxes
Change
Tax Assessment
Change
2025
$11,739
-1%
$1,030,091
-12%
2024
$11,899
11%
$1,164,046
13%
2023
$10,747
32%
$1,026,365
57%
2021
$8,132
-14%
$654,846
-23%
2022
$9,432
16%
$854,992
40%
2021
$8,132
8%
$608,636
3%
2019
$7,521
40%
$592,891
30%
2018
$5,357
—
$454,809
2%
2017
$5,333
3%
$445,454
2%
2016
$5,190
-1%
$436,292
1%
2015
$5,259
—
$433,259
1%
2014
$5,280
1%
$429,820
1%
2013
$5,239
—
$423,468
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Better Homes and Gardens Real Estate Emerald Coast

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98 Cayman Cove, Destin, FL 32541 (MLS# 994705) is a Single Family property with 3 bedrooms, 3 full bathrooms and 1 partial bathroom. 98 Cayman Cove is currently listed for $1,149,000 and was received on February 06, 2026. Want to learn more about 98 Cayman Cove? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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