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$350,900 Just Listed
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Property Description
Charming country home full of character and curb appeal, perfectly situated on a spacious 1.14-acre corner lot in the desirable Rainbow Springs Woodlands community. This split-level home features a 2-car garage on the lower level and a thoughtfully designed 3-bedroom, 2-bath split floor plan above. Step inside to a warm and inviting living room highlighted by a real wood-burning fireplace-perfect for cozy evenings. The home has been extensively updated over the years, blending classic charm with modern convenience. Recent improvements include Low-E thermal pane windows, new laminate flooring throughout, and beautifully updated maple kitchen cabinets paired with stainless steel appliances, including a brand-new refrigerator (2025). Additional upgrades provide peace of mind and added value, such as a new roof (March 2026), new well pump (2024), insulated garage door, gutters, and a whole-house water filtration and softener system. The home has also been freshly painted inside and out, including the master suite, main living areas, and exterior (2025), along with updates to the front deck and wood fencing. Outside, enjoy the expansive yard featuring 14 newly planted azalea bushes (2025), a storage shed, and a freshly redone asphalt driveway (2026). High-speed internet is available, making this home as practical as it is picturesque. Residents of Rainbow Springs Woodlands enjoy a low annual HOA fee and exclusive access to the pristine Rainbow River through a private park and pavilion, along with a community center and restaurant. Conveniently located just minutes from downtown Dunnellon, this move-in-ready home truly checks all the boxes for comfort, style, and location.
Full Property Details
Full Property Details for 20949 SW 81st Loop
General
- Price: $350,900
- HOA FEE: $20/month
- HOA FEE FREQ.: Annually
- Taxes: $4,991 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: OM722176
- Updated: 4/6/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 3
- Interior Features: Ceiling Fan(s), Living Room/Dining Room Combo, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Window Treatments
- Fireplace: Yes
- Fireplace(s): Living Room, Wood Burning
- Appliances: Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- Furnishings: Negotiable
- Flooring: Carpet, Ceramic Tile, Laminate
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside, Laundry Room
Additional Information
- Shared Amenities: Clubhouse, Fence Restrictions, Fitness Center, Golf Course, Pool, Tennis Court(s)
- Security/Safety: Security Lights, Smoke Detector(s)
Exterior
- Exterior Features: Dog Run, French Doors, Irrigation System, Lighting, Outdoor Shower, Rain Gutters, Storage
- Deck/Patio: Deck, Enclosed
- Porch/Patio/Deck: Deck, Enclosed
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway, Garage Door Opener, Garage Faces Side, Under Building
Location
- Area: 34431 - Dunnellon
- County: Marion
- Development Name: 34431 - Dunnellon
- Subdivision: RAINBOW SPRINGS WOODLANDS
- Driving Directions: From downtown Dunnellon travel north on US Hwy 41, T/L onto SW 88th Place Rd., T/R onto SW 209th Court Rd., then T/R onto SW 81st Loop to first on the right.
- Direction Faces: East
Community
- Community Name: 34431 - Dunnellon
- Community Features: Water Access, Clubhouse, Deed Restrictions, Fitness Center, Golf, Pool, Restaurant, Tennis Court(s)
- Optional Amenities: Clubhouse, Fence Restrictions, Fitness Center, Golf Course, Pool, Tennis Court(s)
- Association: Yes
- Assoc. Name: Amy Martin
- Assoc. Fees Include: Community Pool, Recreational Facilities
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric, Heat Pump
Utilities
- Sewer: Septic Tank
- Water: Well
- Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Available, Electricity Connected, Street Lights, Water Available, Water Connected
Structural Information
- Exterior Const.: Block, Brick, Stucco
- Basement Desc.: Other
- Roof: Shingle
- Windows: Blinds, Drapes, Insulated Windows, Rods, Window Treatments
- Stories/Levels: Multi/Split
- Square Feet: 2,298
- Sq. Ft. Source: Public Records
- Year Built: 1978
Additional Structures
- Other Structures: Kennel/Dog Run, Shed(s)
Lot Features
- Lot Size (Acres): 1.14
- Lot Size (Sq. Ft.): 49,658
- Lot Size: 1.14
- Lot Dimensions: 171 x 290
- Frontage: Street Paved
- Street/Road Desc.: Paved
- Fencing (Description): Chain Link, Wood
Financial Considerations
- Association Fee: $243
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- Tax Amount: $4,991.96
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: SEC 11 TWP 16 RGE 18 PLAT BOOK R PAGE 041 RAINBOW SPRINGS 1ST REPLAT BLK 66 LOT 62
- Flood Zone Info: X
- APN: 3292066062
- Property ID: 3292066062
- Block/Lot/Section: 66
Listed by Platinum Homes and Land Realty
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Schools
Schools serving 20949 SW 81st Loop
School District:Marion County School District
| Name | Grades | Distance |
|---|---|---|
Dunnellon Elementary School 10235 Southwest 180th Avenue Road, Dunnellon, FL 34432 | PK-5 | 3.5 mi |
Dunnellon Middle School 21005 Chestnut Street, Dunnellon, FL 34431 | 6-8 | 3.4 mi |
Dunnellon High School 10055 Southwest 180th Avenue Road, Dunnellon, FL 34432 | 9-12 | 3.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20949 SW 81st Loop
Date
Details
Price
Change
Source
4/05/2026
Listed
$350,900
49.32%
MLS
4/12/2021
Sold
$235,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 20949 SW 81st Loop
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,992
14%
$288,068
10%
2024
$4,396
—
$261,880
1%
2023
$4,396
7%
$259,693
8%
2022
$4,119
163%
$240,841
106%
2021
$1,567
—
$117,104
1%
2021
$1,567
8%
$115,487
4%
2018
$1,457
2%
$110,786
2%
2017
$1,429
3%
$108,507
2%
2016
$1,393
—
$106,275
1%
2015
$1,398
-9%
$105,536
-7%
2019
$1,533
23%
$112,891
12%
2014
$1,249
3%
$100,558
1%
2013
$1,217
—
$99,072
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 20949 SW 81st Loop
20949 SW 81st Loop, Dunnellon, FL 34431 (MLS# OM722176) is a Single Family property with 3 bedrooms and 2 full bathrooms. 20949 SW 81st Loop is currently listed for $350,900 and was received on April 05, 2026. Want to learn more about 20949 SW 81st Loop? Do you have questions about finding other Single Family real estate for sale in Dunnellon? You can browse all Dunnellon real estate or contact a Coldwell Banker agent to request more information.

