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Property Description
DIRECT GULF ACCESS WATERFRONT POOL HOME! 1 MILE BY BOAT TO THE GULF OF MEXICO WITH NO BRIDGES! NOT IN A FLOOD ZONE! Experience the ultimate in waterfront living at this Florida home. Imagine stepping into your backyard and fishing from your property or jumping into your boat for a day of fishing or beach and island hopping! This exceptional home offers an idyllic lifestyle. As you enter the home into the first living area you will notice 2 large skylights above the sliders straight ahead for a bright and airy look. Step outside to your own private oasis where you'll find a beautiful pool overlooking the canal, and a spacious patio perfect for entertaining or simply relaxing. As you lounge around inside the home you will enjoy how spacious it feels with the open floor plan and high cathedral ceilings. Offering a true split plan with each side of the home having separate bedrooms, bath and living areas; these fantastic separate spaces share a large kitchen and dining room. The kitchen boasts plenty of cabinets and several closet pantries. From the kitchen, you look across the breakfast bar into the second living area and see a beautiful stone wood burning fireplace on your right with sliders on the left with a view of the pool area. The owner's suite is extra spacious and has large windows overlooking the canal, sliders with access to the pool, a large walk-in closet and en-suite bath with a step-up tub, separate true walk in shower, dual sinks and a vanity station. The oversized 2-car garage has plenty of space for your cars or boat and a workshop area as well as a separate air conditioned laundry room. The short canal provides direct access to the Gulf of Mexico and is directly across from Stump Pass with no bridges, making it easy to enjoy boating, fishing, and other water activities right from your backyard in just minutes. There is no need to worry about damage and upkeep to a wooden dock because the dock at this home is solid concrete. Even though this beautiful home is waterfront, enjoy lower insurance and building costs as this home is NOT IN A FLOOD ZONE and received a new roof in 2023 and new A/C in 2024. There is public water and sewer. Much of the furniture is available for purchase. If you leave the privacy of your new home, you are less than 10 miles from several pristine beaches including Englewood, Manasota Key, Stump Pass,Blind Pass and Boca Grande. There are also thousands of acres of state parks and preserves within 10 miles. Enjoy close proximity to many dining, shopping, and entertainment options, including a dozen golf courses. Come enjoy the best of Florida living with this exceptional canal-front property.
Full Property Details
Full Property Details for 3440 Downing St W
General
- Price: $649,000
- Taxes: (2025)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2026002928
- Updated: 1/18/2026
- Added to Site: 7 day(s) ago
Interior
- Number of Rooms: 7
- Interior Features: Split Bedrooms, Family Room, Guest Bath, Guest Room, Cathedral Ceiling(s), Entrance Foyer, Pantry, Vaulted Ceiling(s), Walk-In Closet(s)
- Fireplace: Yes
- Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Washer
- Furnishings: Negotiable
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: 2 Masters, Dual Sinks, Separate Tub And Shower
Bedrooms
- Total Bedrooms: 2
- Primary Bedroom: Two Master Suites
Other Rooms
- Kitchen: Pantry
- Dining Room: Breakfast Bar, Breakfast Room, Formal
- Laundry: Washer/Dryer Hookup, Inside
Additional Information
- Shared Amenities: Boating
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Concrete, Screen Enclosure
- Security/Safety: Smoke Detectors
Exterior
- Exterior Features: Dock, Concrete Dock, Elec Avail at dock, Hoist/Davit
- Porch/Patio/Deck: Screened Lanai/Porch, Deck, Patio
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway Paved, RV-Boat, Garage Door Opener, Attached
Location
- Area: CH01 - Charlotte County
- County: Charlotte
- Subdivision: NOT APPLICABLE
- Building Name: NOT APPLICABLE
- Driving Directions: From 776 turn South onto Winchester Blvd, turn right onto Placid Rd, Left onto Downing Street and immediate right onto Downing Street W, the home will be the first on the right
- Direction Faces: South
Community
- Assoc. Fees Include: Sewer
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric, Fireplace(s)
- Ceiling Fan(s): 4
Utilities
- Sewer: Assessment Paid, Central
- Water: Assessment Paid, Central
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Architectural Style: Florida
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Brick, Stucco
- Roof: Shingle
- Windows: Single Hung, Window Coverings
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 1,869
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 1,869 Sq. Ft.
- Year Built: 1984
Lot Features
- Property View: Canal
- Lot Size (Acres): 0.21
- Lot Size (Sq. Ft.): 9,147
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 92 x 92 x 99 x 100
- Frontage: Dead End, Public Road
- Frontage Feet: 92
- Street/Road Desc.: Paved
- Road Maintenance: County Maintained
- Irrigation System: None
- Lot Features: Regular
- Lot Description: Regular
Water Features
- Water Front: Yes
- Gulf Access: Yes
- Water Front Desc.: Canal Front
- Canal Width: Canal Width 1-30
- Boat Dock Slip: Yes
Financial Considerations
- Tax Year: 2025
- Terms: Buyer Finance/Cash, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Legal Description: ZZZ 174120 P7-1-1 17 41 20 P-7-1-1 COMM SE COR SEC 17 SW 115.96 FT N 15 FT TO POB W 92 FT N 100 FT E 92 FT S 100 FT TO POB PV103/524 404/907 532/969 599/2000 TD618/845 939/1685 E1160/2067 1747/2143 DC1846/501-AMK 2468/167
- Property ID: 412017486007
- Section: 17
- Block: F2
Listed by KW Coastal Living
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Schools
Schools serving 3440 Downing St W
School District:Charlotte County School District
| Name | Grades | Distance |
|---|---|---|
Vineland Elementary School 467 Boundary Boulevard, Rotonda West, FL 33947 | PK-5 | 2.5 mi |
L. A. Ainger Middle School 245 Cougar Way, Rotonda West, FL 33947 | 6-8 | 2.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3440 Downing St W
Date
Details
Price
Change
Source
1/18/2026
Listed
$649,000
61.44%
MLS
5/19/2004
Sold
$402,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3440 Downing St W
Year
Property Taxes
Change
Tax Assessment
Change
2025
$13,867
83%
$450,187
10%
2024
$7,566
15%
$409,261
23%
2023
$6,568
3%
$332,859
-17%
2022
$6,383
13%
$402,079
31%
2021
$5,645
—
$307,484
3%
2021
$5,645
18%
$298,317
7%
2018
$4,789
9%
$277,988
14%
2017
$4,389
-4%
$244,091
-3%
2016
$4,586
1%
$251,086
2%
2015
$4,537
-16%
$245,642
-16%
2019
$5,380
19%
$291,324
22%
2014
$4,511
4%
$239,030
10%
2013
$4,342
—
$217,300
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3440 Downing St W
3440 Downing St W, Englewood, FL 34224 (MLS# 2026002928) is a Single Family property with 2 bedrooms and 2 full bathrooms. 3440 Downing St W is currently listed for $649,000 and was received on January 18, 2026. Want to learn more about 3440 Downing St W? Do you have questions about finding other Single Family real estate for sale in Englewood? You can browse all Englewood real estate or contact a Coldwell Banker agent to request more information.

