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$415,000
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Property Description
Located in Preferred zone X NO FLOOD ZONE! Offered by the original owners who worked with the builder to customize and expand several rooms in this meticulously maintained home. The formal dining room, 2nd bedroom, garage, foyer, and lanai are all larger than the original floor plan, making this home stand out. A prime location! Located in the highly desirable Islands at Three Oaks community across from Three Oaks Park. The gracious floor plan offers 2,008 square feet of living space that includes the enclosed lanai (26x10") There is 2,578 total square footage. The oversized garage (19' 8" x 25' 3") is perfect for a car collector, workshop, golf cart storage, man cave, or even converting part of it into an added storage room connected to the laundry area. The thoughtful floor plan includes three bedrooms, with the second bedroom measuring 11'11" x 14'10", making it ideal as a second owner's suite, and a third bedroom and a second bathroom nearby. The oversized enclosed lanai features full-length sliding windows with screens, allowing for year-round use as a bright, airy sunroom. Sliders from the dining room, great room, and primary suite, all open directly to this flexible indoor-outdoor living space. The kitchen offers an inviting eat-in layout with recessed LED lighting. This home features City water and sewer with very low HOA fees. Updated for peace of mind and comfort, the home includes a 3-year-old roof, 5-year-old Rheem A/C, 3M impact-resistant film on windows and sliders, and a low-maintenance landscaped yard with curbing and hard-wired backyard lighting. Inside, you'll find waterproof laminate flooring, tile in the foyer, kitchen, bathrooms, and laundry room, Hunter Douglas window treatments, ceiling fans throughout, comfort-height toilets, and a retractable front screen door. Located in The Islands at Three Oaks, residents enjoy fantastic amenities, including a clubhouse, community pool, community park, play area, and tennis, making it perfect for active Florida living. Conveniently situated minutes from I-75, and close to shopping, dining, world-renowned beaches, and more. Move-in ready and a must-see.
Full Property Details
Full Property Details for 18040 Horseshoe Bay Cir
General
- Price: $415,000
- HOA FEE: $106/month
- HOA FEE FREQ.: Quarterly
- Taxes: (2024)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 225080744
- Updated: 2/16/2026
- Added to Site: 94 day(s) ago
Rental Information
- Lease/Rent Term: 180
- Min. Lease (Days): 180
Interior
- Number of Rooms: 7
- Interior Features: Split Bedrooms, Florida Room, Guest Bath, Guest Room, Wired for Data, Entrance Foyer, Pantry, Volume Ceiling
- Appliances: Cooktop, Dryer, Microwave, Range, Refrigerator/Freezer, Washer
- Furnishings: Unfurnished
- Flooring: Laminate, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Dual Sinks, Separate Tub And Shower
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Kitchen: Pantry
- Dining Room: Eat-in Kitchen, Formal
- Laundry: Inside
Additional Information
- Shared Amenities: Clubhouse, Park, Pool, Playground, Tennis Court(s), Non-Gated
- Tennis: Yes
Exterior
- Exterior Features: Room for Pool
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway Paved, Garage Door Opener, Attached
Location
- Area: FM14 - Fort Myers Area
- County: Lee
- Subdivision: ISLANDS AT THREE OAKS
- Building Name: THREE OAKS
- Direction Faces: East
Community
- Association: Yes
- Assoc. Fees Include: Manager, Rec Facilities, Repairs, Reserve
- Units Assoc/Comm: 147
- Pets Allowed: Yes
- Management Type: Professional
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Central
- Water: Central
- Cable Available: Yes
- Utility Description: Underground Utilities, Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Other, Single Hung, Sliding
- Entry Floor Number: 1
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 2,008
- Sq. Ft. Source: Floor Plan Service
- Living Area: 2,008 Sq. Ft.
- Year Built: 1994
Lot Features
- Property View: Landscaped Area
- Lot Size (Acres): 0.1946
- Lot Size (Sq. Ft.): 8,476
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 59 x 56 x 163 x 142
- Frontage Feet: 59
- Street/Road Desc.: Paved
- Irrigation System: Central
- Lot Features: Regular
- Zoning: RS-1
- Lot Description: Regular
Water Features
- Water Front Desc.: None
- Canal Width: None
Financial Considerations
- Association Fee: $319
- Assoc Fee Freq.: Quarterly
- Application Fee: $150
- Tax Year: 2024
- Terms: Buyer Finance/Cash
Disclosures and Reports
- Ownership: Single Family
- Legal Description: ISLANDS AT THREE OAKS PB 52 PGS 71 THRU 76 BLK 3 LOT 26
- Property ID: 15-46-25-01-00003.0260
- Section: 15
- Block: 3
- Lot Number: 26
Listed by Corkscrew Real Estate
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Schools
Schools serving 18040 Horseshoe Bay Cir
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
San Carlos Park Elementary School 17282 Lee Road, Fort Myers, FL 33967 | K-5 | 1.3 mi |
Three Oaks Elementary School 19600 Cypress View Drive, Fort Myers, FL 33967 | K-5 | 1.4 mi |
Rayma C. Page Elementary School 17000 South Tamiami Trail, Fort Myers, FL 33908 | K-5 | 3.3 mi |
Three Oaks Middle School 18500 Three Oaks Parkway, Fort Myers, FL 33967 | 6-8 | 0.3 mi |
Lexington Middle School 16351 Summerlin Road, Fort Myers, FL 33908 | 6-8 | 7.5 mi |
Cypress Lake Middle School 8901 Cypress Lake Drive, Fort Myers, FL 33919 | 6-8 | 8.1 mi |
Estero High School 21900 River Ranch Road, Estero, FL 33928 | 9-12 | 3.7 mi |
South Fort Myers High School 14020 Plantation Road, Fort Myers, FL 33912 | 9-12 | 5.4 mi |
Bonita Springs High School 25592 Imperial Parkway, Bonita Springs, FL 34135 | 9-12 | 7.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 18040 Horseshoe Bay Cir
Date
Details
Price
Change
Source
2/16/2026
Price Reduced
$415,000
-2.35%
MLS
1/23/2026
Price Reduced
$425,000
-4.49%
MLS
12/01/2025
Listed
$445,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 18040 Horseshoe Bay Cir
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,299
-18%
$138,384
3%
2024
$1,590
2%
$134,484
3%
2023
$1,553
-3%
$130,567
-41%
2021
$1,603
-4%
$221,650
75%
2022
$1,664
4%
$126,764
4%
2021
$1,603
2%
$121,373
4%
2018
$1,571
1%
$116,432
2%
2017
$1,561
—
$114,037
-4%
2019
$1,568
2%
$118,644
6%
2016
$1,542
-1%
$111,691
-38%
2015
$1,559
1%
$180,094
17%
2014
$1,539
1%
$154,291
16%
2013
$1,529
—
$132,805
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 18040 Horseshoe Bay Cir
18040 Horseshoe Bay Cir, Fort Myers, FL 33967 (MLS# 225080744) is a Single Family property with 3 bedrooms and 2 full bathrooms. 18040 Horseshoe Bay Cir is currently listed for $415,000 and was received on December 01, 2025. Want to learn more about 18040 Horseshoe Bay Cir? Do you have questions about finding other Single Family real estate for sale in Fort Myers? You can browse all Fort Myers real estate or contact a Coldwell Banker agent to request more information.

