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$589,000
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Property Description
Positioned across the street from the shimmering waters of the Choctawhatchee Bay, this 1950-built residence offers a blend of mid-century warmth and timeless coastal soul. Cherished by the same family since 1977, this home is ready for its next chapter in the heart of the sought-after Elliott Park neighborhood. NO HOA and Short-Term Rentals are allowed with strong rental projections. The sellers are motivated to provide this home as an option for the next potential owners. Sellers are also offering up to $10,000 towards the buyer's closing costs. Seller to provide wood fireplace with acceptable offer. Step out to the open front porch to watch the morning light or wander just 200 feet down the street to the Hollywood Water Access Park. Sitting on 0.28-acre lot, the property features a private backyard complete with covered boat storage, keeping your watercraft protected and ready for quick launches onto the water. Inside, a refreshed kitchen serves as a bright, inviting centerpiece, seamlessly pairing historic charm with modern ease. Upstairs you will find a bonus room with potential to be converted to a 5th bedroom. High-ticket system updates deliver peace of mind, including a metal roof (2013), HVAC system (2024), and a new water heater (2026). Coastal properties offering this rich family legacy, prime bay proximity, and dedicated space for your coastal lifestyle are an absolute rarity
Full Property Details
Full Property Details for 4 NE Bay Dr
General
- Price: $589,000
- Taxes: $1,699 (2025)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 1011365
- Updated: 9/23/2026
- Added to Site: 20 day(s) ago
Rental Information
- Complex Features: Short Term Rental - Allowed, Laundry, Pets Allowed, Separate Storage
Interior
- Number of Rooms: 6
- Interior Features: Built-In Bookcases, Lighting Recessed, Newly Painted, Pantry, Shelving, Split Bedroom, Washer/Dryer Hookup
- Appliances: Water Heater - Elect
- Flooring: Floor Hardwood, Floor Laminate, Floor Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
Exterior
- Exterior Features: BBQ Pit/Grill, Fenced Back Yard, Yard Building
- Porch/Patio/Deck: Deck Open, Patio Covered, Patio Enclosed, Porch Scree
Parking
- Carport Spaces: 1
- Parking Features: Boat, Carport Detached, Detached, Oversized, RV
Location
- Area: 12 - Fort Walton Beach
- County: Okaloosa
- Subdivision: FERRY PARK
- Driving Directions: From Hollywood and Eglin Parkway travel East on Hollywood Blvd until you reach Bay St. Turn left and travel approximately 200 feet. 4 NE Bay Street will be the second house on the left.
School Information
- Elementary School: Elliott Point
- Middle School: Meigs
- High School: Choctawhatchee
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating/Cooling: Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Gas - Natural, Public Water, Other
Structural Information
- Architectural Style: Florida Cottage
- Construction: Brick, Frame, Siding Brick Front, Siding Wood, Trim Wood
- Exterior Const.: Brick, Frame, Siding Brick Front, Siding Wood, Trim Wood
- Stories/Levels: 2
- Square Feet: 2,100
- Sq. Ft. Source: County PA Records
- Year Built: 1950
Additional Structures
- Other Structures: Workshop
Lot Features
- Lot Size (Acres): 0.28
- Lot Size (Sq. Ft.): 12,196.8
- Lot Dimensions: 0.28 Acres
- Frontage: City Street
- Street/Road Desc.: Paved
- Lot Features: Within 1/2 Mile to Water
- Zoning: City
- Fencing (Description): Fenced Privacy
Financial Considerations
- Tax Amount: $1,699.4
- Tax Year: 2025
Disclosures and Reports
- Legal Description: 4TH ADD ELLIOTT PT LOT 2 BLK 2
- APN: 18-2S-23-080F-0002-0020
- Property ID: 18-2S-23-080F-0002-0020
Listed by Keller Williams Realty FWB
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Schools
Schools serving 4 NE Bay Dr
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Elliott Point Elementary School 301 Hughes Street Northeast, Fort Walton Beach, FL 32548 | PK-5 | 0.8 mi |
Clifford Meigs Middle School 150 Richbourg Avenue, Shalimar, FL 32579 | 6-8 | 2.5 mi |
Choctawhatchee Senior High School 110 Racetrack Road Northwest, Fort Walton Beach, FL 32547 | 9-12 | 3.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4 NE Bay Dr
Date
Details
Price
Change
Source
9/04/2026
Listed
$589,000
233.9%
MLS
5/25/2022
Sold
$176,400
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4 NE Bay Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,914
86%
$255,450
122%
2024
$1,564
10%
$115,308
13%
2023
$1,420
10%
$101,825
20%
2021
$1,286
-5%
$84,968
-11%
2022
$1,359
6%
$95,164
-39%
2021
$1,286
-42%
$154,799
10%
2019
$2,204
4%
$140,284
6%
2018
$2,110
3%
$131,909
5%
2017
$2,039
6%
$125,675
4%
2016
$1,928
8%
$120,420
11%
2015
$1,791
3%
$108,460
4%
2014
$1,738
2%
$104,192
3%
2013
$1,706
—
$101,591
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4 NE Bay Dr
4 NE Bay Drive, Fort Walton Beach, FL 32548 (MLS# 1011365) is a Single Family property with 4 bedrooms and 2 full bathrooms. 4 NE Bay Drive is currently listed for $589,000 and was received on September 04, 2026. Want to learn more about 4 NE Bay Drive? Do you have questions about finding other Single Family real estate for sale in Fort Walton Beach? You can browse all Fort Walton Beach real estate or contact a Coldwell Banker agent to request more information.

