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$1,899,000

  • For Sale
  • Active
  • Single Family
  • 10 Beds
  • 9 Full Baths
  • 3 Partial Baths
  • 9,015 Sq. Ft.
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A RARE INCOME-GENERATING OPPORTUNITY - BAYFRONT ESTATE WITH UNMATCHED VERSATILITY! Whether you're seeking a PROFITABLE EVENT VENUE for Weddings, Corporate Retreats, or Family Reunions - or dreaming of a sprawling FAMILY COMPOUND** - this 3.5-ACRE WATERFRONT ESTATE offers limitless potential. Perfectly perched on an elevated bluff with PANORAMIC VIEWS OF THE CHOCTAWHATCHEE BAY, this one-of-a-kind property features a 7,589 SF MAIN HOUSE with 7 bedrooms, 6 full and 3 half bathrooms, 2 kitchens, plus a 1,426 SF GUEST HOUSE with 3 bedrooms, 3 bathrooms, a full kitchen, and living/dining area. The EXPANSIVE GROUNDS provide ample space for additional structures to further increase revenue potential. Host guests in style with over 5,000 SF of patio space, a huge SALTWATER POOL facing the bay, and sweeping sun-drenched lawns beneath a canopy of oak trees. A fishing hotspot with local grass beds sits just offshore, and you have the option to build a private dock on your deeded waterfront land across the street or launch from nearby Choctaw Beach. With three gated entrances, multiple storage sheds, and breathtaking sunrise views over the bay, this estate offers both privacy and grandeur. Located just 15 minutes from Destin's white sand beaches and a scenic drive to 30A's world-class shops and dining, but without the high price per square foot or seasonal congestion. The current owner enjoys six-figure part-time rental income from private events and luxury vacation stays, with room to scale year-round income through strategic marketing. Don't miss this once-in-a-lifetime opportunity to own a profitable bayfront retreat! Call today for your private showing!

Full Property Details for 13000 W State Hwy 20 W

General

  • Price: $1,899,000
  • Taxes: $9,927 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 971137
  • Updated: 9/9/2025
  • Added to Site: 290 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Kitchen, Living Room, Master Bedroom
  • Interior Features: Breakfast Bar, Ceiling Beamed, Ceiling Cathedral, Ceiling Crwn Molding, Ceiling Raised, Ceiling Vaulted, Fireplace 2+, Floor Hardwood, Floor Laminate, Floor Marble, Floor Tile, Furnished - Some, Guest Quarters, Kitchen Island, Lighting Recessed, Owner's Closet, Plantation Shutters, Shelving, Split Bedroom, Walls Paneled, Washer/Dryer Hookup, Window Treatment All
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Wine Refrigerator

Rooms

Bathrooms

  • Total Bathrooms: 12
  • Full Bathrooms: 9
  • Half Bathrooms: 3

Bedrooms

  • Total Bedrooms: 10

Other Rooms

  • Living Room: Living Room
  • Kitchen: Kitchen

Additional Information

  • Pool: Yes

Exterior

  • Exterior Features: Balcony, Fenced Chain Link, Fenced Lot-All, Guest Quarters, Lawn Pump, Patio Covered, Patio Open, Pool - In-Ground, Sprinkler System, Yard Building

Location

  • Area: 20 - Freeport
  • County: Walton
  • Subdivision: Choctaw Beach
  • Driving Directions: From Niceville - from Midbay bridge that leads into Destin travel approx 4 miles E on HWY 20 -

School Information

  • Elementary School: Freeport
  • Middle School: Freeport
  • High School: Freeport

Heating & Cooling

  • Heating/Cooling: AC - 2 or More, AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect, Water Heater - Tnkls

Utilities

  • Utility Description: Electric, Public Water, Septic Tank

Structural Information

  • Architectural Style: Villa
  • Construction: Roof Tile/Slate, Stucco
  • Stories/Levels: 2
  • Square Feet: 9,015
  • Sq. Ft. Source: County PA Records
  • Year Built: 1983

Lot Features

  • Property View: Bay
  • Lot Size (Acres): 3.43
  • Lot Dimensions: ~415 x 340 x 170 x 590+/-
  • Street/Road Desc.: Paved Road, State Highway
  • Lot Features: Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Water Features

  • Water Front Type: Bay

Financial Considerations

  • Tax Amount: $9,927
  • Tax Year: 2024
  • Terms: Conventional

Disclosures and Reports

  • Legal Description: LOTS 20 TO 26 BLK 8 CHEROKEE S/D LESS & EXCEPT: COM SW/C LOT 23 BLK 8 CHEROKEE S/D, E 63 FT FOR POB; N PARALLEL TO W LN OF LOT 150FT, E TO W ROW JUNIPER STREET, SLY ALG ROW TO SE/C OF LOT, W 63FT TO POB. OR 2084-352 OR 2142-131 OR 2332-1800 OR 2332-1804 OR 2933-2314 OR 3075-4301 OR 3279-1202 OR 3285-4049
  • APN: 28-1S-21-41010-008-0200

Listed by Lokation and ECN - Unknown Office

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Listing agents

— 13000 W State Hwy 20 W —

  • Lokation

  • ECN - Unknown Office

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 13000 W State Hwy 20 W

School District:Walton County School District
NameGradesDistance
Freeport Middle School
360 Kylea Laird Drive, Freeport, FL 32439
6-812.4 mi
Freeport Elementary School
15381 U.S. 331, Freeport, FL 32439
PK-513 mi
Freeport Senior High School
12615 U.S. 331, Freeport, FL 32439
9-1214.9 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 13000 W State Hwy 20 W Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/09/2025
Price Reduced
$1,899,000
-2.57%
MLS
4/02/2025
Listed
$1,949,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 13000 W State Hwy 20 W

Year
Property Taxes
Change
Tax Assessment
Change
2024
$9,928
—
$1,169,325
—
2024
$9,928
-9%
$1,170,901
-17%
2023
$10,911
18%
$1,410,117
32%
2021
$9,274
-28%
$1,065,472
-44%
2022
$12,956
40%
$1,910,938
117%
2021
$9,274
23%
$880,667
9%
2019
$7,536
-18%
$804,346
-18%
2018
$9,153
—
$976,252
—
2017
$9,170
-1%
$974,081
—
2016
$9,229
-1%
$970,472
1%
2015
$9,279
-2%
$959,636
-1%
2014
$9,485
35%
$966,605
30%
2013
$7,028
—
$741,168
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 13000 W State Hwy 20 W

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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Listed by Lokation and ECN - Unknown Office

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13000 W State Highway 20 W, Freeport, FL 32439 (MLS# 971137) is a Single Family property with 10 bedrooms, 9 full bathrooms and 3 partial bathrooms. 13000 W State Highway 20 W is currently listed for $1,899,000 and was received on April 02, 2025. Want to learn more about 13000 W State Highway 20 W? Do you have questions about finding other Single Family real estate for sale in Freeport? You can browse all Freeport real estate or contact a Coldwell Banker agent to request more information.

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