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$439,900
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Property Description
UNDER CONTRACT-ACCEPTING BACK UP! $5K SELLER INCENTIVE to use toward closing costs or interest rate buy-down! Welcome to 14 Cozy Cove, a private 4BR/2BA home in Hammock Bay, backing to a protected nature preserve with no rear neighbors. Features include an oversized quartz island, stainless appliances, walk-in pantry, shiplap accents, plantation shutters, hurricane protection, and network-ready rooms. Relax on the screened porch and fenced backyard with storage shed. Enjoy resort-style amenities: pools, fitness center, courts, clubhouse, trails, and Windmills Town Center. Rare 30A opportunity--schedule a showing today! Why Buyers Will Love This Home A Kitchen Designed to Impress The heart of the home features: " An oversized quartz island perfect for entertaining " Stainless steel appliances " Massive walk-in pantry with custom wood shelving " Open-concept flow ideal for gatherings and everyday living Elevated Interior Finishes Thoughtful upgrades throughout include: " Stylish shiplap accents " Plantation shutters " Hurricane shutters for all windows " Abundant natural light " Spacious "Stellar" floor plan with flexible living space " All rooms have network data connections Your Own Private Backyard Retreat Relax year-round on the screened porch and extended patio overlooking a peaceful preserve setting. The fully fenced backyard offers exceptional privacy rarely found in Hammock Bay, plus a matching storage shed for bikes, beach gear, and tools. Resort-Style Living in Hammock Bay Living in Hammock Bay means access to premier amenities including: " Three resort-style pools " 8,000-square-foot fitness center open 24/7 " Pickleball & basketball courts " Creekside clubhouse " Putting green " Scenic walking and biking trails " The Windmills Town Center with theatre, pet park, and community events Seller Offering $5,000 Toward Buyer Costs or Rate Buy-Down Take advantage of a financing incentive designed to help lower your monthly payment. The seller is offering $5,000 that buyers can apply toward: " Closing costs " Temporary interest rate buy-down " Permanent rate reduction (subject to lender approval) Example of Buyer Savings Using seller funds toward a temporary rate buy-down could potentially reduce a buyer's payment by several hundred dollars per month during the first year of ownership.* That means: " More purchasing power " Lower upfront cash requirements " Easier transition into homeownership The Opportunity Homes with preserve views, privacy, hurricane protection, network-ready interiors, and premium community amenities at this price point are becoming increasingly difficult to find near 30A. Schedule your private showing today and discover why 14 Cozy Cove stands out from the competition. *Buyer savings vary based on loan type, lender, credit profile, and market rates.
Full Property Details
Full Property Details for 14 Cozy Cv
General
- Price: $439,900
- Taxes: $2,670 (2025)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 996607
- Updated: 5/28/2026
- Added to Site: 89 day(s) ago
Rental Information
- Complex Features: Pickle Ball, BBQ Pit/Grill, Community Room, Exercise Room, Minimum Rental Prd, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Pool
Interior
- Number of Rooms: 11
- Interior Features: Breakfast Bar, Ceiling Crwn Molding, Kitchen Island, Pantry, Shelving, Washer/Dryer Hookup
- Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
- Flooring: Floor Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
Additional Information
- Pool: Yes
- Pool Description: Pool Type
Exterior
- Exterior Features: Rain Gutter, Fenced Back Yard, Yard Building
- Porch/Patio/Deck: Patio Open, Porch Open, Porch Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
Location
- Area: 20 - Freeport
- County: Walton
- Subdivision: HAMMOCK BAY
- Driving Directions: From Hwy 20, South on 83A West, left onto Kaleidoscope Kove into south Hammock Bay, left on Cozy Cove, look for sign, third house on right.
School Information
- Elementary School: Freeport
- Middle School: Freeport
- High School: Freeport
Community
- Association: Yes
- Assoc. Fees Include: Management, Recreational Faclty
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating Type: Central
- Heating/Cooling: Central, Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Public Water, Underground
Structural Information
- Architectural Style: Craftsman Style
- Construction: Brick, Siding CmntFbrHrdBrd
- Exterior Const.: Brick, Siding CmntFbrHrdBrd
- Stories/Levels: 1
- Square Feet: 1,908
- Sq. Ft. Source: County PA Records
- Year Built: 2023
Lot Features
- Lot Size (Acres): 0.18
- Lot Size (Sq. Ft.): 7,840.8
- Lot Dimensions: 50 x 130 x 65 x 130
- Street/Road Desc.: Paved
- Lot Features: Curb & Gutter, Interior, Level, Sidewalk
- Zoning: Resid Single Family
Financial Considerations
- Assessment Amount: $420
- Tax Amount: $2,670.32
- Tax Year: 2025
Disclosures and Reports
- Legal Description: LOT 3 BLISS AT HAMMOCK BAY PB 25-11 OR 3276-3158 OR 3304-3888
- APN: 30-1S-19-23022-000-0030
- Property ID: 30-1S-19-23022-000-0030
Listed by Hammock Bay
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Schools
Schools serving 14 Cozy Cv
School District:Walton County School District
| Name | Grades | Distance |
|---|---|---|
Freeport Middle School 360 Kylea Laird Drive, Freeport, FL 32439 | 6-8 | 3.6 mi |
Freeport Elementary School 15381 U.S. 331, Freeport, FL 32439 | PK-5 | 3.9 mi |
Freeport Senior High School 12615 U.S. 331, Freeport, FL 32439 | 9-12 | 7.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 14 Cozy Cv
Date
Details
Price
Change
Source
5/19/2026
Price Reduced
$439,900
-2.22%
MLS
4/20/2026
Price Reduced
$449,900
-3.87%
MLS
3/02/2026
Listed
$468,000
23.42%
MLS
10/11/2023
Sold
$379,200
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 14 Cozy Cv
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,646
—
$327,994
—
2024
$2,646
204%
$327,082
391%
2023
$869
—
$66,615
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 14 Cozy Cv
14 Cozy Cove, Freeport, FL 32439 (MLS# 996607) is a Single Family property with 4 bedrooms and 2 full bathrooms. 14 Cozy Cove is currently listed for $439,900 and was received on March 02, 2026. Want to learn more about 14 Cozy Cove? Do you have questions about finding other Single Family real estate for sale in Freeport? You can browse all Freeport real estate or contact a Coldwell Banker agent to request more information.

