Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$3,749,500 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 1 Partial Bath
  • 2,629 Sq. Ft.
  • Updated 16 hours ago
See This Home
Save This Home
See This Home
Save This Home
Welcome home to this beautifully refreshed cottage and carriage house in the heart of Rosemary Beach, where timeless coastal charm meets effortless 30A living. Thoughtfully updated, the main residence features freshly painted interiors, brand-new countertops, refreshed appliances, and a bright, open-concept living and kitchen area designed for gathering with family and friends. Offering three bedrooms and three-and-a-half baths in the main cottage, along with a separate one-bedroom, one-bath carriage house, the property provides a versatile layout with plenty of space for family and guests. Step outside to your own private retreat, where a heated pool surrounded by lush tropical landscaping creates an inviting setting for relaxing afternoons, outdoor entertaining, and evenings after a day at the beach. Ideally located just moments from the beautiful beaches and emerald waters of the Gulf, along with Rosemary Beach's boutique shopping, acclaimed dining, and charming town center, this home places the best of the community right outside your door. Whether enjoyed as a second home, vacation retreat, or investment property, this refreshed Rosemary Beach cottage offers an exceptional opportunity to own and enjoy a special piece of one of 30A's most sought-after communities.

Full Property Details for 198 E Water St

General

  • Price: $3,749,500
  • Taxes: $23,630 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 1008286
  • Updated: 7/23/2026
  • Added to Site: 1 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Allowed, Beach, Deed Access, Exercise Room, Fishing, Pets Allowed, Pool, Tennis, TV Cable, Waterfront

Interior

  • Number of Rooms: 7
  • Interior Features: Breakfast Bar, Built-In Bookcases, Ceiling Beamed, Ceiling Raised, Fireplace, Fireplace 2+, Guest Quarters, Kitchen Island, Lighting Recessed, Lighting Track, Owner's Closet, Shelving, Split Bedroom, Washer/Dryer Hookup, Wet Bar, Woodwork Painted
  • Fireplace: Yes
  • Fireplace(s): Fireplace Gas
  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Washer, Wine Refrigerator, Water Heater - Gas
  • Furnishings: Furnished - All
  • Flooring: Floor Tile, Floor WW Carpet

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Pool: Yes
  • Pool Description: Pool - Heated, Pool Type

Exterior

  • Exterior Features: Rain Gutter, Balcony, BBQ Pit/Grill, Fenced Back Yard, Pool - Gunite Concrt
  • Porch/Patio/Deck: Patio Open, Porch Open

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 1
  • Carport Spaces: 1
  • Parking Features: Covered

Location

  • Area: 18 - 30A East
  • County: Walton
  • Subdivision: ROSEMARY BEACH
  • Driving Directions: Heading East on Hwy 30, Turn Left onto E Water Street. Home Will be on the Left. Park in back of home On Trimingham Ln.

School Information

  • Elementary School: Dune Lakes
  • Middle School: Seaside
  • High School: South Walton

Community

  • Association: Yes
  • Assoc. Fees Include: Accounting, Management, Master Association, Recreational Faclty, Security, Cable TV, Trash

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Ceiling Fans, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Gas - Natural, Public Water, Tap Fee Paid, TV Cable, Underground

Structural Information

  • Architectural Style: Beach House
  • Construction: Concrete, Block
  • Exterior Const.: Concrete, Block
  • Stories/Levels: 3
  • Square Feet: 2,629
  • Sq. Ft. Source: County PA Records
  • Year Built: 2012

Additional Structures

  • Other Structures: Guest Quarters

Lot Features

  • Lot Size (Acres): 0.06
  • Lot Size (Sq. Ft.): 2,613.6
  • Lot Dimensions: 30 x 75
  • Frontage: Private Road
  • Street/Road Desc.: Paved
  • Lot Features: Interior, Within 1/2 Mile to Water
  • Zoning: Resid Single Family
  • Fencing (Description): Fenced Privacy

Financial Considerations

  • Assessment Amount: $1,592
  • Tax Amount: $23,630.43
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: LOT 3 BLK 32 ROSEMARY BEACH PH 6 S/D PB 13-30 OR 2981-1904 OR 2868-2316 OR 2981-1904 OR 3169-2712
  • APN: 35-3S-18-16064-032-0030
  • Property ID: 35-3S-18-16064-032-0030

Listed by Rosemary Beach Realty LLC

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 198 E Water St —

  • Rosemary Beach Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 198 E Water St

School District:Walton County School District
NameGradesDistance
Bay Elementary School
6565 US Highway 98 East, Santa Rosa Beach, FL 32459
K-55.8 mi
Emerald Coast Middle School
4019 US Highway 98 East, Santa Rosa Beach, FL 32459
6-88 mi
South Walton High School
645 Greenway Trail, Santa Rosa Beach, FL 32459
9-1212.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 198 E Water St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/23/2026
Listed
$3,749,500
4.44%
MLS
4/15/2022
Sold
$3,590,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 198 E Water St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$25,391
—
$2,615,230
-6%
2024
$25,391
2%
$2,779,759
2%
2023
$24,824
65%
$2,731,977
76%
2021
$15,023
-18%
$1,552,055
-32%
2022
$18,381
22%
$2,290,780
56%
2021
$15,023
43%
$1,464,108
33%
2019
$10,526
2%
$1,097,321
2%
2018
$10,365
3%
$1,076,861
2%
2017
$10,085
1%
$1,054,712
2%
2016
$9,966
-1%
$1,033,019
1%
2015
$10,053
-1%
$1,025,838
1%
2014
$10,113
57%
$1,017,696
64%
2013
$6,440
—
$620,857
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 198 E Water St

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Rosemary Beach Realty LLC

Similar Properties near 198 E Water St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

177 Tidal Bridge Way, Inlet Beach, FL 32461 - Photo 1
$3,790,000

177 Tidal Bridge Way  Inlet Beach, FL 32461

  • Single Family
  • Active
  • 4
    Beds
  • 5
    Total Baths
  • 3,039
    Sq. Ft.
87 Grace Pt Wy, Inlet Beach, FL 32461 - Photo 1
$3,680,000

87 Grace Pt Wy  Inlet Beach, FL 32461

  • Single Family
  • Active
  • Updated 3 days ago
  • 4
    Beds
  • 5
    Total Baths
  • 2,582
    Sq. Ft.
19214 Front Beach Rd, Panama City Beach, FL 32413 - Photo 1
$3,700,000

19214 Front Beach Rd  Panama City Beach, FL 32413

  • Single Family
  • Active
  • Updated 6 days ago
  • 4
    Beds
  • 5
    Total Baths
114 Bourne Ln, Rosemary Beach, FL 32461 - Photo 1
$3,790,000

114 Bourne Ln  Rosemary Beach, FL 32461

  • Single Family
  • Active
  • 4
    Beds
  • 4
    Total Baths
  • 2,876
    Sq. Ft.

Just Listed near 198 E Water St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

179 E Kingston Rd, Rosemary Beach, FL 32461 - Photo 1 Just Listed
$4,600,000

179 E Kingston Rd  Rosemary Beach, FL 32461

  • Single Family
  • Active
  • Updated 2 days ago
  • 6
    Beds
  • 8
    Total Baths
  • 6,000
    Sq. Ft.
131 Green Heron St, Watersound, FL 32461 - Photo 1 Just Listed
$664,900

131 Green Heron St  #Lot 65  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 1 day ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,690
    Sq. Ft.
Lot 40 Sandcord Dr, Watersound, FL 32461 - Photo 1 Just Listed
$2,197,000

Lot 40 Sandcord Dr  Watersound, FL 32461

  • Residential Lots
  • Active
  • Updated 14 hours ago
  • 0.41
    Acres
165 Needle Cast Ln, Watersound, FL 32461 - Photo 1 Just Listed
$3,895,000

165 Needle Cast Ln  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 5
    Total Baths
  • 4,997
    Sq. Ft.

Price Reduced near 198 E Water St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

92 E Lafayette Rd, Watersound, FL 32461 - Photo 1 Price Reduced
-$10,000 (-1.26%)
$785,000

92 E Lafayette Rd  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 6 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,855
    Sq. Ft.
254 E Yacht Pond Ln, Watersound, FL 32461 - Photo 1 Price Reduced
-$55,000 (-1.39%)
$3,895,000

254 E Yacht Pond Ln  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 2 days ago
  • 7
    Beds
  • 7
    Total Baths
  • 4,196
    Sq. Ft.
88 Hutton Cove, Watersound, FL 32461 - Photo 1 Price Reduced
-$169,450 (-8.98%)
$1,718,462

88 Hutton Cove  #Lot 56  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 5 hours ago
  • 4
    Beds
  • 5
    Total Baths
  • 3,020
    Sq. Ft.
78 Hutton Cove, Watersound, FL 32461 - Photo 1 Price Reduced
-$170,800 (-11.22%)
$1,350,850

78 Hutton Cove  #Lot 55  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 5 hours ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,405
    Sq. Ft.

Recent Sales near 198 E Water St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

20 E Water St, Rosemary Beach, FL 32461 - Photo 1 Sold
$4,300,000

20 E Water St  Rosemary Beach, FL 32461

  • Single Family
  • Closed
  • 4
    Beds
  • 5
    Total Baths
  • 2,741
    Sq. Ft.
36 Town Hall Rd, Rosemary Beach, FL 32461 - Photo 1 Sold
$3,400,000

36 Town Hall Rd  Rosemary Beach, FL 32461

  • Single Family
  • Closed
  • 3
    Beds
  • 3
    Total Baths
  • 2,056
    Sq. Ft.
92 Bridgetown Ave, Rosemary Beach, FL 32461 - Photo 1 Sold
$3,750,000

92 Bridgetown Ave  Rosemary Beach, FL 32461

  • Single Family
  • Closed
  • 5
    Beds
  • 5
    Total Baths
  • 2,901
    Sq. Ft.
13 Dill Ln, Inlet Beach, FL 32461 - Photo 1 Sold
$3,325,000

13 Dill Ln  Inlet Beach, FL 32461

  • Single Family
  • Closed
  • 4
    Beds
  • 4
    Total Baths
  • 2,524
    Sq. Ft.

198 E Water Street, Inlet Beach, FL 32461 (MLS# 1008286) is a Single Family property with 4 bedrooms, 4 full bathrooms and 1 partial bathroom. 198 E Water Street is currently listed for $3,749,500 and was received on July 23, 2026. Want to learn more about 198 E Water Street? Do you have questions about finding other Single Family real estate for sale in Inlet Beach? You can browse all Inlet Beach real estate or contact a Coldwell Banker agent to request more information.

Tour this property