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$3,595,000

  • For Sale
  • Active
  • Single Family
  • 6 Beds
  • 4 Full Baths
  • Updated 5 days ago
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Islamorada Beach House in Lower Matecumbe. This 6 bedroom, 4 bathroom home is situated directly on Sea Oats Beach, a mile-long sea turtle nesting beach, with stunning Atlantic Ocean views, sunrise skies, and a sandy beach backyard just steps from the water. The home captures the essence of relaxed coastal living with expansive beachside outdoor space and turquoise water. Enjoy exceptional access to the nearby grass flats, known for wade fishing for bonefish and tarpon. An additional nearby smaller canal front lot is included. A special opportunity to own direct beachfront property in Islamorada, where the Atlantic Ocean is your backdrop and the beach is your backyard.

Full Property Details for 74051 Overseas Hwy

General

  • Price: $3,595,000
  • Taxes: $21,944 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Greater_Miami
  • MLS ID: A12042996
  • Updated: 7/8/2026
  • Added to Site: 19 day(s) ago

Interior

  • Interior Features: First Floor Entry, Second Floor Entry, Split Bedroom, Walk-In Closet(s), Separate Guest/In-Law Quarters, Maid/In-Law Quarters, Utility Room/Laundry
  • Appliances: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • Furnished: Yes
  • Furnishings: Furnished
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4
  • Primary Bathroom: Dual Sinks, Shower Only

Bedrooms

  • Total Bedrooms: 6
  • Bedroom Features: At Least 1 Bedroom Ground Level, Primary Bath Shower, Primary Bedroom Upstairs

Other Rooms

  • Living Room: Separate Guest/In-Law Qua Sq. Ft.
  • Laundry: Utility Room/Laundry

Exterior

  • Exterior Features: Room for Pool
  • Deck/Patio: Deck, Open Porch, Patio

Parking

  • Carports: Yes
  • Carport Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Attached Carport, Driveway

Location

  • Area: Lower Matecumbe Beach
  • County: Monroe County
  • Subdivision: LOWER MATECUMBE BEACH
  • Building Name: LOWER MATECUMBE BEACH
  • Driving Directions: Lower Matecumbe Mile Marker 74, Oceanside
  • Direction Faces: West

Community

  • Community Name: Lower Matecumbe Beach
  • Association: Yes

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Air, Wall/Window Unit(s)
  • Heating Type: Heat Strip

Utilities

  • Sewer: Public Sewer
  • Water: Municipal Water

Structural Information

  • Architectural Style: Detached, Two Story
  • Structure Type: House
  • Detached/Attached: Detached
  • Construction: Concrete Block Construction, CBS Construction
  • Roof: Metal Roof
  • Doors: High Impact Doors
  • Year Built: 1972

Lot Features

  • Property View: Ocean, Direct Ocean, Water
  • Frontage Feet: 100
  • Lot Features: 1/4 To Less Than 1/2 Acre Lot
  • Zoning: R1
  • Fencing (Description): Fenced

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: WF/Ocean Access, Ocean Access, Ocean Front

Financial Considerations

  • Tax Amount: $21,944
  • Tax Year: 2025
  • Terms: All Cash, Conventional, VA Loan

Disclosures and Reports

  • Legal Description: BK 4 LT 1 LOWER MATECUMBE BEACH LOWER MATECUMBE KEY PB3-34 OR486-472 OR603-452 OR753-1833 OR761-472 OR766-902OR545-609 OR650-386 OR690-408 O
  • Restrictions: Ok To Lease With Res
  • Inclusions: Unrestricted Salt Water Access
  • Property ID: 00389640-000000

Listed by American Caribbean Real Estate

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— 74051 Overseas Hwy —

  • American Caribbean Real Estate

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 74051 Overseas Hwy

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Plantation Key School
100 Lake Road, Tavernier, FL 33070
PK-815.1 mi
Coral Shores High School
89901 Old Highway, Tavernier, FL 33070
9-1215.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 74051 Overseas Hwy Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/25/2026
Listed
$3,595,000
124.69%
MLS
8/19/2020
Sold
$1,600,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 74051 Overseas Hwy

Year
Property Taxes
Change
Tax Assessment
Change
2025
$21,945
7%
$2,494,037
3%
2024
$20,517
10%
$2,430,777
23%
2023
$18,623
20%
$1,981,950
52%
2021
$15,577
-10%
$1,307,384
-27%
2022
$17,369
12%
$1,802,237
38%
2021
$15,577
1%
$1,307,244
4%
2019
$15,403
10%
$1,257,848
12%
2018
$13,989
2%
$1,127,410
—
2017
$13,760
-2%
$1,132,642
4%
2016
$14,037
9%
$1,093,123
9%
2015
$12,858
1%
$1,004,903
2%
2014
$12,714
2%
$986,510
3%
2013
$12,524
—
$958,236
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 74051 Overseas Hwy

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NMLS#: 1598647

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Listed by American Caribbean Real Estate

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74051 Overseas Hwy, Islamorada, FL 33036 (MLS# A12042996) is a Single Family property with 6 bedrooms and 4 full bathrooms. 74051 Overseas Hwy is currently listed for $3,595,000 and was received on June 25, 2026. Want to learn more about 74051 Overseas Hwy? Do you have questions about finding other Single Family real estate for sale in Islamorada? You can browse all Islamorada real estate or contact a Coldwell Banker agent to request more information.

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