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$3,595,000

  • For Sale
  • Active
  • Single Family
  • 6 Beds
  • 4 Full Baths
  • 3,312 Sq. Ft.
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Beach Retreat in Lower Matecumbe, Islamorada. This 6 bedroom, 4 bathroom home is situated directly on Sea Oats Beach, a mile-long sea turtle nesting beach, with stunning Atlantic Ocean views, sunrise skies, and a sandy beach backyard just steps from the water. The home captures the essence of relaxed coastal living with expansive beachside outdoor space and turquoise water. Enjoy exceptional access to the nearby grass flats, known for wade fishing for bonefish and tarpon. An additional 30 ft. x 20 ft. canal front lot is included, creating a unique bonus to this beachfront offering. A special opportunity to own direct beachfront property in Islamorada, where the Atlantic Ocean is your backdrop and the beach is your backyard.

Full Property Details for 74051 Overseas Hwy

General

  • Price: $3,595,000
  • Taxes: $21,944 (2025)
  • Status: Active
  • Type: Single Family
  • Source: 927
  • MLS ID: 620406
  • Updated: 6/25/2026
  • Added to Site: 19 day(s) ago

Interior

  • Interior Features: Entrance Foyer, Walk-in Closet(s), Bar
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer, Wine Cooler
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Bedrooms

  • Total Bedrooms: 6

Other Rooms

  • Laundry: Laundry Room

Exterior

  • Exterior Features: Fencing, Sandy Beach
  • Deck/Patio: Open Porch/Balcony, Deck, Patio
  • Porch/Patio/Deck: Open Porch/Balcony, Deck, Patio

Parking

  • Parking Features: Off Street, Covered

Location

  • Area: 22 - Lower Matecumbe
  • County: Monroe
  • Subdivision: Lower Mat Bch (74.0)
  • Driving Directions: Mile Marker 74 oceanside, across from Mobil station

Community

  • Assoc. Fees Include: None
  • Pets Allowed: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ductless, Central Air

Structural Information

  • Architectural Style: Above Flood
  • Construction Status: Updated/Remodeled
  • Construction: CBS
  • Windows/Doors: Impact Rstnce Doors, Impact Rstnce Window
  • Square Feet: 3,312
  • Sq. Ft. Source: Tax Records
  • Year Built: 1972
  • Property Condition: Updated/Remodeled

Unit Information

  • Units in Building: 1

Lot Features

  • Property View: Open Water View, Ocean
  • Lot Size (Acres): 0.43
  • Lot Size (Sq. Ft.): 18,900
  • Lot Size Source: Tax Records
  • Zoning: R1 - Residential Single Family

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Canal Front, Oceanfront, Open Water

Financial Considerations

  • Tax Amount: $21,944.88
  • Tax Year: 2025
  • Terms: Cash, Conventional

Disclosures and Reports

  • Legal Description: Bk 4 Lt 1 Lower Matecumbe Beach Lower Matecumbe Key Pb3-34 Or486-472 Or603-452 Or753-1833 Or761-472 Or766-902Or545-609 O
  • Flood Zone: VE, AE
  • APN: 00389640-000000

Listed by American Caribbean Real Estate, Christie's International Real Estate, Carolyn C Ambler (305) 664-4866

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Listing agent

— 74051 Overseas Hwy —

  • Carolyn C Ambler

    American Caribbean Real Estate, Christie's International Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 74051 Overseas Hwy

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Plantation Key School
100 Lake Road, Tavernier, FL 33070
PK-815.1 mi
Coral Shores High School
89901 Old Highway, Tavernier, FL 33070
9-1215.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 74051 Overseas Hwy Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/25/2026
Listed
$3,595,000
7090%
MLS
8/17/2020
Sold
$50,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 74051 Overseas Hwy

Year
Property Taxes
Change
Tax Assessment
Change
2024
$516
4%
$69,030
2%
2023
$494
29%
$67,860
71%
2021
$383
-15%
$39,780
-33%
2022
$448
17%
$59,670
595%
2021
$383
397%
$8,580
10%
2019
$77
67%
$7,800
67%
2018
$46
12%
$4,680
9%
2017
$41
-7%
$4,290
—
2016
$44
13%
$4,290
10%
2015
$39
-2%
$3,900
—
2014
$40
-92%
$3,900
269%
2013
$532
—
$1,056
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 74051 Overseas Hwy

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by American Caribbean Real Estate, Christie's International Real Estate, Carolyn C Ambler (305) 664-4866

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74051 Overseas Highway, Lower Matecumbe, FL 33036 (MLS# 620406) is a Single Family property with 6 bedrooms and 4 full bathrooms. 74051 Overseas Highway is currently listed for $3,595,000 and was received on June 25, 2026. Want to learn more about 74051 Overseas Highway? Do you have questions about finding other Single Family real estate for sale in Lower Matecumbe? You can browse all Lower Matecumbe real estate or contact a Coldwell Banker agent to request more information.

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