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$720,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 1 Bed
  • 1 Full Bath
  • 1 Partial Bath
  • 730 Sq. Ft.
  • Updated 1 day ago
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Island Garden Retreat is a rare five-lot hideaway tucked beneath a canopy of mature tropical trees in the peaceful Key Largo neighborhood of Pirates Cove. Set across 15,890 square feet of lush, established landscape, this private cottage lives larger than its footprint, featuring vaulted wood-beamed ceilings, a warm island color palette, granite countertops, and a cozy breakfast counter. Impact windows frame lush greenery and invite the outdoors in. Sliding doors open from the bedroom to a quiet garden patio, creating effortless indoor-outdoor living. A screened patio, open courtyard, fire pit, and multiple tucked-away garden spaces offer countless corners for your morning latte or a relaxing evening breeze. Brick paver parking and walkways, an outdoor shower, storage, and a dedicated washer/dryer room add everyday convenience. Five contiguous lots, this serene and oversized property offers rare space and flexibility, room for a pool, garage, or future expansion of the existing home. Enjoy nearby Florida Bay access and a voluntary neighborhood boat ramp, all just minutes from Key Largo's dining and amenities, yet entirely tucked away in your own garden sanctuary.

Full Property Details for 13 Pirates Dr

General

  • Price: $720,000
  • HOA FEE: $21/month
  • HOA FEE FREQ.: Yearly
  • Taxes: $6,523 (2025)
  • Status: Active
  • Type: Single Family
  • Source: 927
  • MLS ID: 618777
  • Updated: 2/23/2026
  • Added to Site: 1 day(s) ago

Interior

  • Interior Features: Granite Counter Top, Dade County Pine
  • Appliances: Washer, Stainless Steel Appliance(s), Refrigerator, Dryer
  • Furnished: Yes
  • Furnishings: Furnished

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 1

Additional Information

  • Shared Amenities: Community Boat Ramp

Exterior

  • Exterior Features: Outdoor Shower, Storage, Shed
  • Deck/Patio: Patio, Screened Patio

Parking

  • Parking: Open Parking, Off Street Parking

Location

  • Area: 27 - Key Largo MM 97-107
  • County: Monroe
  • Subdivision: Pirates Cove (Key Largo) (98.5)
  • Driving Directions: US1 to MM98 bayside, Turn onto Francis Drake Drive and then right onto Pirates Dr.

Community

  • Association: Yes
  • Assoc. Fees Include: Other
  • Pets Allowed: Yes

Heating & Cooling

  • Cooling Type: Central Air

Utilities

  • Water: No Waterview
  • Utility Description: FKAA, Municipal Sewer

Structural Information

  • Architectural Style: Single Family
  • Construction: CBS, Concrete
  • Roof: Metal Roof
  • Windows/Doors: Impact Rstnce Window
  • Square Feet: 730
  • Sq. Ft. Source: Tax Records
  • Year Built: 1953

Lot Features

  • Lot Size (Sq. Ft.): 15,890
  • Zoning: ISM - Improved Sub Masonry

Water Features

  • Water View: Yes
  • Water Front Type: None
  • Dock Description: None

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $250
  • Assoc Fee Freq.: Yearly
  • Tax Amount: $6,523
  • Tax Year: 2025
  • Terms: No Seller Finance, VA, Conventional, Cash

Disclosures and Reports

  • Legal Description: BK 12 LTS 2-3-4-5-6 PIRATES COVE PB3-18 KEY LARGO OR265-54/55 OR348-203/04 OR343-518 OR500-303 OR1505-1951 OR1582-967 OR
  • Restrictions: Yes
  • Flood Zone: AE, X
  • APN: 00494490-000000

Listed by American Caribbean Real Estate, Christie's International Real Estate, Carolyn C Ambler (203) 395-6773

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Listing agent

— 13 Pirates Dr —

  • Carolyn C Ambler

    American Caribbean Real Estate, Christie's International Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 13 Pirates Dr

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Key Largo School
104801 Overseas Highway, Key Largo, FL 33037
PK-86.3 mi
Coral Shores High School
89901 Old Highway, Tavernier, FL 33070
9-128.2 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 13 Pirates Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/23/2026
Listed
$720,000
166.67%
MLS
5/16/2014
Sold
$270,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 13 Pirates Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,841
—
$713,347
13%
2024
$5,841
—
$633,326
-8%
2023
$5,869
136%
$686,750
169%
2021
$2,485
-51%
$255,477
-55%
2022
$5,061
104%
$562,017
123%
2021
$2,485
2%
$251,950
2%
2019
$2,432
—
$246,286
2%
2018
$2,425
2%
$241,694
2%
2017
$2,378
-1%
$236,723
2%
2016
$2,404
-2%
$231,855
1%
2015
$2,442
-12%
$230,243
14%
2014
$2,772
11%
$201,555
10%
2013
$2,500
—
$183,232
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 13 Pirates Dr

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by American Caribbean Real Estate, Christie's International Real Estate, Carolyn C Ambler (203) 395-6773

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13 Pirates Drive, Key Largo, FL 33037 (MLS# 618777) is a Single Family property with 1 bedroom, 1 full bathroom and 1 partial bathroom. 13 Pirates Drive is currently listed for $720,000 and was received on February 23, 2026. Want to learn more about 13 Pirates Drive? Do you have questions about finding other Single Family real estate for sale in Key Largo? You can browse all Key Largo real estate or contact a Coldwell Banker agent to request more information.

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