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$6,475,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 5 Full Baths
  • Updated 1 day ago
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Mediterranean-style elegance meets Ocean Reef Club living in this 3-story lakefront residence offering 4,668 SF under A/C and an interior elevator for effortless access to all levels. The entry-level primary suite delivers everyday convenience with a private office and serene lake views. A chef's kitchen with quartz countertops and a sunlit breakfast area overlooks the lake, while the upper level features dual living areas-perfect for family, guests, or a private retreat. Each bedroom is en-suite with walk-in closets. Notable upgrades include a 2022 roof, full impact windows/doors, a two-car garage, and substantial lower-level storage. Enjoy the unmatched lifestyle of Ocean Reef Club: 2,500 tropical acres, a 175-slip marina, two championship golf courses, tennis & pickleball, dining and boutiques, cultural and art amenities, onsite medical services, and the K-8 Academy-plus a private 4,456' lighted runway for easy arrivals. A rare opportunity in The Hammock golf course neighborhood.

Full Property Details for 205 South Harbor

General

  • Price: $6,475,000
  • HOA FEE: $1,013/month
  • HOA FEE FREQ.: Annually
  • Taxes: $18,228 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Greater_Miami
  • MLS ID: A11949374
  • Updated: 1/20/2026
  • Added to Site: 3 day(s) ago

Interior

  • Interior Features: Second Floor Entry, Den/Library/Office, Family Room
  • Appliances: Dishwasher, Dryer
  • Furnished: Yes
  • Furnishings: Furnished
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 5

Bedrooms

  • Total Bedrooms: 4
  • Bedroom Features: Entry Level, Primary Bath Shower, Primary Bath Tub

Other Rooms

  • Living Room: Den/Library/Office, Family Sq. Ft.
  • Dining Room: Breakfast Area, Formal Dining

Additional Information

  • Shared Pool: Yes
  • Pool: Yes
  • Pool Description: Above Ground
  • Spa Description: Community
  • Equipment: Elevator

Exterior

  • Exterior Features: Lighting
  • Deck/Patio: Deck, Screened Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway, Golf Cart Parking, Guest

Location

  • Area: Harbor Course South Sec
  • County: Monroe County
  • Subdivision: HARBOR COURSE SOUTH SEC
  • Building Name: HARBOR COURSE SOUTH SEC
  • Driving Directions: Use GPS to Ocean Reef Club over Card South Rd.
  • Direction Faces: East

Community

  • Community Name: Harbor Course South Sec
  • Gated community: Yes
  • Association: Yes

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Municipal Water

Structural Information

  • Architectural Style: Detached, Two Story, Mediterranean
  • Structure Type: House
  • Detached/Attached: Detached
  • Construction: CBS Construction
  • Roof: Barrel Roof
  • Doors: High Impact Doors
  • Building Size: 4668
  • Year Built: 2000

Lot Features

  • Property View: Lake, Pool
  • Lot Size (Sq. Ft.): 17,950
  • Lot Features: 3/4 To Less Than 1 Acre Lot
  • Zoning: RE

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: WF/Pool/No Ocean Access, Lake

Financial Considerations

  • Association Fee: $12,160
  • Assoc Fee Freq.: Annually
  • Tax Amount: $18,228
  • Tax Year: 2025
  • Terms: All Cash, Conventional

Disclosures and Reports

  • Legal Description: BK 5 LT 20 HARBOR COURSE SOUTH SEC ONE O R PLAT #14 PB7-9 OR968-936 OR968-944 OR1048-1875 OR1098-2084 OR1353-1901/04 OR1542-1250/52 OR1542-1
  • Restrictions: Assoc Approval Required
  • Inclusions: None
  • Property ID: 1711870

Listed by Swenson & Ecuyer Realty

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Listing agent

— 205 South Harbor —

  • Swenson & Ecuyer Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 205 South Harbor

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Key Largo School
104801 Overseas Highway, Key Largo, FL 33037
PK-811.3 mi
Coral Shores High School
89901 Old Highway, Tavernier, FL 33070
9-1225.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 205 South Harbor Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/19/2026
Listed
$6,475,000
172.63%
MLS
12/14/2017
Sold
$2,375,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 205 South Harbor

Year
Property Taxes
Change
Tax Assessment
Change
2024
$18,305
—
$2,773,265
3%
2024
$18,305
2%
$2,695,107
3%
2023
$17,900
8%
$2,616,609
15%
2021
$16,612
-3%
$2,277,129
-10%
2022
$17,089
3%
$2,540,398
13%
2021
$16,612
2%
$2,257,176
3%
2019
$16,214
6%
$2,201,560
8%
2018
$15,335
7%
$2,031,922
2%
2017
$14,277
8%
$1,984,463
20%
2016
$13,173
4%
$1,649,187
7%
2015
$12,643
-33%
$1,536,554
-31%
2014
$18,756
-5%
$2,228,275
-3%
2013
$19,706
—
$2,291,010
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Swenson & Ecuyer Realty

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205 South Harbor, Key Largo, FL 33037 (MLS# A11949374) is a Single Family property with 4 bedrooms and 5 full bathrooms. 205 South Harbor is currently listed for $6,475,000 and was received on January 19, 2026. Want to learn more about 205 South Harbor? Do you have questions about finding other Single Family real estate for sale in Key Largo? You can browse all Key Largo real estate or contact a Coldwell Banker agent to request more information.

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