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$849,000 -$10,000 (-1.16%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 2,283 Sq. Ft.
  • Updated 10 hours ago
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* CBS 4/2 CONCRETE HOME WITH A BRAND NEW METAL ROOF! * OPTIONAL HOMEOWNERS PARK WITH BOAT RAMP * Your Keys paradise is found in this inviting 4-bedroom, 2-bath, 2,283 sq. ft. home in Largo Sound Village, one of north Key Largo's most desirable neighborhoods. Quiet and low-traffic location near the neighborhood boat ramp with peek-a-boo views of the water! Inside, you'll find a beautifully updated chef's kitchen featuring white cabinetry, Silestone countertops, and stainless appliances with barstool counter seating. The spacious living room flows seamlessly into a large, fully enclosed all season room -- providing abundant space for entertaining or relaxing. Large windows bring in lovely natural light throughout the home. Four bedrooms and two well-appointed bathrooms ensure space and comfort for the entire family. The primary bedroom offers a luxurious ensuite bathroom with a large walk-in shower. One bedroom has an exterior door, offering the option to create a separate in-law suite. This fantastic community offers the option to join a PRIVATE homeowner's park with a BOAT RAMP, tiki hut and trailer parking for ONLY $150 PER YEAR! Quick access to the ocean, or to the bay through Adams Cut. Situated on a generous 6,000 sq. ft. lot, there is plenty of parking for multiple vehicles, boat trailers, or an RV. A 240V Tesla Fast Charger is already installed, making this home turnkey for electric vehicle owners. Built with durable CBS concrete construction, and a new metal roof installed by Keys Roofing, this home offers peace of mind and lasting quality. Whether you're seeking a primary residence or a Florida Keys getaway, this home delivers the ideal blend of comfort, convenience, and coastal charm. Close to great dining and shopping and just an hour from Miami.

Full Property Details for 304 2nd Terrace

General

  • Price: $849,000
  • HOA FEE: $13/month
  • HOA FEE FREQ.: Yearly
  • Taxes: $2,949 (2024)
  • Status: Active
  • Type: Single Family
  • Source: 927
  • MLS ID: 617186
  • Updated: 1/20/2026
  • Added to Site: 77 day(s) ago

Interior

  • Rooms/Areas: Sun/Florida Room
  • Interior Features: Split Bedroom, Window Treatments, Entrance Foyer
  • Appliances: Washer, Stainless Steel Appliance(s), Oven, Range, Refrigerator, Dishwasher, Dryer
  • Furnishings: Unfurnished, Negotiable
  • Flooring: Tile, Laminate, Carpet

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Shared Amenities: Community Boat Ramp, Other Area Features

Exterior

  • Exterior Features: Fencing
  • Deck/Patio: Windowed P/B

Parking

  • Parking: Open Parking, Off Street Parking

Location

  • Area: 27 - Key Largo MM 97-107
  • County: Monroe
  • Subdivision: Largo Sound Vill (104.0)

Community

  • Association: Yes
  • Assoc. Fees Include: Other
  • Pets Allowed: Yes

Heating & Cooling

  • Cooling Type: Central Air, Wall/Window Unit(s)
  • Heating Type: Central

Utilities

  • Water: Ocean View
  • Utility Description: FKAA, Elect Separate Meter, Cable Available

Structural Information

  • Architectural Style: Single Family
  • Construction Status: Updated/Remodeled
  • Construction: CBS
  • Roof: Metal Roof
  • Windows/Doors: Single Hung Windows, Impact Rstnce Doors, Other Windows/Doors
  • Wiring: Cable
  • Stories/Levels: 1 Story
  • Square Feet: 2,283
  • Sq. Ft. Source: Tax Records
  • Year Built: 1975
  • Property Condition: Updated/Remodeled

Lot Features

  • Lot Size (Sq. Ft.): 6,000
  • Lot Dimensions: 60 x 100
  • Zoning: IS - Improved Subivision District

Water Features

  • Water View: Yes
  • Water Front Type: None
  • Dock Description: Boat Ramp

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $150
  • Assoc Fee Freq.: Yearly
  • Tax Amount: $2,949
  • Tax Year: 2024
  • Terms: No Seller Finance, FHA, VA, Conventional, Cash

Disclosures and Reports

  • Legal Description: BK 4 LT 9 LARGO SOUND VILLAGE PB4-92 KEY LARGO OR615-249 OR1058-256 OR1147-2296/97 OR1174-1629 OR1180-401 OR1304-1570 O
  • Flood Zone: AE, 0.2 PCT ANNUAL CH
  • APN: 00474550-000000

Listed by LoKation Real Estate, Michelle Rusch (305) 972-4105

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Listing agent

— 304 2nd Terrace —

  • Michelle Rusch

    LoKation Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 304 2nd Terrace

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Key Largo School
104801 Overseas Highway, Key Largo, FL 33037
PK-81 mi
Key West High School
2100 Flagler Avenue, Key West, FL 33040
9-1295.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 304 2nd Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/20/2026
Price Reduced
$849,000
-1.16%
MLS
1/09/2026
Price Reduced
$859,000
-0.58%
MLS
12/09/2025
Price Reduced
$864,000
-0.58%
MLS
11/12/2025
Price Reduced
$869,000
-3.34%
MLS
11/04/2025
Listed
$899,000
172.42%
MLS
3/27/2009
Sold
$330,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 304 2nd Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,949
—
$318,363
3%
2024
$2,949
5%
$309,391
3%
2023
$2,808
4%
$300,380
6%
2021
$2,693
1%
$283,138
-3%
2022
$2,667
-1%
$291,632
4%
2021
$2,693
2%
$279,229
2%
2019
$2,633
—
$272,952
2%
2018
$2,627
2%
$267,863
2%
2017
$2,575
-1%
$262,354
2%
2016
$2,604
-1%
$256,958
1%
2015
$2,643
-2%
$255,172
1%
2014
$2,697
-4%
$253,147
-2%
2013
$2,802
—
$258,067
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 304 2nd Terrace

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by LoKation Real Estate, Michelle Rusch (305) 972-4105

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304 2nd Terrace, Key Largo, FL 33037 (MLS# 617186) is a Single Family property with 4 bedrooms and 2 full bathrooms. 304 2nd Terrace is currently listed for $849,000 and was received on November 04, 2025. Want to learn more about 304 2nd Terrace? Do you have questions about finding other Single Family real estate for sale in Key Largo? You can browse all Key Largo real estate or contact a Coldwell Banker agent to request more information.

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