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$1,349,000 Just Listed
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Property Description
This three-story waterfront residence offers a thoughtfully designed layout with four bedrooms and four bathrooms under 1,788 square feet of air-conditioned living space. Open living areas are complemented by a versatile loft, ideal for a home office, media room, or private retreat with scenic views. Peace of mind knowing the metal roof will last for many years. The lower-level bedroom features a separate entrance and direct access to the backyard and boat deck, creating an ideal setup for guests or added flexibility. Enjoy direct waterfront access with a private 40-foot dock and a 10,000-pound boat lift. A minimum 28-day rental allowance provides extended-stay flexibility. Located approximately one hour from Miami, this property offers the perfect balance of island living and accessibility.
Full Property Details
Full Property Details for 311 Belmont Ln
General
- Price: $1,349,000
- Taxes: $9,077 (2025)
- Status: Active
- Type: Single Family
- Source: Greater_Miami
- MLS ID: A11944431
- Updated: 1/16/2026
- Added to Site: 2 day(s) ago
Interior
- Interior Features: First Floor Entry, Built-in Features, Loft
- Appliances: Dishwasher, Dryer, Refrigerator, Wall Oven
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
Bedrooms
- Total Bedrooms: 4
- Bedroom Features: Entry Level
Other Rooms
- Living Room: Loft Sq. Ft.
Exterior
- Exterior Features: Open Balcony
- Deck/Patio: Open Balcony, Open Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 1
- Carports: Yes
- Carport Spaces: 2
- Covered Spaces: 3
- Parking Features: Attached Carport, Covered, Driveway
Location
- Area: Cross Key Waterways Est S
- County: Monroe County
- Subdivision: CROSS KEY WATERWAYS EST S
- Building Name: CROSS KEY WATERWAYS EST S
- Direction Faces: West
Community
- Community Name: Cross Key Waterways Est S
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Air, Wall/Window Unit(s)
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Municipal Water
Structural Information
- Architectural Style: Detached, Three Or More Stories, Multi Level
- Structure Type: House
- Detached/Attached: Detached
- Construction: Concrete Block Construction
- Roof: Metal Roof
- Building Size: 4251
- Square Feet: 1,788
- Living Area: 1,788 Sq. Ft.
- Year Built: 2006
Lot Features
- Property View: Canal
- Lot Size (Sq. Ft.): 4,000
- Frontage Feet: 40
- Lot Features: Less Than 1/4 Acre Lot
- Zoning: URM
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: WF/Ocean Access, Canal Front
Financial Considerations
- Price Per Sq. Ft.: $754.47
- Tax Amount: $9,077
- Tax Year: 2025
- Terms: All Cash, Conventional
Disclosures and Reports
- Legal Description: BK 4 LT 19 CROSS KEY WATERWAY ESTATES SECTION THREE KEY LARGO PB6-61 OR478-199 OR589-519 OR1121-2187 OR1994-309 OR2254-1842 OR2452-1955 OR29
- Restrictions: No Restrictions
- Inclusions: Boatlift
- Property ID: 00468473-006800
Listed by Compass Florida, LLC
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Schools
Schools serving 311 Belmont Ln
School District:Monroe County School District, Middle Torch Key, FL
| Name | Grades | Distance |
|---|---|---|
Key Largo School 104801 Overseas Highway, Key Largo, FL 33037 | PK-8 | 2 mi |
Coral Shores High School 89901 Old Highway, Tavernier, FL 33070 | 9-12 | 12.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 311 Belmont Ln
Date
Details
Price
Change
Source
1/15/2026
Listed
$1,349,000
10.57%
MLS
1/04/2024
Sold
$1,220,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 311 Belmont Ln
Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,992
—
$1,022,158
80%
2024
$4,992
4%
$568,519
3%
2023
$4,805
4%
$551,961
6%
2021
$4,617
2%
$520,277
-3%
2022
$4,536
-2%
$535,885
4%
2021
$4,617
4%
$513,094
4%
2019
$4,427
-10%
$492,272
3%
2018
$4,941
18%
$476,553
10%
2017
$4,194
7%
$433,218
18%
2016
$3,914
2%
$368,427
7%
2015
$3,824
6%
$344,873
10%
2014
$3,604
-1%
$313,521
2%
2013
$3,631
—
$307,485
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 311 Belmont Ln
311 Belmont Ln, Key Largo, FL 33037 (MLS# A11944431) is a Single Family property with 4 bedrooms and 4 full bathrooms. 311 Belmont Ln is currently listed for $1,349,000 and was received on January 15, 2026. Want to learn more about 311 Belmont Ln? Do you have questions about finding other Single Family real estate for sale in Key Largo? You can browse all Key Largo real estate or contact a Coldwell Banker agent to request more information.

