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$585,000
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Property Description
Stunning remodel in exclusive Rock Harbor Club! Ideal as a pied-a-terre, or a full time home, this fully remodeled ground level flat is absolutely gorgeous, with carefully curated finishes & thoughtful updates. The expansive kitchen has been fully refitted from top to bottom including stainless steel appliances, marble counters, a pantry, coffee bar, breakfast bar, under cabinet lighting, open shelving and Miele washer & dryer - cleverly hidden behind cabinetry. Fully tiled throughout, with a wall of impact glass doors looking through the lush hardwood hammock and beautiful Florida Bay. An oversized bedroom suite also features a wall of glass doors, a seating area & a walk in closet. The bathroom feels like a spa with sleek finishes, a double sized vanity & glass shower enclosure. Rock Harbor Club is a meticulously maintained, gated private community that offers fantastic amenities - including: dry stack boat storage with in/out service for boats up to 26', pool, tennis, basketball, clubhouse, gym, sauna, sandy beach, kayak launch, onsite property manager and more. Enjoy sunny days and nightly sunsets overlooking beautiful Florida Bay. 28 day minimum rentals, this condo has been rented for $6,000 per month in the winter season with a list of clientele that would love to return. Furnishings negotiable. South Key Largo location for easy access to all of the restaurants, shopping, boating, fishing and diving Key Largo, Tavernier & Islamorada are known for. Escape to Key Largo and enjoy the beauty of island life!
Full Property Details
Full Property Details for 97652 Overseas Hwy #M4
General
- Sold For: $585,000
- HOA FEE: $951/month
- Taxes: $4,154 (2025)
- Status: Closed
- Type: Condo
- Source: 927
- MLS ID: 619041
- Added to Site: 37 day(s) ago
Interior
- Interior Features: Pantry, Bar, Walk-in Closet(s), Storage, Built-in Cabinets
- Appliances: Washer, Water Purification, Stainless Steel Appliance(s), Wine Cooler, Microwave, Oven, Refrigerator, Dishwasher, Dryer
- Furnishings: Negotiable
- Flooring: Tile
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 1
Additional Information
- Shared Amenities: Community Pool, Beach, Manager on Premises, Tennis Courts, Clubhouse, Community Dockage
- Pool: Yes
- Pool Description: In Ground, Concrete
- Security/Safety: Electric Gate
Exterior
- Exterior Features: Lighting, Tennis Court(s), Sandy Beach
Parking
- Parking: Open Parking, Off Street Parking, Guest Parking
Location
- Area: 27 - Key Largo MM 97-107
- County: Monroe
- Subdivision: Rock Harbor Condo (97.5)
- Driving Directions: Located at mile marker 97 bayside, need agent to enter gate. Shown by appointment only.
Community
- Assoc. Fees Include: Cable, Other, Security, Common Area Mnt, Building Insurance, Bldg Exterior Mnt, Water, Exterminating, Sewer
- Pet Restrictions: 1 pet under 15 lbs
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Water: Bay/Gulf View, Open Water View
- Utility Description: FKAA, Municipal Sewer
Structural Information
- Architectural Style: Condo
- Construction Status: Updated/Remodeled
- Construction: CBS, Concrete
- Roof: Concrete Roof
- Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
- Square Feet: 1,195
- Sq. Ft. Source: Seller
- Year Built: 1975
- Property Condition: Updated/Remodeled
Unit Information
- Unit Type: Unit
Lot Features
- Lot Dimensions: x
- Zoning: SR - Sub Urban Residential District
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Type: Bay Front, Open Water, Gulf Front
- Dock Description: Dock Privileges, Other Dockage, First Come Dock
Financial Considerations
- Association Fee: Yes
- Association Fee: $951
- Assoc Fee Freq.: Monthly
- Tax Amount: $4,154
- Tax Year: 2025
- Terms: Cash, Conventional
Disclosures and Reports
- Legal Description: APT 4 ROCK HARBOR CONDOMINIUM NO 5 KEY LARGO OR684-118 OR1023-2374 OR1597-957 OR3044-1042 OR3174-1489 OR3197-1639 OR3234
- Flood Zone: X
- APN: 00090965-000400
Listed and Sold by American Caribbean Real Estate, Christie's International Real Estate, Lorie Rhyne Leal (305) 942-6044
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Price & Sales History for 97652 Overseas Hwy #M4
Date
Details
Price
Change
Source
4/16/2026
Sold
$585,000
-2.34%
MLS
3/12/2026
Listed
$599,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
97652 Overseas Highway #M4, Key Largo, FL 33037 (MLS# 619041) is a Condo property that was sold at $585,000 on April 16, 2026. Want to learn more about 97652 Overseas Highway #M4? Do you have questions about finding other Condo real estate for sale in Key Largo? You can browse all Key Largo real estate or contact a Coldwell Banker agent to request more information.

