97652 Overseas Highway #M4, Key Largo, FL 33037 - Photo 1

1/1

$585,000

Sold
Closed
Condo
1 Bed
1 Full Bath
1,195 Sq. Ft.

1/1

Property Description

Stunning remodel in exclusive Rock Harbor Club! Ideal as a pied-a-terre, or a full time home, this fully remodeled ground level flat is absolutely gorgeous, with carefully curated finishes & thoughtful updates. The expansive kitchen has been fully refitted from top to bottom including stainless steel appliances, marble counters, a pantry, coffee bar, breakfast bar, under cabinet lighting, open shelving and Miele washer & dryer - cleverly hidden behind cabinetry. Fully tiled throughout, with a wall of impact glass doors looking through the lush hardwood hammock and beautiful Florida Bay. An oversized bedroom suite also features a wall of glass doors, a seating area & a walk in closet. The bathroom feels like a spa with sleek finishes, a double sized vanity & glass shower enclosure. Rock Harbor Club is a meticulously maintained, gated private community that offers fantastic amenities - including: dry stack boat storage with in/out service for boats up to 26', pool, tennis, basketball, clubhouse, gym, sauna, sandy beach, kayak launch, onsite property manager and more. Enjoy sunny days and nightly sunsets overlooking beautiful Florida Bay. 28 day minimum rentals, this condo has been rented for $6,000 per month in the winter season with a list of clientele that would love to return. Furnishings negotiable. South Key Largo location for easy access to all of the restaurants, shopping, boating, fishing and diving Key Largo, Tavernier & Islamorada are known for. Escape to Key Largo and enjoy the beauty of island life!

Full Property Details

Full Property Details for 97652 Overseas Hwy #M4

General

Sold For: $585,000
HOA FEE: $951/month
Taxes: $4,154 (2025)
Status: Closed
Type: Condo
Source: 927
MLS ID: 619041
Added to Site: 89 day(s) ago

Interior

Interior Features: Walk-in Closet(s), Bar, Built-in Cabinets, Pantry, Storage
Appliances: Stainless Steel Appliance(s), Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Water Purification, Wine Cooler
Flooring: Tile

Rooms

Bathrooms

Total Bathrooms: 1
Full Bathrooms: 1

Bedrooms

Total Bedrooms: 1

Additional Information

Shared Amenities: Manager on Premises, Community Dockage, Beach, Clubhouse, Tennis Court(s), Pool
Pool: Yes
Pool Description: Concrete, Heated, In Ground
Security/Safety: Electric Gate

Exterior

Exterior Features: Tennis Court(s), Lighting, Sandy Beach

Parking

Parking Features: Open, Guest, Off Street

Location

Area: 27 - Key Largo MM 97-107
County: Monroe
Subdivision: Rock Harbor Condo (97.5)
Driving Directions: Located at mile marker 97 bayside, need agent to enter gate. Shown by appointment only.

Community

Association: Yes
Assoc. Fees Include: Other, Bldg Exterior Mnt, Building Insurance, Cable TV, Common Area Mnt, Exterminating, Security, Sewer, Water
Pets Allowed: Yes

Heating & Cooling

Central air: Yes
Air Conditioning: Yes
Cooling Type: Central Air
Heating Type: Central

Structural Information

Architectural Style: Above Flood
Construction Status: Updated/Remodeled
Construction: CBS, Concrete
Roof: Concrete
Windows/Doors: Impact Rstnce Doors, Impact Rstnce Window, Shutters
Square Feet: 1,195
Sq. Ft. Source: Seller
Year Built: 1975
Property Condition: Updated/Remodeled

Unit Information

Unit Type: Unit

Lot Features

Property View: Open Water View, Bay
Lot Dimensions: x
Zoning: SR - Sub Urban Residential District

Water Features

Water Front: Yes
Water View: Yes
Water Front Desc.: Bay Front, Gulf Front, Open Water

Financial Considerations

Association Fee: Yes
Association Fee: $951
Assoc Fee Freq.: Monthly
Tax Amount: $4,154.77
Tax Year: 2025
Terms: Cash, Conventional

Disclosures and Reports

Legal Description: APT 4 ROCK HARBOR CONDOMINIUM NO 5 KEY LARGO OR684-118 OR1023-2374 OR1597-957 OR3044-1042 OR3174-1489 OR3197-1639 OR3234
Flood Zone: X
APN: 00090965-000400

Listed and Sold by American Caribbean Real Estate, Christie's International Real Estate, Lorie Rhyne Leal (305) 942-6044

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Listing agent

— 97652 Overseas Hwy #M4 —

Lorie Rhyne Leal

American Caribbean Real Estate, Christie's International Real Estate

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Price & Sales History for 97652 Overseas Hwy #M4

Date

Details

Price

Change

Source

4/16/2026

Sold

$585,000

-2.34%

MLS

3/12/2026

Listed

$599,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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2
Beds
2
Total Baths
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2
Beds
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Total Baths
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2
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Listed by Real Estate Sales Force, Inc., BJ Born
Robert Slack LLC

97652 Overseas Highway #M4, Key Largo, FL 33037 (MLS# 619041) is a Condo property that was sold at $585,000 on April 16, 2026. Want to learn more about 97652 Overseas Highway #M4? Do you have questions about finding other Condo real estate for sale in Key Largo? You can browse all Key Largo real estate or contact a Coldwell Banker agent to request more information.

97652 Overseas Hwy #M4 Key Largo, FL 33037