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$625,000

  • Sold
  • Closed
  • Condo
  • 2 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1,420 Sq. Ft.
  • Updated 12 days ago
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Wake up to sparkling bay views and end your days with unforgettable Florida Keys sunsets from this spacious 2-bedroom, 2.5-bath condo overlooking Florida Bay. Bright and open, the living, dining, and kitchen areas are designed to maximize water views and create an easy flow for everyday living and entertaining. The kitchen features granite countertops and custom wood cabinetry and opens seamlessly to the main living space, while the private screened balcony offers gentle bay breezes and wide-open water views ideal for morning coffee or evening relaxation. Upstairs, the split-bedroom layout provides privacy and comfort, with a bayfront primary suite featuring an ensuite bath and custom illuminated closets, and a guest bedroom with its own full bath. Rock Harbor Club is a private, resort-style bayfront community set on 15 acres of lush tropical landscaping with a large sandy beach for relaxing days in the sun and a premier boating location near the Intracoastal Waterway with a protected marina offering optional dry rack storage, in-and-out service, and dockage. Additional amenities include a heated and chilled pool, tennis and pickleball courts, kayak and paddleboard launch, fire pit, and a bayfront clubhouse with full kitchen, fitness center, saunas, movie room, and Wi-Fi, offering relaxed waterfront living with exceptional amenities and easy access to boating, dining, and the Florida Keys lifestyle.

Full Property Details for 97652 Overseas Hwy #S11

General

  • Sold For: $625,000
  • HOA FEE: $1,140/month
  • Taxes: $4,988 (2024)
  • Status: Closed
  • Type: Condo
  • Source: 927
  • MLS ID: 614197
  • Added to Site: 438 day(s) ago

Interior

  • Interior Features: Entrance Foyer, Built-in Cabinets, Granite Counter Top, Pantry, Split Bedroom, Storage, Tray Ceilings, Window Treatments
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven, Range, Refrigerator, Washer
  • Flooring: Tile, Carpet

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Shared Amenities: Other Area Features, Manager on Premises, Fire Hydrant, Community Dockage, Bike Paths, Beach, Clubhouse, Tennis Court(s), Pool
  • Pool: Yes
  • Pool Description: Concrete, Heated, In Ground, Lap, Decked
  • Security/Safety: Electric Gate

Exterior

  • Exterior Features: Tennis Court(s), Rain Gutters, Lighting, Fencing, Fruit Tree(s), Outdoor Shower, Privacy Wall/Fence, Sandy Beach, Sprinkler System
  • Deck/Patio: Screened
  • Porch/Patio/Deck: Screened

Parking

  • Parking Features: Open, Guest, Off Street

Location

  • Area: 27 - Key Largo MM 97-107
  • County: Monroe
  • Subdivision: Rock Harbor Condo (97.5)
  • Driving Directions: Gated community call for appointment. Mie marker 97.5 bayside across from First State Bank

Community

  • Association: Yes
  • Assoc. Fees Include: Other, Bldg Exterior Mnt, Building Insurance, Cable TV, Common Area Mnt, Exterminating, Security, Sewer, Water
  • Pets Allowed: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fans(s)
  • Heating Type: Central

Structural Information

  • Architectural Style: Above Flood
  • Construction Status: Updated/Remodeled
  • Construction: CBS
  • Roof: Combo Roof, Metal, Other
  • Windows/Doors: Other Windows/Doors, Sliding Glass Doors, Shutters
  • Square Feet: 1,420
  • Sq. Ft. Source: Property Data Card
  • Year Built: 1975
  • Property Condition: Updated/Remodeled

Unit Information

  • Units in Building: 91
  • Unit Type: Unit

Lot Features

  • Property View: Harbor/Marina View, Open Water View, Bay
  • Lot Size (Acres): 14
  • Lot Size (Sq. Ft.): 609,840
  • Zoning: UR - Urban Residential Distrit

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Bay Front, Gulf Front, Open Water

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $1,140
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $4,988.15
  • Tax Year: 2024

Disclosures and Reports

  • Legal Description: APT NO 11 ROCK HARBOR CONDOMINIUM NO 3 KEY LARGO & 8.5% COMMON ELEMENTS OR682-773 OR798-2468 OR851-1888 OR1279-2187 OR3
  • Flood Zone: X, AE, VE, AE, 0.2 PCT A
  • APN: 00090963-001100

Listed by LoKation Real Estate - Pompano Beach, Terri Bodker (305) 522-9420
Sold by Coldwell Banker Schmitt Real Estate Co., Jennifer Hamill

Listing agent

— 97652 Overseas Hwy #S11 —

  • Terri Bodker

    LoKation Real Estate - Pompano Beach

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 97652 Overseas Hwy #S11

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Key Largo School
104801 Overseas Highway, Key Largo, FL 33037
PK-87.1 mi
Key West High School
2100 Flagler Avenue, Key West, FL 33040
9-1290.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 97652 Overseas Hwy #S11

Date
Details
Price
Change
Source
3/24/2026
Sold
$625,000
-3.85%
MLS
1/05/2026
Price Reduced
$650,000
-3.7%
MLS
10/29/2025
Price Reduced
$675,000
-0.74%
MLS
7/24/2025
Price Reduced
$680,000
-2.16%
MLS
3/15/2025
Listed
$695,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed by LoKation Real Estate - Pompano Beach, Terri Bodker (305) 522-9420
Sold by Coldwell Banker Schmitt Real Estate Co., Jennifer Hamill

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97652 Overseas Highway #S11, Key Largo, FL 33037 (MLS# 614197) is a Condo property that was sold at $625,000 on March 24, 2026. Want to learn more about 97652 Overseas Highway #S11? Do you have questions about finding other Condo real estate for sale in Key Largo? You can browse all Key Largo real estate or contact a Coldwell Banker agent to request more information.