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$1,499,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 4,359 Sq. Ft.
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Where luxury meets lakefront living in beautiful Lake Mary! Welcome to your dream home - a custom-built lakefront masterpiece nestled between Banana Lake and Island Lake in one of Lake Mary most sought-after communities. This elegant 4,300+ sq ft. residence was designed to impress, combining timeless craftsmanship with modern upgrades and captivating waterfront views from nearly every room. Step through the beautiful new steel front door into a soaring double-height foyer crowned by a dazzling cathedral chandelier, setting the tone for the sophistication that unfolds within. The gourmet kitchen is the centerpiece of the home-perfect for both chefs and entertainers-featuring exotic stone countertops, a 48" gas range, Sub-Zero appliances, custom cabinetry and an oversized island with built-in shelving. The primary suite, located on the main floor, offers a private retreat with a luxurious spa bath and a custom-designed closet that feels like a boutique. Upstairs, a spacious loft and three oversized bedrooms provide comfort and privacy for family or guests. A media room sets the scene for movie nights and game days. Outdoors, you'll find your personal sanctuary: a screened-in porch with a brand-new hot tub, outdoor kitchen and multiple seating areas perfect for dining or unwinding-all while taking in the unobstructed views of Island Lake, where breathtaking sunsets paint the sky. Recent updates include - new hot tub, new interior paint, garage floor epoxy, new steel front door, exterior brush/shrub clearing behind entire lot, new windows/glass doors. Featuring natural gas, this home offers elegance without compromise. Located in the heart of Lake Mary, you're just minutes from top-rated schools, the Colonial Town Park shopping district, fine dining and easy access to I-4, 417 and Orlando's world-class attractions. Don't miss this rare opportunity to own one of Lake Mary's most exceptional lakefront estates-a true blend of sophistication, serenity, and Florida luxury living.

Full Property Details for 812 Stephens Pass Cove

General

  • Price: $1,499,000
  • HOA FEE: $117/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $305 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6352574
  • Updated: 11/5/2025
  • Added to Site: 112 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 14
  • Interior Features: Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
  • Fireplace: Yes
  • Fireplace(s): Living Room
  • Appliances: Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator, Wine Refrigerator
  • Flooring: Ceramic Tile, Travertine, Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Inside, Laundry Room

Additional Information

  • Spa: Yes
  • Spa Description: Above Ground, Heated

Exterior

  • Exterior Features: French Doors, Irrigation System, Lighting, Outdoor Grill, Outdoor Kitchen, Rain Gutters, Sidewalk, Sliding Doors
  • Deck/Patio: Covered, Front Porch, Patio, Rear Porch, Screened
  • Porch/Patio/Deck: Covered, Front Porch, Patio, Rear Porch, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway, Garage Door Opener

Location

  • Area: 32746 - Lake Mary / Heathrow
  • County: Seminole
  • Development Name: 32746 - Lake Mary / Heathrow
  • Subdivision: ISLAND CLUB
  • Driving Directions: From I4, take exit 98 toward Heathrow. Turn left onto W Lake Mary Blvd toward Heathrow; Turn right onto International Pkwy; Turn left onto AAA Dr; Turn left onto Stephens Pass Cove; The home is on the left.
  • Direction Faces: East

School Information

  • Elementary School: Crystal Lake Elementary
  • Middle School: Markham Woods Middle
  • High School: Seminole High

Community

  • Community Name: 32746 - Lake Mary / Heathrow
  • Community Features: Deed Restrictions
  • Association: Yes
  • Assoc. Name: Specialty Management Company
  • Assoc. Fees Include: Common Area Taxes, Escrow Reserves Fund, Private Road
  • Pet Restrictions: Confirm restrictions with association.

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water District: ISLAND LAKE
  • Water: Public
  • Utility Description: Cable TV Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Structural Information

  • Architectural Info: Custom
  • Architectural Style: Custom
  • Exterior Const.: Block, Concrete, Stucco
  • Roof: Tile
  • Stories/Levels: Two
  • Square Feet: 4,359
  • Sq. Ft. Source: Public Records
  • Year Built: 2015

Lot Features

  • Property View: Trees/Woods, Water
  • Lot Size (Acres): 0.25
  • Lot Size (Sq. Ft.): 10,977
  • Lot Size: 10977
  • Lot Dimensions: IRREGULAR
  • Frontage: Street Paved
  • Street/Road Desc.: Paved
  • Fencing (Description): Other

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Name: ISLAND LAKE
  • Water Front Desc.: Lake Front

Financial Considerations

  • Association Fee: $350
  • Assoc Fee Freq.: Quarterly
  • Assoc Fee Desc.: Required
  • Tax Amount: $305
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: LOT 26 ISLAND CLUB PB 71 PGS 64 - 68
  • Flood Zone Info: X/AE
  • APN: 1202951300000260
  • Property ID: 1202951300000260
Buyer's Brokerage Compensation: Contact Listing Agent
Not binding unless confirmed by separate agreement among applicable parties.

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— 812 Stephens Pass Cove —

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 812 Stephens Pass Cove

School District:Seminole County School District
NameGradesDistance
Crystal Lake Elementary School, Lake Mary, FL
231 Rinehart Road, Lake Mary, FL 32746
K-51.7 mi
Wicklow Elementary School
100 Placid Lake Drive, Sanford, FL 32773
K-54.3 mi
Seminole High School, Sanford, FL
2701 Ridgewood Avenue, Sanford, FL 32773
9-125 mi
Markham Woods Middle School
6003 Markham Woods Road, Lake Mary, FL 32746
6-81.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 812 Stephens Pass Cove Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/05/2025
Price Reduced
$1,499,000
-3.29%
MLS
10/15/2025
Listed
$1,550,000
11.91%
MLS
6/30/2023
Sold
$1,385,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 812 Stephens Pass Cove

Year
Property Taxes
Change
Tax Assessment
Change
2024
$305
—
$923,012
5%
2024
$305
-96%
$876,500
34%
2023
$8,473
2%
$653,662
3%
2022
$8,275
1%
$634,623
3%
2021
$8,195
—
$616,139
1%
2021
$8,195
2%
$607,632
2%
2019
$8,072
1%
$593,971
2%
2018
$8,014
19%
$582,896
20%
2017
$6,741
-2%
$485,648
2%
2016
$6,862
257%
$475,659
332%
2015
$1,921
12%
$110,000
—
2014
$1,708
-3%
$110,000
—
2013
$1,761
—
$110,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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812 Stephens Pass Cove, Lake Mary, FL 32746 (MLS# O6352574) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 812 Stephens Pass Cove is currently listed for $1,499,000 and was received on October 15, 2025. This property is listed by Miranda Earnest from our Orlando North/Heathrow Office.Want to learn more about 812 Stephens Pass Cove? Do you have questions about finding other Single Family real estate for sale in Lake Mary? You can browse all Lake Mary real estate or contact a Coldwell Banker agent to request more information.

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