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$834,900 -$10,000 (-1.18%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 3,726 Sq. Ft.
  • Updated 2 days ago
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12640 US Highway 98 N, Lakeland, FLVideo Tour of 12640 US Highway 98 N, Lakeland, FL.
Welcome to 12640 US Highway 98 North in beautiful North Lakeland, Florida. This private retreat sits on just over five acres and offers the perfect blend of space, comfort, and modern updates in a peaceful country setting. Custom-built and thoughtfully designed, the home features a BRAND-NEW ROOF, a heated saltwater pool, four bedrooms, three bathrooms, and more than 3,700 square feet of living space. With both functionality and flow in mind, it includes a spacious office plus formal and informal living and dining areas, ideal for everyday comfort or elegant entertaining. At the heart of the home is a remodeled kitchen (2024) boasting new stone countertops, a touchless faucet, Samsung flex-zone refrigerator, stovetop, dishwasher, microwave/toaster oven combo, and built-in kegerator, making it a true chef's dream. Upstairs, a large fourth bedroom doubles perfectly as a bonus room, while the primary suite offers added flex space for an office, gym, or cozy sitting area. Pocket sliding doors lead to the screened paver patio with pool, spa, outdoor kitchen, and fenced dog run-an inviting outdoor oasis surrounded by lush landscaping for privacy and relaxation. Additional highlights include four AC units, a GE washer and dryer, ample closets and storage spaces, and an oversized garage with room for an ATV, golf cart, or extra toys. The extended driveway provides plenty of guest parking, and best of all-no HOA. Nestled between Lakeland and Zephyrhills, this rare property combines privacy, modern upgrades, flexible living spaces, and Florida living at its finest.

Full Property Details for 12640 US Hwy 98 N

General

  • Price: $834,900
  • Taxes: $6,867 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: L4955763
  • Updated: 1/16/2026
  • Added to Site: 122 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 15
  • Interior Features: Ceiling Fan(s), Coffered Ceiling(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Primary Bedroom Main Floor, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
  • Fireplace: Yes
  • Fireplace(s): Electric
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Refrigerator, Touchless Faucet, Washer, Water Filtration System, Water Softener
  • Furnishings: Unfurnished
  • Flooring: Carpet, Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Inside, Laundry Room

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Heated, In Ground, Salt Water
  • Spa: Yes
  • Spa Description: Heated, In Ground

Exterior

  • Exterior Features: Lighting, Outdoor Kitchen, Private Mailbox, Rain Gutters, Sliding Doors, Storage
  • Deck/Patio: Covered, Patio, Rear Porch, Screened
  • Porch/Patio/Deck: Covered, Patio, Rear Porch, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 33809 - Lakeland / Polk City
  • County: Polk
  • Development Name: 33809 - Lakeland / Polk City
  • Subdivision: LAKELAND ACRES
  • Driving Directions: From I4, Take exit 32 onto US-98, Keep left onto US-98 North toward Lakeland, Continue onto US Highway 98 N, Left at 12640 US Highway 98 N.
  • Direction Faces: North

School Information

  • Elementary School: Socrum Elem
  • Middle School: Kathleen Middle
  • High School: Lake Gibson High

Community

  • Community Name: 33809 - Lakeland / Polk City

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Septic Tank
  • Water: Well
  • Utility Description: BB/HS Internet Available

Structural Information

  • Exterior Const.: Block
  • Roof: Shingle
  • Stories/Levels: Two
  • Square Feet: 3,726
  • Sq. Ft. Source: Public Records
  • Year Built: 2004

Additional Structures

  • Other Structures: Outdoor Kitchen, Shed(s)

Lot Features

  • Property View: Trees/Woods
  • Lot Size (Acres): 5.01
  • Lot Size (Sq. Ft.): 218,066
  • Lot Size: 5.0061
  • Street/Road Desc.: Other, Paved

Financial Considerations

  • Tax Amount: $6,867.78
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: LAKELAND ACRES PB 46 PG 29 SEC 16 17 & 20 TWP 26 RGE 23 BLK 3 LOT 2
  • Flood Zone Info: X, A
  • APN: 232616000400003020
  • Property ID: 232616000400003020
  • Block/Lot/Section: 3

Listed by Keller Williams Realty Smart

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Listing agent

— 12640 US Hwy 98 N —

  • Keller Williams Realty Smart

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 12640 US Hwy 98 N

School District:Polk County School District
NameGradesDistance
Socrum Elementary School
9400 Old Dade City Road, Lakeland, FL 33810
PK-54.1 mi
Kathleen Middle School
3627 Kathleen Pines Avenue, Lakeland, FL 33810
6-87.2 mi
Lake Gibson Middle School
6901 North Socrum Loop Road, Lakeland, FL 33809
6-88.3 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 12640 US Hwy 98 N Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/16/2026
Price Reduced
$834,900
-1.18%
MLS
1/05/2026
Price Reduced
$844,900
-0.59%
MLS
10/21/2025
Price Reduced
$849,900
-2.87%
MLS
9/18/2025
Listed
$875,000
84.21%
MLS
6/19/2020
Sold
$475,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 12640 US Hwy 98 N

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,435
-6%
$542,928
3%
2024
$6,868
3%
$527,627
3%
2023
$6,661
4%
$512,259
20%
2021
$6,420
-1%
$427,234
-14%
2022
$6,511
1%
$497,339
102%
2021
$6,420
95%
$245,796
2%
2019
$3,294
4%
$240,270
2%
2017
$3,163
—
$235,790
2%
2017
$3,163
1%
$230,940
2%
2016
$3,123
-2%
$226,190
1%
2015
$3,173
2%
$224,618
1%
2014
$3,124
-1%
$222,835
1%
2013
$3,143
—
$219,542
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 12640 US Hwy 98 N

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Keller Williams Realty Smart

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12640 US Highway 98 N, Lakeland, FL 33809 (MLS# L4955763) is a Single Family property with 4 bedrooms and 3 full bathrooms. 12640 US Highway 98 N is currently listed for $834,900 and was received on September 18, 2025. Want to learn more about 12640 US Highway 98 N? Do you have questions about finding other Single Family real estate for sale in Lakeland? You can browse all Lakeland real estate or contact a Coldwell Banker agent to request more information.

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