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$350,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,542 Sq. Ft.
  • Updated 1 day ago
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Short Sale. Short Sale!!! Investor opportunity with endless potential on Little Lake Victoria! This rare short sale property sits on 1.68 secluded acres in South Lakeland on a private peninsula with water on three sides, offering breathtaking lake views from nearly every room. If you've been searching for a one-of-a-kind waterfront estate to renovate and transform into something spectacular, this is it. The main home features 4 bedrooms and 3 bathrooms, including a private 4th bedroom suite located off the garage with its own entrance and bathroom - ideal for an older child wanting independence, guests, a home office, or multigenerational living. While the home needs significant updating and repairs, the setting and layout offers incredible possibilities for the right buyer with vision. Adding even more value and opportunity is the detached 2 bedroom, 2 bathroom cottage located on the property. The cottage is currently not livable after sustaining major roof damage during the last hurricane, but the potential is undeniable. With extensive renovation, it could become an income-producing rental, AirBnB, guest house, or the perfect detached in-law home for an amazing family compound. Important updates already completed on the main home include a new roof, septic system, and drainfield in 2020, along with a new AC in 2017. This property is being sold as a short sale and will require lender approval. The listed price is not guaranteed to be the final accepted sales price. Buyers should expect a lender response time of approximately 60-90 days. Cash offers only due to the condition of the property. Bring your vision, roll up your sleeves, and look beyond the tall grass and deferred maintenance - because this hidden waterfront estate could truly become paradise once again. NO SITE UNSEEN OFFERS WILL BE CONSIDERED!

Full Property Details for 920 Lake Cove Trail

General

  • Price: $350,000
  • Taxes: $7,451 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: L4961807
  • Updated: 5/11/2026
  • Added to Site: 2 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 8
  • Interior Features: Ceiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
  • Fireplace: Yes
  • Fireplace(s): Family Room
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Range Hood, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Carpet, Ceramic Tile, Laminate, Quarry Tile, Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Inside

Exterior

  • Exterior Features: Balcony, Other, Sliding Doors, Storage
  • Deck/Patio: Covered, Deck, Enclosed, Other, Patio, Porch, Rear Porch, Screened, Side Porch, Wrap Around
  • Porch/Patio/Deck: Covered, Deck, Enclosed, Other, Patio, Porch, Rear Porch

Location

  • Area: 33813 - Lakeland
  • County: Polk
  • Development Name: 33813 - Lakeland
  • Subdivision: ACREAGE
  • Driving Directions: Scott Lake Rd to Lake Cove Trail (you will turn into the S side of the church parking lot) Stay in Lake Cove Trail to the very end.
  • Direction Faces: Southeast

Community

  • Community Name: 33813 - Lakeland

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Septic Tank
  • Water District: LITTLE LAKE VICTORIA
  • Water: Public
  • Utility Description: Cable TV Available, Electricity Connected

Structural Information

  • Architectural Info: Florida
  • Architectural Style: Florida
  • Exterior Const.: Wood Siding
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 2,542
  • Sq. Ft. Source: Public Records
  • Year Built: 1974

Additional Structures

  • Other Structures: Additional Single Family Home, Guest House

Lot Features

  • Lot Size (Acres): 1.68
  • Lot Size (Sq. Ft.): 73,194
  • Lot Size: 1.6803
  • Frontage: Street Paved
  • Street/Road Desc.: Paved, Asphalt

Water Features

  • Water Front: Yes
  • Water Access: Yes
  • Water Access Desc: Lake
  • Water Extras: Yes
  • Water Front Name: LITTLE LAKE VICTORIA
  • Water Front Desc.: Lake Front

Financial Considerations

  • Tax Amount: $7,451.57
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: Short Sale
  • Legal Description: W 200 FT OF E 330 FT OF S 370 FT OF NW1/4 OF SW1/4 LESS THAT PART LYING WITHIN FOLL DESC PROP: COMM SW COR OF NE1/4 OF SW1/4 RUN W 9 FT TO POB N 245 FT W 133.11 FT S 245 FT E 133.11 FT TO POB & N 22 FT OF W 100 FT OF S 392 FT OF E 330 FT OF NW1/4 OF SW1/4 OF SEC
  • Flood Zone Info: A
  • APN: 242918000000043040
  • Property ID: 242918000000043040

Listed by Regal Real Estate Llc

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Listing agent

— 920 Lake Cove Trail —

  • Regal Real Estate Llc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 920 Lake Cove Trail

School District:Polk County School District
NameGradesDistance
Scott Lake Elementary School, Lakeland, FL
1140 County Road 540A, Lakeland, FL 33813
PK-50.5 mi
Lakeland Highlands Middle School
740 Lake Miriam Drive, Lakeland, FL 33813
6-81.3 mi
George W. Jenkins Senior High School
6000 Lakeland Highlands Road, Lakeland, FL 33813
9-122 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 920 Lake Cove Trail Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/11/2026
Listed
$350,000
11.11%
MLS
9/20/2016
Sold
$315,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 920 Lake Cove Trail

Year
Property Taxes
Change
Tax Assessment
Change
2024
$7,028
—
$487,159
3%
2024
$7,028
53%
$472,312
42%
2023
$4,588
3%
$331,670
6%
2021
$4,475
1%
$312,631
-3%
2022
$4,451
-1%
$322,010
4%
2021
$4,475
2%
$308,315
2%
2019
$4,379
-7%
$301,383
3%
2017
$4,732
—
$293,107
2%
2017
$4,732
28%
$287,397
35%
2016
$3,695
-8%
$213,147
-7%
2015
$4,018
8%
$229,291
8%
2014
$3,715
12%
$212,240
10%
2013
$3,326
—
$192,945
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Regal Real Estate Llc

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920 Lake Cove Trail, Lakeland, FL 33813 (MLS# L4961807) is a Single Family property with 4 bedrooms and 3 full bathrooms. 920 Lake Cove Trail is currently listed for $350,000 and was received on May 11, 2026. Want to learn more about 920 Lake Cove Trail? Do you have questions about finding other Single Family real estate for sale in Lakeland? You can browse all Lakeland real estate or contact a Coldwell Banker agent to request more information.

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