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$420,000 Just Listed
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Property Description
A Rare Find in Lutz/Wesley Chapel - Pool Home with NO HOA and NO CDD! This unique pool home offers an exceptional combination of space, updates, privacy, and location - all with NO HOA and NO CDD! With the lowest price per square foot for a pool home in the area, this property presents an opportunity to own a very nice home in a highly desirable part of Lutz and Wesley Chapel while walking into instant equity. Inside, the home features a distinctive open layout with long, flowing spaces and an abundance of natural light. The remodeled kitchen features beautiful gray shaker-style cabinets, quartz countertops, plenty of workspace for cooking and entertaining, and an enormous pantry providing an exceptional amount of storage. Luxury vinyl flooring runs throughout the home, creating a consistent and modern look. One of the home's most distinctive features is the living room, where gorgeous exposed wood beams add warmth and character, while beautiful fireplace serves as the centerpiece of the room, creating a natural gathering space and giving the home a style that is difficult to duplicate. The bathrooms have also been updated with new vanities and modern finishes. The enormous backyard sits on a conservation lot, offering a level of privacy and natural surroundings that is increasingly difficult to find in this area. The pool area includes a large covered space, providing plenty of room to relax, entertain, or simply enjoy the Florida lifestyle while staying out of the sun. The location is another major advantage. Situated just off Wesley Chapel Boulevard, the home is conveniently positioned near restaurants, shopping, schools, and the many amenities throughout the Lutz and Wesley Chapel area. Wesley Chapel Boulevard is currently undergoing improvements, with completion slated for May 2027, bringing additional enhancements to this important local thoroughfare. The home is zoned for A-rated elementary, middle, and high schools, adding another valuable benefit for those looking to be in a highly regarded school area. Homes offering this combination of a pool, large conservation lot, updated interior, unique character, convenient location, NO HOA, and NO CDD are hard to find. Add in the value offered by the price per square foot, and this is an opportunity worth taking a serious look at. This is truly a hidden gem in the Lutz/Wesley Chapel area with the space, features, location, and freedom buyers are looking for - without the HOA or CDD fees and no flood insurance required. Call me to schedule your showing today!
Full Property Details
Full Property Details for 4545 Debbie Ln
General
- Price: $420,000
- Taxes: $4,249 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8545612
- Updated: Today (9/5/2026)
- Added to Site: Today
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 8
- Interior Features: High Ceilings, Open Floorplan, Thermostat
- Fireplace: Yes
- Fireplace(s): Wood Burning
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Vinyl
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Inside, Laundry Room
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground
Exterior
- Exterior Features: Sliding Doors
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 33559 - Lutz
- County: Pasco
- Development Name: 33559 - Lutz
- Subdivision: TAMPA DOWNS HEIGHTS
- Driving Directions: From Wesley Chapel Blvd., Turn on Magnolia Blvd., Turn R on Birdsong Blvd., L Debbie Blvd., Home 0.2 mi on right.
- Direction Faces: Northeast
School Information
- Elementary School: Veterans Elementary School
- Middle School: Cypress Creek Middle School
- High School: Cypress Creek High-PO
Community
- Community Name: 33559 - Lutz
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Heat Pump
Utilities
- Sewer: Private Sewer
- Water: Public
- Utility Description: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Structural Information
- Exterior Const.: Block
- Roof: Shake
- Stories/Levels: One
- Square Feet: 2,478
- Sq. Ft. Source: Public Records
- Year Built: 1980
Lot Features
- Property View: Trees/Woods
- Lot Size (Acres): 0.24
- Lot Size (Sq. Ft.): 10,440
- Lot Size: 10440
- Street/Road Desc.: Asphalt, Paved
- Fencing (Description): Vinyl
Financial Considerations
- Assoc Fee Desc.: None
- Tax Amount: $4,249.72
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: TAMPA DOWNS HEIGHTS UNIT 4 PB 11 PG 145 LOT 226
- Flood Zone Info: X*
- APN: 192614005.0000.00226.0
- Property ID: 192614005.0000.00226.0
Listed by Future Home Realty Inc
Get Pre-Approved Today
Schools
Schools serving 4545 Debbie Ln
School District:Pasco County School District
| Name | Grades | Distance |
|---|---|---|
Veterans Elementary School 26940 Progress Parkway, Wesley Chapel, FL 33544 | K-5 | 0.5 mi |
Cypress Creek Middle School-0133 8127 Old Pasco Road, Wesley Chapel, FL 33544 | 6-8 | 4.3 mi |
Cypress Creek Middle/High School 8701 Old Pasco Road, Wesley Chapel, FL 33544 | 9-12 | 4.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4545 Debbie Ln
Date
Details
Price
Change
Source
9/05/2026
Listed
$420,000
90.91%
MLS
3/25/2025
Sold
$220,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4545 Debbie Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,250
—
$373,919
36%
2025
$4,250
2%
$274,560
3%
2024
$4,149
4%
$266,830
3%
2023
$3,999
13%
$259,060
6%
2021
$3,537
-2%
$244,197
-3%
2022
$3,602
2%
$251,520
25%
2021
$3,537
1%
$201,614
1%
2019
$3,490
158%
$199,229
81%
2018
$1,353
1%
$110,155
2%
2017
$1,341
4%
$107,889
2%
2016
$1,286
-1%
$105,670
—
2015
$1,296
3%
$105,774
2%
2014
$1,263
68%
$104,102
46%
2013
$750
—
$71,309
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4545 Debbie Ln
4545 Debbie Lane, Lutz, FL 33559 (MLS# TB8545612) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 4545 Debbie Lane is currently listed for $420,000 and was received on September 05, 2026. Want to learn more about 4545 Debbie Lane? Do you have questions about finding other Single Family real estate for sale in Lutz? You can browse all Lutz real estate or contact a Coldwell Banker agent to request more information.

