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$1,774,900
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Property Description
Get ready to fall in love with this stately home located on the Santa Rosa Sound. All 53 windows upgraded and replaced with hurricane windows. Exterior completely stripped and all of the EFIS and insulation updated and replaced. New Aluminum roof 2022. Enjoy sitting on your beautiful enclosed porch while grilling dinner, looking out over the sound with your boat on your dock, which sports two boat lifts, one is an 18,000 lb lift.. The kitchen has top-of-the-line appliances with exquisite cabinetry. The living room also offers an unobstructed water view. On the second floor, two endearing Juliet balconies overlook the living room. With five bedrooms, you will probably have enough bedrooms, but if not, there is a bonus room that can be a sixth bedroom with 2 windows and a closet..
Full Property Details
Full Property Details for 431 Atwater Ct
General
- Price: $1,774,900
- Taxes: $7,325 (2024)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 984625
- Updated: 1/3/2026
- Added to Site: 135 day(s) ago
Interior
- Rooms/Areas: Balcony, Bedroom, Bonus Room, Master Bathroom, Master Bedroom
- Interior Features: Built-In Bookcases, Fireplace 2+, Fireplace Gas, Floor Hardwood, Floor Tile, Floor Vinyl, Newly Painted, Skylight(s), Washer/Dryer Hookup, Window Bay
- Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Dryer, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Security System, Smoke Detector, Smooth Stovetop Rnge, Washer
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 5
Additional Information
- Shared Amenities: Dock, Exercise Room, Waterfront
- Improvements: Fenced - Perimeter
Exterior
- Exterior Features: Balcony, BBQ Pit/Grill, Boat Slip, Boatlift, Deck Covered, Dock, Fenced Back Yard, Patio Covered, Patio Enclosed, Porch Screened, Sprinkler System
- Patio/Balcony: Balcony
Parking
- Garage: Yes
- Parking: Boat, Garage, Guest, RV
Location
- Area: 12 - Fort Walton Beach
- County: Okaloosa
- Subdivision: Atwater
- Driving Directions: 98 East, right on Atwater. Last house
School Information
- Elementary School: Florosa
- Middle School: Meigs
- High School: Fort Walton Beach
Heating & Cooling
- Heating/Cooling: AC - 2 or More, Geothermal, Heat Pump Wtr Air 2+, Ridge Vent, Water Heater - Gas
Utilities
- Utility Description: Electric, Gas - Natural, Public Sewer, Public Water
Structural Information
- Architectural Style: Contemporary
- Construction: Roof Metal, Siding EIFS
- Stories/Levels: 2
- Square Feet: 4,808
- Sq. Ft. Source: Appraiser
- Year Built: 1993
Lot Features
- Property View: Canal, Gulf, Gulf/Pass, Intracoastal Waterwy, Lagoon, Pond, Sound
- Lot Size (Acres): 0.66
- Lot Dimensions: 300 x 200
- Street/Road Desc.: Paved Road, Private Road
- Lot Features: Cul-De-Sac, Dead End, Flood Insurance Req
- Zoning: Resid Single Family
Water Features
- Water Front Type: Bay, Canal, Gulf, Gulf/Pass, Harbor, Intracoastal Wtrwy, Pond, Shore - Seawall, Sound
Financial Considerations
- Tax Amount: $7,325
- Tax Year: 2024
- Terms: Conventional, FHA, VA
Disclosures and Reports
- Legal Description: ATWATER LOTS 5 & 6 AND PORTION OF COMMON AREA DES AS BEG SW COR LOT 5 S80 DEG W 10.7FT S57 DEG W 16.13FT N29 DEG E 14.08FT N16 DEG E 11.23FT N7 DEG W 9.74FT N25 DEG W 27.38FT TO W LINE LOT 5 THC S30 DEG E ALG LOT LINE 54.24FT TO POB BK2348 PG1560 LESS PORTIONS DEEDED TO HOMEOWNERS ASSC BK 2348 PG 1562
- APN: 17-2S-25-0080-0000-0060
Listed by LPT Realty LLC
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Schools
Schools serving 431 Atwater Ct
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Florosa Elementary School 1700 U.S. 98, Mary Esther, FL 32569 | PK-5 | 3.2 mi |
Max Bruner Junior Middle School 322 Holmes Boulevard Northwest, Fort Walton Beach, FL 32548 | 6-8 | 8.9 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 8.6 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 431 Atwater Ct
Date
Details
Price
Change
Source
1/03/2026
Price Reduced
$1,774,900
-1.39%
MLS
11/13/2025
Price Reduced
$1,799,900
-3.75%
MLS
10/17/2025
Price Reduced
$1,870,000
-2.6%
MLS
9/08/2025
Price Reduced
$1,920,000
-12.53%
MLS
9/04/2025
Listed
$2,195,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 431 Atwater Ct
Year
Property Taxes
Change
Tax Assessment
Change
2025
100%
100%
2024
100%
100%
2023
100%
100%
2022
100%
100%
2021
100%
100%
2020
—
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 431 Atwater Ct
431 Atwater Court, Mary Esther, FL 32569 (MLS# 984625) is a Single Family property with 5 bedrooms, 3 full bathrooms and 1 partial bathroom. 431 Atwater Court is currently listed for $1,774,900 and was received on September 04, 2025. Want to learn more about 431 Atwater Court? Do you have questions about finding other Single Family real estate for sale in Mary Esther? You can browse all Mary Esther real estate or contact a Coldwell Banker agent to request more information.

