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$850,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1,860 Sq. Ft.
  • Updated 18 hours ago

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Open House: 12:00 PM - 2:00 PM

Sunday 2/22 12:00 PM - 2:00 PM

1640 S Harbor Drive,Merritt Island, FL 32952

1640 S Harbor DriveMerritt IslandFL32952

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This is the waterfront lifestyle people come to Florida for. Fully updated, furnished, and move-in ready, this 4-bedroom, 2-bath canal-front home offers 1,860 living square feet with direct access to the Banana River, making sunset cruises and weekend sandbar trips part of everyday life. Major upgrades include a standing seam metal roof, impact windows and doors, updated PVC waste lines, PEX supply lines, updated electrical, and an on-demand water heater. Inside features fresh paint, luxury vinyl plank flooring, 5¼-inch baseboards, and a bright, updated kitchen with stainless steel appliances. Outside, enjoy an outdoor kitchen, paver deck with fire pit, irrigation with artesian well, extra boat or trailer parking, and two 10,000 lb boat lift. Minutes to Kelly Park, Port Canaveral, beaches, dining, and easy access to Orlando.

Full Property Details for 1640 S Harbor Dr

General

  • Price: $850,000
  • Taxes: $5,754 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrevardCounty
  • MLS ID: 1069577
  • Updated: 2/17/2026
  • Added to Site: 1 day(s) ago

Interior

  • Interior Features: Ceiling Fan(s), Eat-in Kitchen, Open Floorplan
  • Appliances: Dishwasher, Electric Range, Microwave, Tankless Water Heater
  • Furnished: Yes
  • Furnishings: Furnished
  • Flooring: Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Exterior

  • Exterior Features: Courtyard, Fire Pit, Outdoor Kitchen, Outdoor Shower, Boat Lift, Impact Windows
  • Porch/Patio/Deck: Covered, Deck, Patio

Parking

  • Parking Features: Additional Parking

Location

  • Area: 252 - N Banana River Dr.
  • County: Brevard
  • Subdivision: Canaveral Subd
  • Driving Directions: From North Banana River Dr head east on Harbor, house is on the left
  • Direction Faces: South

School Information

  • Elementary School: Audubon
  • Middle School: Jefferson
  • High School: Merritt Island

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central, Electric
  • Water Heater: Tankless

Utilities

  • Sewer: Septic Tank
  • Water: Public
  • Cable Available: Yes
  • Utility Description: Cable Available, Electricity Connected, Water Connected

Structural Information

  • Architectural Style: Ranch
  • Exterior Const.: Block
  • Roof: Metal
  • Stories/Levels: 1
  • Square Feet: 1,860
  • Living Area: 1,860 Sq. Ft.
  • Current Bldg. Use: Residential
  • Year Built: 1959
  • Property Condition: Updated/Remodeled

Lot Features

  • Property View: Canal
  • Lot Size (Acres): 0.23
  • Lot Size (Sq. Ft.): 10,019
  • Frontage: City Street
  • Street/Road Desc.: Asphalt
  • Lot Features: Cul-De-Sac, Sprinklers In Front, Sprinklers In Rear
  • Fencing (Description): Back Yard

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Name: Canal Navigational to Banana River

Financial Considerations

  • Price Per Sq. Ft.: $456.99
  • Tax Amount: $5,754.26
  • Tax Year: 2025
  • Terms: Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Special Conditions: Standard
  • Property ID: 24-37-19-01-00002.0-0005.00

Listed by Reef Realty Florida LLC

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Listing agent

— 1640 S Harbor Dr —

  • Reef Realty Florida LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1640 S Harbor Dr

School District:Brevard County School District
NameGradesDistance
Audubon Elementary School
1201 North Banana River Drive, Merritt Island, FL 32952
PK-60.5 mi
Merritt Island High School
100 Mustang Way, Merritt Island, FL 32953
9-122 mi
Thomas Jefferson Middle School, Merritt Island, FL
1275 South Courtenay Parkway, Merritt Island, FL 32952
7-83.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1640 S Harbor Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/17/2026
Listed
$850,000
136.11%
MLS
2/06/2007
Sold
$360,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1640 S Harbor Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,918
-9%
$447,840
3%
2024
$5,428
10%
$435,220
10%
2023
$4,926
-1%
$394,740
15%
2021
$4,966
8%
$344,200
-10%
2022
$4,604
-7%
$383,250
24%
2021
$4,966
10%
$309,040
—
2018
$4,528
10%
$307,650
23%
2017
$4,121
3%
$251,090
6%
2016
$4,017
5%
$235,780
12%
2015
$3,808
-17%
$210,120
-31%
2019
$4,611
30%
$303,800
59%
2014
$3,544
4%
$190,940
8%
2013
$3,393
—
$177,430
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Reef Realty Florida LLC

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1640 S Harbor Drive, Merritt Island, FL 32952 (MLS# 1069577) is a Single Family property with 4 bedrooms and 2 full bathrooms. 1640 S Harbor Drive is currently listed for $850,000 and was received on February 17, 2026. Want to learn more about 1640 S Harbor Drive? Do you have questions about finding other Single Family real estate for sale in Merritt Island? You can browse all Merritt Island real estate or contact a Coldwell Banker agent to request more information.

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