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$280,000
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Property Description
Waterfront under $300K! This 2-bedroom, 2-bath home with 1,312 sq ft sits right on the water and comes with its own dock-perfect for boating, paddle boarding, kayaking, or just relaxing on the deck with sunset views. The dock sits on 4 ft of water, so it's boat-lift ready, and you're only minutes from the bay. Inside, you'll find vaulted ceilings, a wood-burning fireplace, French doors that open to a large deck, and a split-bedroom layout with double vanities in each bathroom. Conveniently located near I-10, you'll have easy access to Pensacola, Gulf Breeze, and Navarre. Currently used as a short-term rental/Airbnb, this property can be your waterfront getaway, investment, or both-all for under $300,000.
Full Property Details
Full Property Details for 2745 Terry Cove Dr
General
- Price: $280,000
- Status: Active
- Type: Single Family
- Source: Pensacola
- MLS ID: 669570
- Updated: 1/12/2026
- Added to Site: 151 day(s) ago
Interior
- Interior Features: Smart Thermostat
- Appliances: Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Appliances
- Flooring: Tile, Carpet, Laminate
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
- Bedroom 1: First Level
Other Rooms
- Living Room: First Level
- Kitchen: Not Updated, Laminate Counters, First Level
- Dining Room: Breakfast Room/Nook
Exterior
- Exterior Features: Dock
- Deck/Patio: Deck
Parking
- Garage: Yes
- Garage Spaces: 1
- Total Spaces: 1
- Parking Features: Garage
Location
- County: Santa Rosa
- Subdivision: Escambia Shores
- Driving Directions: Go East on 1-10, get off on exit 22, then go left. Turn left onto Del Monte St, then turn left onto N 14th Ave, turn right on San Juan St, then left onto Terry Cove Ave. First house on the right.
School Information
- Elementary School: Bennett C Russell
- Middle School: AVALON
- High School: Milton
Heating & Cooling
- Cooling Type: Heat Pump, Central Air, Ceiling Fan(s)
- Heating Type: Central
Utilities
- Sewer: Public Sewer
Structural Information
- Architectural Style: A-Frame
- Construction: Frame
- Roof: Metal
- Stories/Levels: 1
- Square Feet: 1,312
- Year Built: 1985
- Property Condition: Resale
Lot Features
- Property View: Canal
- Lot Size (Acres): 0.235
- Street/Road Desc.: Paved
- Road Maintenance: County Maintained Road
- Lot Features: Corner Lot
- Zoning: Res Single
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Bay, Canal Front, Waterfront, Pier
Financial Considerations
- Price Per Sq. Ft.: $213.41
Disclosures and Reports
- Property ID: 041S291082000000010
Listed by Real Broker, LLC
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Schools
Schools serving 2745 Terry Cove Dr
School District:Santa Rosa County School District
| Name | Grades | Distance |
|---|---|---|
Bennett C Russell Elementary School 3740 Excalibur Way, Milton, FL 32583 | PK-5 | 2.5 mi |
Avalon Middle School, Milton, FL 5445 King Arthurs Way, Milton, FL 32583 | 6-8 | 2.5 mi |
Milton High School 5445 Stewart Street, Milton, FL 32570 | 9-12 | 7.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2745 Terry Cove Dr
Date
Details
Price
Change
Source
8/19/2025
Listed
$280,000
60.64%
MLS
9/06/2024
Sold
$174,300
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 2745 Terry Cove Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,226
19%
$146,785
3%
2023
$1,876
23%
$143,054
32%
2021
$1,525
-14%
$108,730
-25%
2022
$1,774
16%
$144,367
32%
2021
$1,525
14%
$109,718
21%
2018
$1,332
—
$90,725
-4%
2019
$1,338
10%
$94,078
14%
2017
$1,214
18%
$82,477
20%
2016
$1,033
-16%
$68,988
-14%
2015
$1,227
-19%
$80,004
-17%
2014
$1,508
3%
$96,786
5%
2013
$1,468
—
$92,444
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2745 Terry Cove Dr
2745 Terry Cove Dr, Milton, FL 32583 (MLS# 669570) is a Single Family property with 2 bedrooms and 2 full bathrooms. 2745 Terry Cove Dr is currently listed for $280,000 and was received on August 19, 2025. Want to learn more about 2745 Terry Cove Dr? Do you have questions about finding other Single Family real estate for sale in Milton? You can browse all Milton real estate or contact a Coldwell Banker agent to request more information.

