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$489,900 Sale Pending

  • For Sale
  • Pending
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,770 Sq. Ft.
  • Updated 9 days ago
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Welcome to this meticulously maintained home with gorgeous southern charm and curb appeal in the gated community of Bernath Place. Located minutes from US 90 with shopping and restaurants as well as minutes to Interstate 10 for easy access to travel and a commute. Situated on almost a 1/2 acre of land in a neighborhood with deeded water access on Mulatto Bayou. Bring your canoe, kayak or SUP to launch from the community water access and enjoy fishing from the pier. Room to build your own pool and make your outdoor dreams come to life. Property does go beyond fence line in backyard that is wooded and private. All bedrooms are oversized with the main bedroom on the 1st floor and the upstairs guest bedrooms being oversized with large walk-in closets, and wood beams adorn the vaulted ceilings. Main and guest bathrooms are oversized and both have double vanities. Open kitchen with plenty of storage as well as a large walk-in pantry for additional storage. Upstairs there is an office and an entire oversized bonus room over the garage for your imagination to create and use in a variety of ways with an extra exit and staircase leading to the 2 car garage. Extra storage space with access to walk-in attic space, overhead attic space, outside storage closets and extra garage storage space. Call today to schedule a private tour of this beautiful home.

Full Property Details for 3228 McMillan Creek Dr

General

  • Price: $489,900
  • Taxes: $4,829 (2025)
  • Status: Pending
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 992986
  • Updated: 1/26/2026
  • Added to Site: 20 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Bonus Room, Dining Room, Kitchen, Laundry, Living Room, Master Bedroom, Office
  • Interior Features: Ceiling Beamed, Ceiling Crwn Molding, Ceiling Vaulted, Floor Laminate, Floor Tile, Floor WW Carpet, Pantry, Washer/Dryer Hookup, Window Treatment All
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator, Smoke Detector, Stove/Oven Electric

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Living Room: Living Room
  • Kitchen: Kitchen
  • Dining Room: Dining Room
  • Office: Office

Additional Information

  • Shared Amenities: Deed Access, Dock, Fishing, Gated Community

Exterior

  • Exterior Features: Fenced Back Yard, Fenced Privacy, Fireplace, Patio Open, Porch, Rain Gutter

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: Garage Attached

Location

  • Area: 10 - North Santa Rosa County
  • County: Santa Rosa
  • Subdivision: Bernath Place The
  • Driving Directions: From Avalon, go west on Del Monte Street, Turn right on N 14th Avenue. Turn Left on Mulat Road, Turn Left onto Swift Creek Rd. Turn Right on Bernath Drive. Turn Right on Mcmillan Creek Drive. Home is on your left.

School Information

  • Elementary School: Bennett C Russell
  • Middle School: Avalon
  • High School: Milton

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Heat Cntrl Electric, Water Heater - Elect

Utilities

  • Utility Description: Public Sewer, Public Water, Underground

Structural Information

  • Architectural Style: Traditional
  • Construction: Brick, Frame, Siding Vinyl
  • Stories/Levels: 2
  • Square Feet: 2,770
  • Sq. Ft. Source: County PA Records
  • Year Built: 2002

Lot Features

  • Lot Size (Acres): 0.47
  • Lot Dimensions: 80 x 258
  • Lot Features: Covenants, Interior, Restrictions, Survey Available
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $500
  • Assmt Payment Freq: Annually
  • Tax Amount: $4,829
  • Tax Year: 2025
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: Bernath Place (The) Lot 11 Blk B As Des In Or 4088 Pg 1742
  • Assessment: Yes
  • APN: 35-1N-29-0346-00B00-0110

Listed by HomeSmart Sunshine Realty

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— 3228 McMillan Creek Dr —

  • HomeSmart Sunshine Realty

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with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3228 McMillan Creek Dr

School District:Santa Rosa County School District
NameGradesDistance
Bennett C Russell Elementary School
3740 Excalibur Way, Milton, FL 32583
PK-51.9 mi
Avalon Middle School, Milton, FL
5445 King Arthurs Way, Milton, FL 32583
6-81.9 mi
Milton High School
5445 Stewart Street, Milton, FL 32570
9-127.2 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3228 McMillan Creek Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/15/2026
Listed
$489,900
52.62%
MLS
3/12/2021
Sold
$321,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3228 McMillan Creek Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,743
5%
$264,954
3%
2023
$4,501
32%
$257,237
50%
2021
$3,406
-23%
$171,521
-31%
2022
$4,425
30%
$249,745
48%
2021
$3,406
92%
$169,153
4%
2018
$1,777
-23%
$162,267
-2%
2019
$2,299
-22%
$165,350
4%
2017
$2,952
2%
$158,929
2%
2016
$2,908
2%
$155,660
1%
2015
$2,844
—
$154,578
1%
2014
$2,857
—
$153,351
1%
2013
$2,860
—
$151,085
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3228 McMillan Creek Dr

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3228 McMillan Creek Drive, Milton, FL 32583 (MLS# 992986) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 3228 McMillan Creek Drive is currently listed for $489,900 and was received on January 15, 2026. Want to learn more about 3228 McMillan Creek Drive? Do you have questions about finding other Single Family real estate for sale in Milton? You can browse all Milton real estate or contact a Coldwell Banker agent to request more information.

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