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$1,175,000
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Property Description
Located less than a quarter mile from the sugar-white sands of the Emerald Coast and just minutes from the bay, 10 St Francis Drive South captures the essence of coastal luxury living. Gated community of Emerald Waters Village with an easy and quick walk to the beach. This 5-bedroom, 3.5-bath residence offers 2,943 square feet of beautifully updated interiors designed for both relaxation and return. Exceptional Investment Opportunity. Ideal for Short-Term Rentals, Long-Term Leases, or Your Own Coastal Retreat. GRI 2023/$115,696, 2024/$91,211 and 2025 $69,112. Sunlight pours through expansive windows, illuminating an open-concept layout that connects the living, dining, and kitchen areas in effortless flow. The chef's kitchen features sleek surfaces, custom cabinetry, and a generous island that invites conversation and entertaining. The adjoining dining area comfortably seats ten, a perfect setting for gatherings after a day on the water. Step outside to your private pool, a rare luxury this close to the beach. Perfect for an afternoon dip, evening cocktails, or unwinding after a walk from the Gulf, this outdoor retreat offers the comfort of a resort setting without ever leaving home. Multiple porches and upper decks provide additional spaces to relax and enjoy glimpses of the Emerald Coast. From the upper deck, enjoy glimpses of the Gulf's emerald waters and the coastal breeze that defines life in Destin. Whether it's a morning stroll to the private deeded beach access, an afternoon of bay fishing, or sunset cocktails poolside, this address places every coastal indulgence within reach. Flexible use options make this home as smart as it is stunning, ideal for a primary residence, vacation retreat, or income-producing investment. Short-term and long-term rentals are permitted, offering excellent earning potential in one of Destin's most desirable beach communities. Experience refined coastal living, where every day feels like a getaway and every detail speaks of comfort, style, and value. Tucked along Scenic Highway 98, Emerald Waters Village is one of Destin's most sought-after private beach communities, a gated enclave where everyday life feels like a vacation. Residents enjoy private deeded beach access, just a short stroll from the shoreline where the Gulf's emerald-green waters meet sugar-white sand. Within the community, quiet streets are lined with elegant coastal homes and two sparkling neighborhood pools, creating a tranquil setting for both full-time living and luxurious retreats. What truly sets Emerald Waters Village apart is its location, perfectly positioned between the Gulf and the bay, with effortless access to the area's premier dining, shopping, and boating. Spend your mornings walking to the beach, your afternoons exploring nearby golf courses or the bay, and your evenings savoring fresh seafood at one of Destin's local favorites. Living here means embracing the very best of Florida's Emerald Coast lifestyle of sun, serenity, and sophistication every single day.
Full Property Details
Full Property Details for 10 St Francis Dr S
General
- Sold For: $1,175,000
- Taxes: $12,028 (2024)
- Status: Closed
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 986866
- Added to Site: 216 day(s) ago
Rental Information
- Complex Features: Short Term Rental - Allowed, Deed Access, Gated Community, Pool
Interior
- Number of Rooms: 9
- Interior Features: Breakfast Bar, Ceiling Raised, Kitchen Island, Lighting Recessed, Washer/Dryer Hookup
- Fireplace: Yes
- Fireplace(s): Fireplace
- Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Washer, Water Heater - Elect
- Furnishings: Furnished - All
- Flooring: Floor Tile, Floor Vinyl
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 5
Additional Information
- Pool: Yes
- Pool Description: Pool - In-Ground, Pool Type
Exterior
- Exterior Features: Balcony, BBQ Pit/Grill, Fenced Back Yard
- Porch/Patio/Deck: Deck Open, Patio Covered, Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 1
Location
- Area: 15 - Miramar/Sandestin Resort
- County: Walton
- Subdivision: EMERALD WATERS VILLAGE
- Driving Directions: From US-98 W./Emerald Coast Pkwy W, turn left onto S. Holiday Rd., turn left onto St Francis Dr., property will be on the right. Gate code required.
School Information
- Elementary School: Van R Butler
- Middle School: Emerald Coast
- High School: South Walton
Community
- Association: Yes
- Assoc. Fees Include: Ground Keeping, Management, Recreational Faclty
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating Type: Central
- Heating/Cooling: Central, Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Public Water, TV Cable
Structural Information
- Architectural Style: Beach House
- Construction: Concrete, Stucco
- Exterior Const.: Concrete, Stucco
- Stories/Levels: 2
- Square Feet: 2,943
- Sq. Ft. Source: County PA Records
- Year Built: 2003
Lot Features
- Property View: Gulf
- Lot Size (Acres): 0.07
- Lot Size (Sq. Ft.): 3,049.2
- Lot Dimensions: 49 x 65 x 50 x 77
- Frontage: Private Road
- Street/Road Desc.: Paved
- Lot Features: Corner, Covenants, Within 1/2 Mile to Water
- Zoning: Resid Single Family
Water Features
- Water View: Yes
Financial Considerations
- Assessment Amount: $590
- Tax Amount: $12,028.4
- Tax Year: 2024
Disclosures and Reports
- Legal Description: LOT 62 EMERALD WATERS VILLAGE PB 13-27 OR 2605-3126 OR 2695-3899 OR 3177-3942 OR 3251-2668
- APN: 29-2S-21-42970-000-0620
- Property ID: 29-2S-21-42970-000-0620
Listed by Real Broker LLC
Sold by Hitchcock Real Estate LLC
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Schools
Schools serving 10 St Francis Dr S
School District:Walton County School District
| Name | Grades | Distance |
|---|---|---|
Van R. Butler Elementary School 6694 West County Highway 30A, Santa Rosa Beach, FL 32459 | K-5 | 7.2 mi |
Emerald Coast Middle School 4019 US Highway 98 East, Santa Rosa Beach, FL 32459 | 6-8 | 16 mi |
South Walton High School 645 Greenway Trail, Santa Rosa Beach, FL 32459 | 9-12 | 11.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 10 St Francis Dr S
Date
Details
Price
Change
Source
3/11/2026
Sold
$1,175,000
-9.61%
MLS
11/25/2025
Price Reduced
$1,299,900
-3.71%
MLS
10/04/2025
Listed
$1,350,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
10 St Francis Dr S, Miramar Beach, FL 32550 (MLS# 986866) is a Single Family property that was sold at $1,175,000 on March 11, 2026. Want to learn more about 10 St Francis Dr S? Do you have questions about finding other Single Family real estate for sale in Miramar Beach? You can browse all Miramar Beach real estate or contact a Coldwell Banker agent to request more information.

