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Property Description
Welcome to your slice of paradise in Emerald Shores of South Walton! This charming Key West-style 4-bedroom, 3-bathroom home offers the perfect blend of coastal living and income-producing potential ideal as a vacation getaway, primary residence, or investment opportunity. Step inside to the main level, where an open-concept layout creates a bright and inviting space for gathering. The living, dining, and kitchen areas flow seamlessly together, perfect for entertaining or relaxing after a day at the beach. The kitchen is equipped with stone countertops, stainless steel appliances, and convenient access to the pantry and laundry area. Upstairs on the second floor, you'll find all four bedrooms and two full bathrooms, thoughtfully arranged for comfort and privacy. Step out onto the front-facing balcony and enjoy the coastal breeze. The third-floor loft offers a versatile bonus space ideal as an additional sleeping area, game room, or home office with access to another balcony for even more outdoor enjoyment. Enjoy Florida living year-round with both front and rear screened patios, providing the perfect setting for morning coffee or evening relaxation without the bugs. Located just a short walk to the beach, this home offers easy access to the sugar-white sands and emerald waters that make this area so desirable. Whether you're looking for a personal retreat or a high-demand rental property, this home delivers location, style, and flexibility in one of the area's most sought-after communities.
Full Property Details
Full Property Details for 26 Topaz Cove
General
- Price: $979,999
- HOA FEE: $511/month
- HOA FEE FREQ.: Quarterly
- Taxes: $6,371 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: O6393760
- Updated: 3/27/2026
- Added to Site: 1 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 7
- Interior Features: Ceiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters
- Appliances: Dishwasher, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Purifier
- Furnishings: Unfurnished
- Flooring: Laminate, Tile, Hardwood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Inside
Exterior
- Exterior Features: Balcony
- Deck/Patio: Front Porch, Rear Porch, Screened
- Porch/Patio/Deck: Front Porch, Rear Porch, Screened
Location
- Area: 32550 - Miramar Beach
- County: Walton
- Development Name: 32550 - Miramar Beach
- Subdivision: EMERALD SHORES OF SOUTH WALTON
- Driving Directions: I-10 W, Take Exit 85 for US-331 S toward Defuniak Springs/Santa Rosa Beach, Merge onto US-331 S, Turn right onto US-98 W/Emerald Coast Pkwy in Miramar Beach, Turn south onto Emerald Shores Blvd, then turn right onto Topaz Cove to 26 Topaz Cove, Miramar Beach, FL 32550.
- Direction Faces: South
Community
- Community Name: 32550 - Miramar Beach
- Association: Yes
- Assoc. Name: Castle Management
- Pet Restrictions: Buyer to confirm any pet restrictions with HOA/City/County during inspection period.
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Public
Structural Information
- Exterior Const.: Wood Frame
- Roof: Tile
- Stories/Levels: Three Or More
- Square Feet: 2,094
- Sq. Ft. Source: Public Records
- Year Built: 1993
Lot Features
- Lot Size (Acres): 0.11
- Lot Size (Sq. Ft.): 4,869
- Lot Size: 4869
- Street/Road Desc.: Asphalt
Financial Considerations
- Association Fee: $1,532
- Assoc Fee Freq.: Quarterly
- Assoc Fee Desc.: Required
- Tax Amount: $6,371
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: LOT 48 EMERALD SHORES OF SOUTH WALTON PB 9-33 OR 919-133 OR 1001-299 OR 1756-168 OR 2321-8 OR 2613-1397 OR 2987-3401
- Flood Zone Info: X
- APN: 302S21428300000480
- Property ID: 302S21428300000480
- Block/Lot/Section: 00/00
Listed by Exp Realty Llc
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Schools
Schools serving 26 Topaz Cove
School District:Walton County School District
| Name | Grades | Distance |
|---|---|---|
Van R. Butler Elementary School 6694 West County Highway 30A, Santa Rosa Beach, FL 32459 | K-5 | 8.2 mi |
Emerald Coast Middle School 4019 US Highway 98 East, Santa Rosa Beach, FL 32459 | 6-8 | 17 mi |
South Walton High School 645 Greenway Trail, Santa Rosa Beach, FL 32459 | 9-12 | 12.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 26 Topaz Cove
Date
Details
Price
Change
Source
3/27/2026
Listed
$979,999
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 26 Topaz Cove
Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,670
—
$718,141
-15%
2024
$6,670
4%
$842,980
-2%
2023
$6,416
37%
$857,339
74%
2021
$4,680
-18%
$493,498
-32%
2022
$5,715
22%
$723,207
67%
2021
$4,680
16%
$432,886
11%
2019
$4,046
7%
$391,449
10%
2018
$3,768
18%
$355,863
10%
2017
$3,206
1%
$323,512
2%
2016
$3,180
2%
$317,744
3%
2015
$3,122
-2%
$307,108
—
2014
$3,176
30%
$308,121
13%
2013
$2,446
—
$272,202
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 26 Topaz Cove
26 Topaz Cove, Miramar Beach, FL 32550 (MLS# O6393760) is a Single Family property with 4 bedrooms and 3 full bathrooms. 26 Topaz Cove is currently listed for $979,999 and was received on March 27, 2026. Want to learn more about 26 Topaz Cove? Do you have questions about finding other Single Family real estate for sale in Miramar Beach? You can browse all Miramar Beach real estate or contact a Coldwell Banker agent to request more information.

