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$345,000

  • For Sale
  • Active
  • Condo
  • 2 Beds
  • 2 Full Baths
  • 944 Sq. Ft.
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Beautifully updated top-floor 2-bedroom, 2-bath condo just 2½ blocks from the BEACH perfect for full-time living, a vacation retreat, or an investment. Enjoy an open-concept layout with bright natural light, coastal touches, white appliances, in unit washer dryer, ample cabinet space, and a breakfast bar. Sold furnished for a true turnkey experience. The spacious living area opens to a patio overlooking the pool, ideal for relaxing after a beach day. Assigned parking space right outside. Close to restaurants, shopping, and the Regional Beach Access with its dolphin-shaped reef. Short-term rentals allowed.

Full Property Details for 285 Payne St #UNIT 23B

General

  • Price: $345,000
  • Taxes: $2,507 (2025)
  • Status: Active
  • Type: Condo
  • Source: Emerald_Coast
  • MLS ID: 990813
  • Updated: 4/13/2026
  • Added to Site: 76 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Allowed, Pool, TV Cable

Interior

  • Number of Rooms: 4
  • Interior Features: Breakfast Bar, Owner's Closet
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
  • Furnishings: Furnished - All
  • Flooring: Floor Laminate, Floor Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Additional Information

  • Pool: Yes
  • Pool Description: Pool Type
  • Security/Safety: Fire Alarm/Sprinkler

Exterior

  • Exterior Features: Balcony
  • Porch/Patio/Deck: Patio Open

Location

  • Area: 15 - Miramar/Sandestin Resort
  • County: Walton
  • Subdivision: CRYSTAL VILLAGE II PH3
  • Driving Directions: Turn off US-98/Emerald Coast Pkwy South onto Ellis Road towards the beach. Then turn left onto Payne Street Follow Payne around to Building #23 Assigned Parking right at the steps and plenty of guest parking.

School Information

  • Elementary School: Van R Butler
  • Middle School: Emerald Coast
  • High School: South Walton

Community

  • Association: Yes
  • Assoc. Fees Include: Ground Keeping, Management, Cable TV

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Ceiling Fans, Central Air

Utilities

  • Utility Description: Electric, Public Water, TV Cable

Structural Information

  • Stories/Levels: 2
  • Square Feet: 944
  • Sq. Ft. Source: County PA Records
  • Year Built: 1998

Financial Considerations

  • Assessment Amount: $586
  • Tax Amount: $2,507.73
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: UNIT 23-B CRYSTAL VILLAGE II, PHASE 3 OR 1795-210 OR 2123-337
  • APN: 30-2S-21-42865-000-023B
  • Property ID: 30-2S-21-42865-000-023B

Listed by Anchor Realty Florida

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— 285 Payne St #UNIT 23B —

  • Anchor Realty Florida

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Be ready to buy your new home!

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 285 Payne St #UNIT 23B

School District:Walton County School District
NameGradesDistance
Van R. Butler Elementary School
6694 West County Highway 30A, Santa Rosa Beach, FL 32459
K-57.4 mi
Emerald Coast Middle School
4019 US Highway 98 East, Santa Rosa Beach, FL 32459
6-816.2 mi
South Walton High School
645 Greenway Trail, Santa Rosa Beach, FL 32459
9-1212.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 285 Payne St #UNIT 23B Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/13/2026
Price Reduced
$345,000
-5.48%
MLS
12/05/2025
Listed
$365,000
-8.75%
MLS
7/06/2022
Sold
$400,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 285 Payne St #UNIT 23B

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,829
—
$277,536
-10%
2024
$2,829
—
$309,750
—
2023
$2,815
469%
$309,750
25%
2022
$495
—
$247,800
61%
2021
$495
4%
$154,061
70%
2019
$477
3%
$90,874
2%
2018
$462
4%
$89,180
2%
2017
$443
3%
$87,346
2%
2016
$430
-1%
$85,549
1%
2015
$433
—
$84,954
1%
2014
$434
—
$84,280
2%
2013
$432
—
$83,034
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 285 Payne St #UNIT 23B

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Anchor Realty Florida

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285 Payne Street #UNIT 23B, Miramar Beach, FL 32550 (MLS# 990813) is a Condo property with 2 bedrooms and 2 full bathrooms. 285 Payne Street #UNIT 23B is currently listed for $345,000 and was received on March 20, 2026. Want to learn more about 285 Payne Street #UNIT 23B? Do you have questions about finding other Condo real estate for sale in Miramar Beach? You can browse all Miramar Beach real estate or contact a Coldwell Banker agent to request more information.

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