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$1,500,000
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Property Description
Beautifully furnished 5BR/4BA coastal retreat in Miramar Beach with private pool, two-car garage and no HOA. Thoughtfully designed over three levels, the first floor offers two bedrooms including a built-in quad bunk room, full bath, laundry and access to the pool. The second floor is the main living level with kitchen, dining and living areas plus bedroom and bath. The third floor includes the primary suite with private bath and an additional guest bedroom with bath. Turnkey with beautiful finishes, ample parking, golf cart and outdoor living space. Enjoy easy access to sugar-white Gulf beaches and nearby golf at Sandestin Golf & Beach Resort. Ideal for beach living with strong rental potential. Welcome to 29 S Payne Street, a fully furnished coastal retreat in Miramar Beach with private pool, two-car garage, and no HOA -- ideally positioned for relaxed beach living or strong short-term rental performance. Thoughtfully designed to maximize space and privacy, this three-story home features five bedrooms and four baths with a smart layout that supports both guest comfort and owner use. The first level offers two bedrooms, including a custom built-in quad bunk room to maximize guest capacity, a full bath, and a convenient laundry area with interior access to the oversized two-car garage. With direct access to the private pool and outdoor living area, this floor provides flexibility and convenience for guests and owners alike. The second level serves as the primary living and entertaining area with the kitchen, dining space, and living room all located on this main floor. Elevated above street level, natural light fills the space, creating an inviting setting for everyday living and gatherings. A bedroom and full bath on this level offer additional sleeping options or owner flexibility. The third floor includes the spacious primary suite with private bath and generous closet space, plus an additional bedroom and full hall bath. The distribution of bedrooms across three levels ensures privacy and separation for larger groups and supports strong vacation rental appeal. Offered fully furnished and turnkey with durable coastal finishes, ample parking, and a private pool and outdoor entertaining area, this property delivers a lifestyle of relaxed coastal living with rental income potential. Enjoy easy access to the sugar-white beaches of the Gulf of Mexico and nearby championship golf experiences at Sandestin Golf & Beach Resort, including Baytowne, The Links, Raven, and Burnt Pine courses, as well as additional top area golf at Regatta Bay Golf & Yacht Club. Minutes from dining, shopping, and entertainment, 29 S Payne Street blends beach, golf, and lifestyle in one of Miramar Beach's most desirable locations.
Full Property Details
Full Property Details for 29 S Payne Street S
General
- Price: $1,500,000
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 985594
- Updated: 2/18/2026
- Added to Site: 167 day(s) ago
Interior
- Rooms/Areas: Bedroom, Bunk Room, Garage, Kitchen, Master Bedroom
- Interior Features: Floor Hardwood, Floor Tile, Furnished - All, Washer/Dryer Hookup, Window Treatment All, Woodwork Painted
- Appliances: Auto Garage Door Opn, Dishwasher, Dryer, Refrigerator, Stove/Oven Electric, Washer
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
Bedrooms
- Total Bedrooms: 5
Other Rooms
- Kitchen: Kitchen
Additional Information
- Shared Amenities: Short Term Rental - Allowed
- Pool: Yes
Exterior
- Exterior Features: BBQ Pit/Grill, Fenced Back Yard, Patio Open, Pool - In-Ground, Porch Open, Shower
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking: Garage Attached, Golf Cart Enclosed
Location
- Area: 15 - Miramar/Sandestin Resort
- County: Walton
- Subdivision: Treasure Sands
- Driving Directions: 98 to Driftwood, right on Payne, left on S Payne
School Information
- Elementary School: Van R Butler
- Middle School: Emerald Coast
- High School: South Walton
Heating & Cooling
- Heating/Cooling: AC - 2 or More, AC - Central Elect, AC - High Efficiency, Ceiling Fans, Double Pane Windows, Heat - Two or More, Heat Cntrl Electric, Heat High Efficiency, Insulated Doors, Ridge Vent, Water Heater - Elect
Utilities
- Utility Description: Public Sewer, Public Water, TV Cable, Underground
Structural Information
- Architectural Style: Beach House
- Construction: Siding CmntFbrHrdBrd
- Stories/Levels: 3
- Square Feet: 2,466
- Sq. Ft. Source: County PA Records
- Year Built: 2015
Lot Features
- Property View: Gulf/Pass
- Lot Dimensions: 43 x 88
- Street/Road Desc.: County Road, Paved Road
- Zoning: Resid Single Family
Financial Considerations
- Terms: Conventional
Disclosures and Reports
- Legal Description: see Parcel ID tax record
- APN: 30-2S-21-42660-000-0030
Listed by Fathom Realty FL LLC
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Schools
Schools serving 29 S Payne Street S
School District:Walton County School District
| Name | Grades | Distance |
|---|---|---|
Van R. Butler Elementary School 6694 West County Highway 30A, Santa Rosa Beach, FL 32459 | K-5 | 7.7 mi |
Emerald Coast Middle School 4019 US Highway 98 East, Santa Rosa Beach, FL 32459 | 6-8 | 16.5 mi |
South Walton High School 645 Greenway Trail, Santa Rosa Beach, FL 32459 | 9-12 | 12.4 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 29 S Payne Street S
Date
Details
Price
Change
Source
9/17/2025
Listed
$1,500,000
6.38%
MLS
6/30/2021
Sold
$1,410,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 29 S Payne Street S
Year
Property Taxes
Change
Tax Assessment
Change
2024
$12,427
—
$1,090,843
-20%
2024
$12,427
1%
$1,360,449
—
2023
$12,362
90%
$1,360,449
97%
2021
$6,505
-43%
$691,471
-44%
2022
$11,480
76%
$1,238,795
109%
2021
$6,505
19%
$593,649
8%
2019
$5,462
3%
$550,034
4%
2018
$5,288
3%
$530,303
2%
2017
$5,158
2%
$520,451
3%
2016
$5,078
390%
$507,482
398%
2015
$1,037
62%
$102,000
65%
2014
$639
21%
$62,000
22%
2013
$528
—
$50,872
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 29 S Payne Street S
29 S Payne Street S, Miramar Beach, FL 32550 (MLS# 985594) is a Single Family property with 5 bedrooms and 4 full bathrooms. 29 S Payne Street S is currently listed for $1,500,000 and was received on September 17, 2025. Want to learn more about 29 S Payne Street S? Do you have questions about finding other Single Family real estate for sale in Miramar Beach? You can browse all Miramar Beach real estate or contact a Coldwell Banker agent to request more information.

