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$895,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,548 Sq. Ft.
  • Updated 2 days ago
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Welcome to 440 Sandy Cay Drive, located in the private, gated community of Paradise Retreat in Miramar Beach. Residents enjoy one of the neighborhood's most sought-after amenities--320 feet of private deeded beach access, just a short walk from the home. This updated Coastal white brick home is ideally situated on the south end of the neighborhood (closest to the beach),and offers an open-concept floor plan with vaulted ceilings in the living/dining areas, abundant natural light, fresh interior paint, and luxury vinyl plank flooring throughout the house. It also offers added peace of mind with a pre-listing home inspection already completed and a new roof installed in 2023. With recent improvements and being offered fully furnished make this home move-in ready. For those seeking investment property, Paradise Retreat has a well-established vacation rental market. Several similarly sized homes within the community have achieved approximately $100,000 in annual gross rental income. Buyers should independently verify rental history, projections, and any applicable restrictions.

Full Property Details for 440 Sandy Cay Dr

General

  • Price: $895,000
  • Taxes: $5,088 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 1006957
  • Updated: 7/5/2026
  • Added to Site: 5 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Allowed, Beach, Deed Access, Gated Community

Interior

  • Number of Rooms: 11
  • Interior Features: Breakfast Bar, Ceiling Vaulted, Newly Painted, Pantry, Split Bedroom
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
  • Furnishings: Furnished - All
  • Flooring: Floor Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Exterior

  • Exterior Features: Rain Gutter, Lawn Pump, Sprinkler System
  • Porch/Patio/Deck: Patio Open

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2

Location

  • Area: 15 - Miramar/Sandestin Resort
  • County: Walton
  • Subdivision: PARADISE RETREAT
  • Driving Directions: From Scenic Gulf Drive, turn north onto Sandy Cay Drive and enter the Paradise Retreat gate. Continue around the roundabout and follow Sandy Cay Drive, the home will be on the left. From US Hwy 98, turn south onto Sandy Cay Drive. After entering the gate, bear left and continue on Sandy Cay Drive to 440 Sandy Cay Drive. The home will be on the right

School Information

  • Elementary School: Van R Butler
  • Middle School: Emerald Coast
  • High School: South Walton

Community

  • Association: Yes
  • Assoc. Fees Include: Accounting, Ground Keeping, Management, Security

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Ceiling Fans, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Phone, Public Water, TV Cable

Structural Information

  • Architectural Style: Traditional
  • Construction: Brick, Frame
  • Exterior Const.: Brick, Frame
  • Stories/Levels: 1
  • Square Feet: 1,548
  • Sq. Ft. Source: County PA Records
  • Year Built: 2004

Lot Features

  • Lot Size (Acres): 0.13
  • Lot Size (Sq. Ft.): 5,662.8
  • Lot Dimensions: 60 x 110
  • Frontage: Private Road
  • Street/Road Desc.: Paved
  • Lot Features: Covenants, Interior, Restrictions, Sidewalk, Storm Sewer, Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $1,360
  • Tax Amount: $5,088.07
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: LOT 22 BLK C PARADISE RETREAT PB 15-72 OR 2613-3299 OR 2646- 147 OR 2829-3437 OR 3259-2660
  • APN: 30-2S-21-42790-00C-0220
  • Property ID: 30-2S-21-42790-00C-0220

Listed by RE/MAX by the Sea

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— 440 Sandy Cay Dr —

  • RE/MAX by the Sea

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with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 440 Sandy Cay Dr

School District:Walton County School District
NameGradesDistance
Van R. Butler Elementary School
6694 West County Highway 30A, Santa Rosa Beach, FL 32459
K-58.1 mi
Emerald Coast Middle School
4019 US Highway 98 East, Santa Rosa Beach, FL 32459
6-816.9 mi
South Walton High School
645 Greenway Trail, Santa Rosa Beach, FL 32459
9-1212.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 440 Sandy Cay Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/05/2026
Listed
$895,000
2.18%
MLS
6/16/2022
Sold
$875,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 440 Sandy Cay Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,192
—
$563,107
-1%
2024
$5,192
-4%
$568,380
-4%
2023
$5,392
281%
$593,423
83%
2021
$1,416
1%
$323,782
-40%
2022
$1,402
-1%
$535,566
110%
2021
$1,416
2%
$255,318
44%
2019
$1,385
2%
$177,288
2%
2018
$1,358
3%
$173,982
2%
2017
$1,316
2%
$170,404
2%
2016
$1,295
-1%
$166,899
1%
2015
$1,305
-1%
$165,739
1%
2014
$1,312
1%
$164,424
2%
2013
$1,298
—
$161,994
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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440 Sandy Cay Drive, Miramar Beach, FL 32550 (MLS# 1006957) is a Single Family property with 3 bedrooms and 2 full bathrooms. 440 Sandy Cay Drive is currently listed for $895,000 and was received on July 05, 2026. Want to learn more about 440 Sandy Cay Drive? Do you have questions about finding other Single Family real estate for sale in Miramar Beach? You can browse all Miramar Beach real estate or contact a Coldwell Banker agent to request more information.

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