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$1,775,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 1 Partial Bath
  • 2,856 Sq. Ft.
  • Updated 1 day ago

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Welcome to your dream coastal retreat in the heart of Miramar Beach. This beautifully updated 4-bedroom, 4.5-bath home offers nearly 2,900 square feet of thoughtfully designed living space just moments from the sugar-white sands and emerald waters of the Gulf. Perfectly positioned on a serene lakefront lot, the home blends relaxed coastal elegance with functional design and exceptional indoor-outdoor flow. The open-concept living, dining, and kitchen areas create an inviting atmosphere ideal for entertaining. Large windows invite in natural light while framing tranquil water views, and the well-appointed kitchen provides ample space for hosting family and guests with ease. Step outside to your private pool oasis, where lush landscaping and peaceful lake views set the stage for ultimate relaxation. Multiple porches and balconies offer breezy spots for morning coffee or sunset unwinding after a day at the beach. Each of the four bedrooms features its own private bath, providing comfort and privacy for owners and guests alike. The spacious layout makes this home especially well-suited for full-time living, a second home, or a high-performing vacation rental. With strong rental potential, this property is designed to accommodate multiple families or large groups comfortably--an attractive feature for short-term rental guests seeking both privacy and gathering space. Its proximity to the beach, private pool, and desirable amenities enhances its appeal as an income-producing investment along the Emerald Coast. Owners also enjoy access to The Crescent's premier amenities, including private deeded beach access, a Gulf-front pool, hot tub, and beautifully maintained grounds. This rare combination of single-family privacy with resort-style privileges significantly elevates both lifestyle and rental desirability. Located near dining, shopping, golf, and all the attractions of Scenic Highway 98, this home offers the best of coastal living with exceptional flexibility and investment opportunity.

Full Property Details for 49 Monaco St

General

  • Price: $1,775,000
  • Taxes: $8,711 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 996397
  • Updated: 4/13/2026
  • Added to Site: 50 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Allowed, BBQ Pit/Grill, Beach, Deed Access, Exercise Room, Picnic Area, Pool

Interior

  • Number of Rooms: 10
  • Interior Features: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Newly Painted, Pantry, Washer/Dryer Hookup
  • Appliances: Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer
  • Furnishings: Furnished - All
  • Flooring: Floor Tile, Floor WW Carpet New

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Pool: Yes
  • Pool Description: Pool - In-Ground, Pool Type
  • Security/Safety: Fire Alarm/Sprinkler

Exterior

  • Exterior Features: Balcony, BBQ Pit/Grill, Fenced Back Yard
  • Porch/Patio/Deck: Patio Open

Parking

  • Garage: Yes
  • Garage Spaces: 4

Location

  • Area: 15 - Miramar/Sandestin Resort
  • County: Walton
  • Subdivision: CRESCENT AT MIRAMAR BEACH THE
  • Driving Directions: Take Hwy 98 W to the traffic light at the intersection of 98W & Scenic Gulf Dr. (Chik-filet on the left) and turn left. Go past the neighborhood of Shipwatch and take the next left, Monaco St. The house will be on your left.

School Information

  • Elementary School: Van R Butler
  • Middle School: Emerald Coast
  • High School: South Walton

Community

  • Association: Yes
  • Assoc. Fees Include: Accounting, Management, Recreational Faclty

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Heat Pump Air To Air
  • Heating/Cooling: Heat Pump Air To Air, Ceiling Fans, Central Air

Utilities

  • Sewer: Community Sewer
  • Utility Description: Community Water, Electric, Gas - Natural, Phone, TV Cable

Structural Information

  • Architectural Style: Beach House
  • Construction: Frame, Siding CmntFbrHrdBrd
  • Exterior Const.: Frame, Siding CmntFbrHrdBrd
  • Stories/Levels: 3
  • Square Feet: 2,856
  • Sq. Ft. Source: County PA Records
  • Year Built: 2002

Lot Features

  • Property View: Lake
  • Lot Size (Acres): 0.22
  • Lot Size (Sq. Ft.): 9,583.2
  • Lot Dimensions: 45 x 212
  • Street/Road Desc.: Paved
  • Lot Features: Easements, Interior, Level, Restrictions, Sidewalk, Storm Sewer, Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Type: Lake

Financial Considerations

  • Assessment Amount: $2,125
  • Tax Amount: $8,711.77
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: LOT 3 CRESCENT BEACH COTTAGES S/D PB 14-76 OR 2328-197 OR 2524-1298 OR 3016-618 OR 3016-626 OR 3108-3421 OR 3205-2822 OR 3215-461
  • APN: 33-2S-21-42172-000-0030
  • Property ID: 33-2S-21-42172-000-0030

Listed by Compass

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— 49 Monaco St —

  • Compass

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 49 Monaco St

School District:Walton County School District
NameGradesDistance
Van R. Butler Elementary School
6694 West County Highway 30A, Santa Rosa Beach, FL 32459
K-55.7 mi
Emerald Coast Middle School
4019 US Highway 98 East, Santa Rosa Beach, FL 32459
6-814.5 mi
South Walton High School
645 Greenway Trail, Santa Rosa Beach, FL 32459
9-1210.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 49 Monaco St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/27/2026
Listed
$1,775,000
26.79%
MLS
6/23/2021
Sold
$1,399,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 49 Monaco St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$8,680
—
$964,150
1%
2024
$8,680
-1%
$950,250
-1%
2023
$8,729
49%
$960,716
59%
2021
$5,851
-39%
$604,446
-42%
2022
$9,606
64%
$1,036,546
81%
2021
$5,851
9%
$572,542
9%
2019
$5,373
13%
$523,486
10%
2018
$4,745
—
$475,896
-1%
2017
$4,748
—
$479,038
1%
2016
$4,752
1%
$474,856
2%
2015
$4,712
—
$463,563
2%
2014
$4,691
-1%
$455,063
—
2013
$4,725
—
$455,509
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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49 Monaco Street, Miramar Beach, FL 32550 (MLS# 996397) is a Single Family property with 4 bedrooms, 4 full bathrooms and 1 partial bathroom. 49 Monaco Street is currently listed for $1,775,000 and was received on February 27, 2026. Want to learn more about 49 Monaco Street? Do you have questions about finding other Single Family real estate for sale in Miramar Beach? You can browse all Miramar Beach real estate or contact a Coldwell Banker agent to request more information.

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