Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$925,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 2,216 Sq. Ft.
  • Updated 7 days ago
See This Home
Save This Home
See This Home
Save This Home
Located in the gated, Gulf-side community of Emerald Waters Village, this beautifully designed coastal home offers an exceptional opportunity to enjoy the Miramar Beach lifestyle at an attractive price point. Just a short walk from deeded beach access, the property combines solid concrete block construction, thoughtful design, and inviting living spaces in one of the area's most desirable neighborhoods.The main living level is bright, open, and designed for gathering. Large windows and high ceilings allow natural light to pour in, creating an airy, welcoming atmosphere throughout the living, dining, and kitchen spaces. The open-concept layout makes entertaining effortless, whether hosting family and friends or enjoying a relaxed evening after the beach. The kitchen features granite countertops, stainless steel appliances, and a breakfast bar that keeps the space connected and social. A spacious first-floor bedroom with an ensuite bath offers flexibility for guests or extended stays, while a laundry room and one-car garage add everyday convenience. Upstairs, the primary suite serves as a private retreat with a sitting area and access to a covered balcony a perfect spot for morning coffee, sunset views, or quiet moments between beach days. Two additional bedrooms share a Jack-and-Jill bath, providing comfortable accommodations for family or guests. Outdoors, the fenced backyard and patio extend the entertaining space, offering a private setting for grilling, gathering, or simply enjoying the coastal breeze. Emerald Waters Village features gated entry, two community pools, and walkable beach access, all just minutes from Scenic Highway 98, Silver Sands Premium Outlets, dining, and entertainment. Whether envisioned as a primary residence, second home, or investment property, this home delivers location, light-filled living, and a beach lifestyle that is increasingly hard to find at this price point in Miramar Beach.

Full Property Details for 95 St Simon Cir

General

  • Price: $925,000
  • Taxes: $6,749 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 992115
  • Updated: 1/9/2026
  • Added to Site: 11 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Dining Area, Full Bathroom, Garage, Half Bathroom, Kitchen, Laundry, Living Room, Master Bathroom, Master Bedroom
  • Interior Features: Breakfast Bar, Ceiling Vaulted, Floor Hardwood, Floor Tile, Furnished - All, Kitchen Island, Owner's Closet, Washer/Dryer Hookup, Window Treatment All
  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Living Room: Living Room
  • Kitchen: Kitchen

Additional Information

  • Shared Amenities: BBQ Pit/Grill, Beach, Deed Access, Gated Community, Pets Allowed, Picnic Area, Pool, Short Term Rental - Allowed
  • Pool: Yes

Exterior

  • Exterior Features: Balcony, BBQ Pit/Grill, Deck Covered, Fenced Back Yard, Fenced Privacy, Patio Open

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Parking: Garage, Garage Attached

Location

  • Area: 15 - Miramar/Sandestin Resort
  • County: Walton
  • Subdivision: Emerald Waters Village
  • Driving Directions: on Scenic 98 turn north at 3 way with Alvans Island Emerald Waters Village is a block up on right. From 98 turn south at CVS Emerald Waters will be on the left.

School Information

  • Elementary School: Van R Butler
  • Middle School: Emerald Coast
  • High School: South Walton

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect

Utilities

  • Utility Description: Electric, Phone, Public Sewer, Public Water, Tap Fee Paid, TV Cable

Structural Information

  • Architectural Style: Beach House
  • Construction: Block, Roof Metal, Siding CmntFbrHrdBrd, Slab
  • Stories/Levels: 2
  • Square Feet: 2,216
  • Sq. Ft. Source: County PA Records
  • Year Built: 2004

Lot Features

  • Lot Dimensions: 45 x 71
  • Street/Road Desc.: Paved Road
  • Lot Features: Covenants
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $530
  • Assmt Payment Freq: Quarterly
  • Tax Amount: $6,749
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: LOT 22 EMERALD WATERS VILLAGE PB 13-27 OR 2469-1077 OR 2603-2125 OR 2668-4391 OR 2815-1940 OR 2964-1448 OR 2983-2455 OR 3231-643
  • Assessment: Yes
  • APN: 29-2S-21-42970-000-0220

Listed by Legacy Hill Realty

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agents

— 95 St Simon Cir —

  • Legacy Hill Realty

  • Legacy Hill Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 95 St Simon Cir

School District:Walton County School District
NameGradesDistance
Van R. Butler Elementary School
6694 West County Highway 30A, Santa Rosa Beach, FL 32459
K-57.2 mi
Emerald Coast Middle School
4019 US Highway 98 East, Santa Rosa Beach, FL 32459
6-816 mi
South Walton High School
645 Greenway Trail, Santa Rosa Beach, FL 32459
9-1211.8 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 95 St Simon Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/04/2026
Listed
$925,000
112.64%
MLS
6/26/2015
Sold
$435,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 95 St Simon Cir

Year
Property Taxes
Change
Tax Assessment
Change
2024
$7,340
—
$778,087
-15%
2024
$7,340
5%
$911,856
-1%
2023
$7,021
32%
$919,668
63%
2021
$5,308
-14%
$565,304
-25%
2022
$6,149
16%
$750,919
55%
2021
$5,308
14%
$483,391
6%
2019
$4,655
5%
$457,328
10%
2018
$4,420
18%
$415,753
10%
2017
$3,746
3%
$377,957
4%
2016
$3,633
1%
$363,092
3%
2015
$3,590
4%
$353,219
6%
2014
$3,446
5%
$334,298
6%
2013
$3,272
—
$315,476
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 95 St Simon Cir

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Legacy Hill Realty

Similar Properties near 95 St Simon Cir

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

202 Kono Way, Destin, FL 32541 - Photo 1
$905,000

202 Kono Way  Destin, FL 32541

  • Single Family
  • Active
  • 4
    Beds
  • 4
    Total Baths
  • 2,040
    Sq. Ft.
Listed by Flat Fee Mls Realty
231 Kono Way, Destin, FL 32541 - Photo 1
$949,000

231 Kono Way  Destin, FL 32541

  • Single Family
  • Active
  • Updated 7 days ago
  • 4
    Beds
  • 4
    Total Baths
  • 1,950
    Sq. Ft.
212 Tahitian Way, Destin, FL 32541 - Photo 1
$899,000

212 Tahitian Way  Destin, FL 32541

  • Single Family
  • Active
  • 4
    Beds
  • 4
    Total Baths
  • 1,990
    Sq. Ft.
621 Chamomile Ct, Niceville, FL 32578 - Photo 1
$924,935

621 Chamomile Ct  Niceville, FL 32578

  • Single Family
  • Active
  • 4
    Beds
  • 4
    Total Baths
  • 2,761
    Sq. Ft.

Just Listed near 95 St Simon Cir

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

3567 E County Hwy 30A E, Santa Rosa Beach, FL 32459 - Photo 1 Just Listed
$1,995,000

3567 E County Hwy 30A E  Santa Rosa Beach, FL 32459

  • Commercial
  • Active
35 Red Bay Ct, Santa Rosa Beach, FL 32459 - Photo 1 Just Listed
$539,000

35 Red Bay Ct  Santa Rosa Beach, FL 32459

  • Single Family
  • Active
  • Updated 4 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,886
    Sq. Ft.
98 Christian Dr, Santa Rosa Beach, FL 32459 - Photo 1 Just Listed
$530,000

98 Christian Dr  Santa Rosa Beach, FL 32459

  • Single Family
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 3
    Total Baths
  • 1,857
    Sq. Ft.
139 E Georgie Street E, Santa Rosa Beach, FL 32459 - Photo 1 Just Listed
$599,000

139 E Georgie Street E  Santa Rosa Beach, FL 32459

  • Single Family
  • Active
  • Updated 2 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,132
    Sq. Ft.

Price Reduced near 95 St Simon Cir

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

68 Crimsyn Ryan Ct, Santa Rosa Beach, FL 32459 - Photo 1 Price Reduced
-$26,000 (-4.95%)
$499,000

68 Crimsyn Ryan Ct  Santa Rosa Beach, FL 32459

  • Single Family
  • Active
  • Updated 2 days ago
  • 4
    Beds
  • 2
    Total Baths
  • 2,097
    Sq. Ft.
Listed by Michael Tomlin (850) 499-2432
521 Shelter Cove Dr, Santa Rosa Beach, FL 32459 - Photo 1 Price Reduced
-$10,000 (-1.02%)
$975,000

521 Shelter Cove Dr  Santa Rosa Beach, FL 32459

  • Single Family
  • Active
  • Updated 6 days ago
  • 5
    Beds
  • 3
    Total Baths
  • 2,783
    Sq. Ft.
Listed by Bonnie Hall (850) 240-9901
231 Somerset Bridge Rd, Santa Rosa Beach, FL 32459 - Photo 1 Price Reduced
-$26,000 (-4.77%)
$519,000

231 Somerset Bridge Rd  #UNIT 2101  Santa Rosa Beach, FL 32459

  • Condo / Townhouse
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,126
    Sq. Ft.
Co-Listed by Sheryl Lewis (850) 234-6696
127 Dogwood St, Santa Rosa Beach, FL 32459 - Photo 1 Price Reduced
-$99,001 (-4.72%)
$1,999,999

127 Dogwood St  Santa Rosa Beach, FL 32459

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 3
    Total Baths
  • 1,904
    Sq. Ft.

Recent Sales near 95 St Simon Cir

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

83 Ciboney St, Miramar Beach, FL 32550 - Photo 1 Sold
$969,000

83 Ciboney St  Miramar Beach, FL 32550

  • Single Family
  • Closed
  • 4
    Beds
  • 5
    Total Baths
  • 2,374
    Sq. Ft.
Sold by Team Craven
23 Mobile St, Miramar Beach, FL 32550 - Photo 1 Sold
$899,977

23 Mobile St  Miramar Beach, FL 32550

  • Single Family
  • Closed
  • 3
    Beds
  • 4
    Total Baths
  • 2,019
    Sq. Ft.
19 Charlotte Ave, Miramar Beach, FL 32550 - Photo 1 Sold
$988,000

19 Charlotte Ave  Miramar Beach, FL 32550

  • Single Family
  • Closed
  • 4
    Beds
  • 4
    Total Baths
  • 2,668
    Sq. Ft.
274 Lakeland Dr, Miramar Beach, FL 32550 - Photo 1 Sold
$950,000

274 Lakeland Dr  Miramar Beach, FL 32550

  • Single Family
  • Closed
  • 4
    Beds
  • 4
    Total Baths
  • 2,524
    Sq. Ft.
Listed by Michael Tomlin

95 St. Simon Circle, Miramar Beach, FL 32550 (MLS# 992115) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 95 St. Simon Circle is currently listed for $925,000 and was received on January 04, 2026. Want to learn more about 95 St. Simon Circle? Do you have questions about finding other Single Family real estate for sale in Miramar Beach? You can browse all Miramar Beach real estate or contact a Coldwell Banker agent to request more information.

Tour this property