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$899,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 2,216 Sq. Ft.
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Located in the gated, Gulf-side community of Emerald Waters Village, this beautifully designed coastal home offers an exceptional opportunity to enjoy the Miramar Beach lifestyle at an attractive price point. Just a short walk from deeded beach access, the property combines solid concrete block construction, thoughtful design, and inviting living spaces in one of the area's most desirable neighborhoods. The main living level is bright, open, and designed for gathering. Large windows and high ceilings allow natural light to pour in, creating an airy, welcoming atmosphere throughout the living, dining, and kitchen spaces. The open-concept layout makes entertaining effortless, whether hosting family and friends or enjoying a relaxed evening after the beach. The kitchen features granite countertops, stainless steel appliances, and a breakfast bar that keeps the space connected and social. A spacious first-floor bedroom with an ensuite bath offers flexibility for guests or extended stays, while a laundry room and one-car garage add everyday convenience. Upstairs, the primary suite serves as a private retreat with a sitting area and access to a covered balcony a perfect spot for morning coffee, sunset views, or quiet moments between beach days. Two additional bedrooms share a Jack-and-Jill bath, providing comfortable accommodations for family or guests. Outdoors, the fenced backyard and patio extend the entertaining space, offering a private setting for grilling, gathering, or simply enjoying the coastal breeze. Emerald Waters Village features gated entry, two community pools, and walkable beach access, all just minutes from Scenic Highway 98, Silver Sands Premium Outlets, dining, and entertainment. Whether envisioned as a primary residence, second home, or investment property, this home delivers location, light-filled living, and a beach lifestyle that is increasingly hard to find at this price point in Miramar Beach.

Full Property Details for 95 St Simon Cir

General

  • Price: $899,000
  • Taxes: $6,749 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 992115
  • Updated: 4/13/2026
  • Added to Site: 148 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Allowed, BBQ Pit/Grill, Beach, Deed Access, Gated Community, Pets Allowed, Picnic Area, Pool

Interior

  • Number of Rooms: 13
  • Interior Features: Breakfast Bar, Ceiling Vaulted, Kitchen Island, Owner's Closet, Washer/Dryer Hookup
  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
  • Furnishings: Furnished - All
  • Flooring: Floor Hardwood, Floor Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Pool: Yes
  • Pool Description: Pool Type

Exterior

  • Exterior Features: Balcony, BBQ Pit/Grill, Fenced Back Yard
  • Porch/Patio/Deck: Deck Covered, Patio Open

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 1
  • Parking Features: Garage

Location

  • Area: 15 - Miramar/Sandestin Resort
  • County: Walton
  • Subdivision: EMERALD WATERS VILLAGE
  • Driving Directions: on Scenic 98 turn north at 3 way with Alvans Island Emerald Waters Village is a block up on right. From 98 turn south at CVS Emerald Waters will be on the left.

School Information

  • Elementary School: Van R Butler
  • Middle School: Emerald Coast
  • High School: South Walton

Community

  • Association: Yes
  • Assoc. Fees Include: Accounting, Ground Keeping, Land Recreation, Management, Master Association

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Ceiling Fans, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Phone, Public Water, Tap Fee Paid, TV Cable

Structural Information

  • Architectural Style: Beach House
  • Construction: Block, Siding CmntFbrHrdBrd
  • Exterior Const.: Block, Siding CmntFbrHrdBrd
  • Stories/Levels: 2
  • Square Feet: 2,216
  • Sq. Ft. Source: County PA Records
  • Year Built: 2004

Lot Features

  • Lot Dimensions: 45 x 71
  • Street/Road Desc.: Paved
  • Lot Features: Covenants
  • Zoning: Resid Single Family
  • Fencing (Description): Fenced Privacy

Financial Considerations

  • Assessment Amount: $530
  • Tax Amount: $6,749.35
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: LOT 22 EMERALD WATERS VILLAGE PB 13-27 OR 2469-1077 OR 2603-2125 OR 2668-4391 OR 2815-1940 OR 2964-1448 OR 2983-2455 OR 3231-643
  • APN: 29-2S-21-42970-000-0220
  • Property ID: 29-2S-21-42970-000-0220

Listed by Legacy Hill Realty

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Listing agents

— 95 St Simon Cir —

  • Legacy Hill Realty

  • Legacy Hill Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 95 St Simon Cir

School District:Walton County School District
NameGradesDistance
Van R. Butler Elementary School
6694 West County Highway 30A, Santa Rosa Beach, FL 32459
K-57.2 mi
Emerald Coast Middle School
4019 US Highway 98 East, Santa Rosa Beach, FL 32459
6-816 mi
South Walton High School
645 Greenway Trail, Santa Rosa Beach, FL 32459
9-1211.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 95 St Simon Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/13/2026
Price Reduced
$899,000
-2.81%
MLS
1/04/2026
Listed
$925,000
112.64%
MLS
6/26/2015
Sold
$435,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 95 St Simon Cir

Year
Property Taxes
Change
Tax Assessment
Change
2024
$7,340
—
$778,087
-15%
2024
$7,340
5%
$911,856
-1%
2023
$7,021
32%
$919,668
63%
2021
$5,308
-14%
$565,304
-25%
2022
$6,149
16%
$750,919
55%
2021
$5,308
14%
$483,391
6%
2019
$4,655
5%
$457,328
10%
2018
$4,420
18%
$415,753
10%
2017
$3,746
3%
$377,957
4%
2016
$3,633
1%
$363,092
3%
2015
$3,590
4%
$353,219
6%
2014
$3,446
5%
$334,298
6%
2013
$3,272
—
$315,476
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Legacy Hill Realty

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95 St. Simon Circle, Miramar Beach, FL 32550 (MLS# 992115) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 95 St. Simon Circle is currently listed for $899,000 and was received on January 05, 2026. Want to learn more about 95 St. Simon Circle? Do you have questions about finding other Single Family real estate for sale in Miramar Beach? You can browse all Miramar Beach real estate or contact a Coldwell Banker agent to request more information.

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