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$420,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1,754 Sq. Ft.
  • Updated 4 days ago
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4 Bedroom, 2 Bath, 2 Car Garage with extra parking pad on side of house for boat, jet skis, etc. Whole House Generac Generator. Automatic Sprinkler System with lawn pump supplied by Lake. Extra parking on concrete pad at side of house. Washer/dryer hook up in garage. 30 year Dimensional shingle roof installed 2020. Tankless water heater. Storm Door at Front Entry. Whirlpool Gold appliances with convection microwave. Auto water/ice in fridge door. Overlooks protected wet lands so no building in backyard! An acre pond with beautiful natural woods behind home. Oversized deck out back fit for relaxing and entertaining. Open living area dining and kitchen with breakfast bar. Minutes walk from schools. Survey available. Wrought Iron Yard fencing does not convey

Full Property Details for 1098 Forest Lake Terrace

General

  • Price: $420,000
  • Taxes: $2,388 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 992666
  • Updated: 1/12/2026
  • Added to Site: 5 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Dining Area, Kitchen, Living Room
  • Interior Features: Ceiling Raised, Floor Hardwood, Floor Tile, Floor WW Carpet, Split Bedroom, Washer/Dryer Hookup
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Living Room: Living Room
  • Kitchen: Kitchen

Additional Information

  • Improvements: Garage, Irrigation System, Pond, See Remarks

Exterior

  • Exterior Features: Balcony, Deck Covered, Deck Open, Sprinkler System

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: Garage

Location

  • Area: 13 - Niceville
  • County: Okaloosa
  • Subdivision: Creekside
  • Driving Directions: Hwy 285 to Juniper Avenue to Forest Lake Terrace. Home is on the Right.

School Information

  • Elementary School: Plew
  • Middle School: Ruckel
  • High School: Niceville

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, See Remarks, Water Heater - Tnkls

Utilities

  • Utility Description: Electric, Gas - Natural, Public Sewer, Public Water

Structural Information

  • Architectural Style: Contemporary
  • Construction: Foundation Off Grade, Roof Dimensional Shg, Siding Brick Front, Siding Vinyl, Slab
  • Stories/Levels: 1
  • Square Feet: 1,754
  • Sq. Ft. Source: Appraiser
  • Year Built: 1998

Lot Features

  • Property View: Lake
  • Lot Size (Acres): 0.24
  • Lot Dimensions: 40 x 130
  • Street/Road Desc.: City Road, Paved Road, See Remarks
  • Lot Features: Bulkhead/Seawall, Cleared, Cul-De-Sac, Irregular, Within 1/2 Mile to Water
  • Zoning: City, Resid Single Family, See Remarks

Water Features

  • Water Front Type: Lake, Pond

Financial Considerations

  • Tax Amount: $2,388
  • Tax Year: 2025
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: FOREST LAKE S/D LOT 19
  • APN: 05-1S-22-0950-0000-0190

Listed by Nautical Real Estate LLC

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Listing agent

— 1098 Forest Lake Terrace —

  • Nautical Real Estate LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1098 Forest Lake Terrace

School District:Okaloosa County School District
NameGradesDistance
Lula J. Edge Elementary School
300 Florida 85, Niceville, FL 32578
K-51.5 mi
C. W. Ruckel Middle School
201 Partin Drive North, Niceville, FL 32578
6-80.4 mi
Niceville Senior High School
800 John Sims Parkway, Niceville, FL 32578
9-120.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1098 Forest Lake Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/12/2026
Listed
$420,000
82.21%
MLS
9/15/2011
Sold
$230,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1098 Forest Lake Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,388
7%
$219,605
3%
2024
$2,231
3%
$213,416
3%
2023
$2,166
6%
$207,200
6%
2021
$2,043
-1%
$195,306
-3%
2022
$2,059
1%
$201,165
4%
2021
$2,043
-24%
$192,609
-1%
2019
$2,679
6%
$194,554
7%
2018
$2,530
3%
$181,715
5%
2017
$2,453
4%
$173,326
4%
2016
$2,351
139%
$167,032
58%
2015
$983
—
$105,972
1%
2014
$984
1%
$105,131
2%
2013
$970
—
$103,577
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by Nautical Real Estate LLC

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1098 Forest Lake Terrace, Niceville, FL 32578 (MLS# 992666) is a Single Family property with 4 bedrooms and 2 full bathrooms. 1098 Forest Lake Terrace is currently listed for $420,000 and was received on January 12, 2026. Want to learn more about 1098 Forest Lake Terrace? Do you have questions about finding other Single Family real estate for sale in Niceville? You can browse all Niceville real estate or contact a Coldwell Banker agent to request more information.

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