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$324,900

  • For Sale
  • Active
  • Townhouse
  • 3 Beds
  • 2 Full Baths
  • 1,608 Sq. Ft.

Next open house:

Open House: 1:00 PM - 4:00 PM

Sunday 1/18 1:00 PM - 4:00 PM

1328 Treasure Cove,Niceville, FL 32578

1328 Treasure CoveNicevilleFL32578

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Great Location: Primary Suite on Main Level!Welcome to Reflections at Bluewater Bay, a beautifully maintained ''Sapphire'' model townhome offering 3 bedrooms, 2 bathrooms, and over 1,600 square feet of thoughtfully designed living space. This home is move-in ready and ideally located just minutes from Destin Commons, the Mid-Bay Bridge, and the sugar-white beaches of the Emerald Coast. The spacious primary suite is conveniently located on the first floor, complete with a walk-in closet and updated bath featuring dual cultured marble vanities and a large shower enclosure. Upstairs are two generously sized guest rooms, each with its own walk-in closet. The open-concept great room is filled with natural light from a skylight and flows into a bright kitchen with white cabinetry, stainless steel appliances, tile backsplash, and recessed lighting. All appliances convey, including refrigerator, washer, dryer, stove, microwave, and dishwasher. Enjoy a covered, screened-in patio overlooking the wooded preserve, perfect for morning coffee. Additional features include 9-foot ceilings, leaded glass front door, ceiling fans, one-car garage with opener, and LVP flooring in the main living area. Recent updates include new windows in 2018, a new roof in 2020, and HVAC in 2022. The HOA, professionally managed by Bluewater Bay, covers annual termite inspections, regular pest control, and maintenance of the beautifully landscaped community. Quiet, clean, and safe, homes in this community rarely hit the market. Whether you are looking for a primary residence, a second home, or an investment property, this one should be on your list.

Full Property Details for 1328 Treasure Cove

General

  • Price: $324,900
  • Status: Active
  • Type: Townhouse
  • Source: Emerald_Coast
  • MLS ID: 983197
  • Updated: 10/22/2025
  • Added to Site: 154 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Dining Area, Full Bathroom, Garage, Great Room, Kitchen, Master Bedroom, Screened Porch
  • Interior Features: Ceiling Raised, Floor Vinyl, Floor WW Carpet, Lighting Recessed, Skylight(s), Split Bedroom, Washer/Dryer Hookup
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator, Stove/Oven Electric

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Great Room: Great Room
  • Kitchen: Kitchen
  • 3 Season Porch: Screened Porch

Exterior

  • Exterior Features: Porch

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Parking: Garage Attached

Location

  • Area: 13 - Niceville
  • County: Okaloosa
  • Subdivision: Reflections At Bluewater Bay T/H
  • Driving Directions: From State Highway 20 in Niceville, take State Highway 291 (White Point Road) toward Destin. Continue approximately 0.5 miles and turn left into Reflections, located just before the Fire Department on White Point Road.

School Information

  • Elementary School: Bluewater
  • Middle School: Ruckel
  • High School: Niceville

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric

Utilities

  • Utility Description: Electric, Public Sewer, Public Water, TV Cable

Structural Information

  • Architectural Style: Townhome
  • Construction: Stucco
  • Stories/Levels: 2
  • Square Feet: 1,608
  • Sq. Ft. Source: County PA Records
  • Year Built: 2003

Lot Features

  • Street/Road Desc.: Paved Road, Private Road
  • Lot Features: Covenants, Cul-De-Sac, Easements, Interior, Level, Restrictions
  • Zoning: Resid Multi-Family

Financial Considerations

  • Assessment Amount: $230
  • Assmt Payment Freq: Monthly
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: REFLECTIONS AT BWB T/H LOT 28
  • Assessment: Yes
  • APN: 26-1S-22-2426-0000-0280

Listed by EXP Realty LLC

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Listing agent

— 1328 Treasure Cove —

  • EXP Realty LLC

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1328 Treasure Cove

School District:Okaloosa County School District
NameGradesDistance
Bluewater Elementary School
4545 Range Road, Niceville, FL 32578
K-51.3 mi
C. W. Ruckel Middle School
201 Partin Drive North, Niceville, FL 32578
6-84.9 mi
Niceville Senior High School
800 John Sims Parkway, Niceville, FL 32578
9-124.9 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1328 Treasure Cove Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/22/2025
Price Reduced
$324,900
-7.14%
MLS
8/15/2025
Listed
$349,900
40.52%
MLS
5/10/2019
Sold
$249,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1328 Treasure Cove

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,988
3%
$205,258
3%
2024
$1,926
3%
$199,473
3%
2023
$1,874
—
$193,663
3%
2022
$1,873
—
$188,022
3%
2021
$1,865
—
$182,546
1%
2021
$1,865
-21%
$180,026
1%
2019
$2,349
8%
$178,781
10%
2018
$2,169
7%
$162,882
8%
2017
$2,031
11%
$150,996
12%
2016
$1,823
47%
$134,943
9%
2015
$1,236
—
$123,951
1%
2014
$1,238
2%
$122,967
1%
2013
$1,213
—
$121,150
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by EXP Realty LLC

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1328 Treasure Cove, Niceville, FL 32578 (MLS# 983197) is a Townhouse property with 3 bedrooms and 2 full bathrooms. 1328 Treasure Cove is currently listed for $324,900 and was received on August 15, 2025. Want to learn more about 1328 Treasure Cove? Do you have questions about finding other Townhouse real estate for sale in Niceville? You can browse all Niceville real estate or contact a Coldwell Banker agent to request more information.

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