Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$195,000

  • For Sale
  • Active
  • Condo / Townhouse
  • 2 Beds
  • 1 Full Bath
  • 900 Sq. Ft.
See This Home
Save This Home
See This Home
Save This Home
Enjoy a resort-style living investment property! Currently tenant occupied! Bluewater Bay features golf, community pools (membership available), walking trails, and plenty more amenities. This spacious 2-bedroom condo feels bigger than expected and includes a private screened patio for relaxing outdoors. With its open, light-filled layout, this home is move-in ready. Don't wait--schedule a showing today!

Full Property Details for 55 Bay Dr #UNIT 5103

General

  • Price: $195,000
  • Status: Active
  • Type: Condo /Townhouse
  • Source: Emerald_Coast
  • MLS ID: 994379
  • Updated: 2/3/2026
  • Added to Site: 19 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Full Bathroom, Kitchen, Master Bedroom

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Kitchen: Kitchen

Location

  • Area: 13 - Niceville
  • County: Okaloosa
  • Subdivision: Garden Oaks Condo
  • Driving Directions: From Hwy 20 North on Bay Drive to right on Garden Oaks

School Information

  • Elementary School: Bluewater
  • Middle School: Ruckel
  • High School: Niceville

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Heat Cntrl Electric

Utilities

  • Utility Description: Electric, Public Sewer, Public Water

Structural Information

  • Stories/Levels: 0
  • Stories in Building: 2
  • Square Feet: 900
  • Sq. Ft. Source: County PA Records
  • Year Built: 1985

Financial Considerations

  • Assessment Amount: $360
  • Assmt Payment Freq: Monthly
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: GARDEN OAKS CONDO UNIT 5103
  • Assessment: Yes
  • APN: 23-1S-22-1022-0000-5103

Listed by Ellis Realty LLC

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 55 Bay Dr #UNIT 5103 —

  • Ellis Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Price & Sales History for 55 Bay Dr #UNIT 5103 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/03/2026
Listed
$195,000
191.04%
MLS
6/23/2003
Sold
$67,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 55 Bay Dr #UNIT 5103

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,572
—
$126,000
—
2024
$1,574
3%
$126,000
—
2023
$1,521
20%
$126,000
31%
2021
$1,268
-6%
$96,000
-9%
2022
$1,351
7%
$106,000
22%
2021
$1,268
166%
$87,000
37%
2019
$477
1%
$63,616
2%
2018
$473
1%
$62,430
2%
2017
$470
2%
$61,146
2%
2016
$460
-1%
$59,888
1%
2015
$467
—
$59,472
1%
2014
$469
—
$59,000
—
2013
$467
—
$59,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 55 Bay Dr #UNIT 5103

$
Down Payment
%
$
%

$
$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Ellis Realty LLC

Just Listed near 55 Bay Dr #UNIT 5103

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

475 Johnson St, Valparaiso, FL 32580 - Photo 1 Just Listed
$435,000

475 Johnson St  Valparaiso, FL 32580

  • Single Family
  • Active
  • Updated 5 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,589
    Sq. Ft.
Listed by Samantha Lapomardo (717) 572-1259
395 Jasmine Ave, Valparaiso, FL 32580 - Photo 1 Just Listed
$659,900

395 Jasmine Ave  Valparaiso, FL 32580

  • Single Family
  • Active
  • Updated 4 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,422
    Sq. Ft.
4 Palm Springs Ct, Shalimar, FL 32579 - Photo 1 Just Listed
$530,000

4 Palm Springs Ct  Shalimar, FL 32579

  • Single Family
  • Active
  • Updated 5 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,313
    Sq. Ft.
Listed by Kelly Goodsell (850) 830-8876 and Geoff Goodsell (850) 830-1928
76 Country Club Rd, Shalimar, FL 32579 - Photo 1 Just Listed
$610,000

76 Country Club Rd  Shalimar, FL 32579

  • Single Family
  • Active
  • Updated 3 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 3,042
    Sq. Ft.
Listed by Melinda Vazquez (850) 855-3307

Price Reduced near 55 Bay Dr #UNIT 5103

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

47 Hidden Cove Dr, Valparaiso, FL 32580 - Photo 1 Price Reduced
-$9,000 (-1.96%)
$450,000

47 Hidden Cove Dr  Valparaiso, FL 32580

  • Townhouse
  • Active
  • Updated 3 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 1,824
    Sq. Ft.
112 SW 10th Street SW, Shalimar, FL 32579 - Photo 1 Price Reduced
-$50,000 (-3.57%)
$1,350,000

112 SW 10th Street SW  Shalimar, FL 32579

  • Vacant Land
  • Active
  • Updated 4 days ago
  • 0.1
    Acres
Listed by Johnnette Acree (850) 865-8216
915 Shalimar Point Dr, Shalimar, FL 32579 - Photo 1 Price Reduced
-$3,000 (-0.68%)
$436,000

915 Shalimar Point Dr  Shalimar, FL 32579

  • Single Family
  • Active
  • Updated 4 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,924
    Sq. Ft.
2552 Palm Shores Dr, Shalimar, FL 32579 - Photo 1 Price Reduced
-$20,830 (-4.42%)
$450,000

2552 Palm Shores Dr  Shalimar, FL 32579

  • Single Family
  • Active
  • Updated 3 days ago
  • 3
    Beds
  • 3
    Total Baths
  • 2,500
    Sq. Ft.

Recent Sales near 55 Bay Dr #UNIT 5103

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

Lot 22 Devlieg Ave, Santa Rosa Beach, FL 32459 - Photo 1 Sold
$193,000

Lot 22 Devlieg Ave  Santa Rosa Beach, FL 32459

  • Vacant Land
  • Closed
  • 0.17
    Acres
Lot 19 Greenbriar Ln, Santa Rosa Beach, FL 32459 - Photo 1 Sold
$205,000

Lot 19 Greenbriar Ln  Santa Rosa Beach, FL 32459

  • Vacant Land
  • Closed
  • 0.17
    Acres
Lot 12 Grayton Bayou Dr, Santa Rosa Beach, FL 32459 - Photo 1 Sold
$175,000

Lot 12 Grayton Bayou Dr  Santa Rosa Beach, FL 32459

  • Vacant Land
  • Closed
  • 0.12
    Acres
10 Acres Nellie Dr, Santa Rosa Beach, FL 32459 - Photo 1 Sold
$190,000

10 Acres Nellie Dr  Santa Rosa Beach, FL 32459

  • Vacant Land
  • Closed
  • 10
    Acres

55 Bay Drive #UNIT 5103, Niceville, FL 32578 (MLS# 994379) is a Condo / Townhouse property with 2 bedrooms and 1 full bathroom. 55 Bay Drive #UNIT 5103 is currently listed for $195,000 and was received on February 03, 2026. Want to learn more about 55 Bay Drive #UNIT 5103? Do you have questions about finding other Condo / Townhouse real estate for sale in Niceville? You can browse all Niceville real estate or contact a Coldwell Banker agent to request more information.

Tour this property