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$155,000

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 2 Full Baths
  • 960 Sq. Ft.
  • Updated 3 days ago
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.Corner lot, fenced tropical backyard, air-conditioned lanai, and easy access near the gate - this Palm Cay home has it all. Located in a welcoming 55+ gated community in southwest Ocala, this nicely updated 2-bedroom, 2-bath home with a 1-car garage offers easy one-level living, low-maintenance gray laminate flooring, an updated electrical panel, A/C replaced in 2017, and a spacious 9x12 laundry room for extra storage and everyday convenience. The air-conditioned lanai adds flexible bonus space for relaxing, hobbies, reading, entertaining, or enjoying morning coffee year-round. The home may also be available fully furnished if desired, making it an easy move-in option for seasonal residents, downsizers, or buyers looking for a simple Florida lifestyle. Outside, the large fenced backyard gives you room for pets, gardening, or private outdoor enjoyment. Mature palms, banana trees, and unique tropical plantings give the property character and a warm Florida feel that plant lovers will appreciate. The large corner lot and location near the gate house make coming and going especially convenient. Palm Cay offers the lifestyle buyers want in a 55+ Ocala community, with amenities such as a clubhouse, fitness center, outdoor pool, library, billiards, card room, arts and crafts studio, walking and biking trails, tennis, bocce, shuffleboard, horseshoes, and RV/boat parking listed among community amenities. The HOA/community fee is reported to include common area maintenance, gated entry, clubhouse and pool access, trash pickup, and lawn debris pickup. The location is also a major plus - close to shopping, restaurants, medical services, and everyday conveniences along the SW Highway 200 corridor, including the new Sprouts Farmers Market, Chipotle and much more. If you're looking for a comfortable, low-maintenance home in a secure 55+ community with a fenced yard, tropical landscaping, and a true Florida lifestyle, this Palm Cay home is worth seeing in person."

Full Property Details for 10647 SW 85th Terrace

General

  • Price: $155,000
  • HOA FEE: $120/month
  • Taxes: $2,482 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: OM710613
  • Updated: 5/28/2026
  • Added to Site: 242 day(s) ago

Rental Information

  • Min. Lease: 1-2 Years

Interior

  • Number of Rooms: 3
  • Interior Features: Ceiling Fan(s), Walk-In Closet(s), Window Treatments
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • Flooring: Carpet, Laminate

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Shared Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Pool, Shuffleboard Court

Exterior

  • Exterior Features: Sliding Doors
  • Deck/Patio: Enclosed
  • Porch/Patio/Deck: Enclosed

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 1
  • Covered Spaces: 1

Location

  • Area: 34481 - Ocala
  • County: Marion
  • Development Name: 34481 - Ocala
  • Subdivision: PALM CAY
  • Driving Directions: HWY 200 west. Turn left into Palm Cay and proceed to guard, enter community, home is the first on the left.
  • Direction Faces: Southwest

Community

  • Community Name: 34481 - Ocala
  • Community Features: Clubhouse, Deed Restrictions, Fitness Center, Gated Community - Guard, Golf Carts OK, Pool
  • Optional Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Pool, Shuffleboard Court
  • Association: Yes
  • Assoc. Name: Robbie
  • Assoc. Fees Include: 24-Hour Guard, Common Area Taxes, Community Pool, Pool Maintenance, Trash
  • Number of Pets: 2
  • Pet Restrictions: 35lbs.
  • Adult Community: Yes

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Heat Pump

Utilities

  • Sewer: Septic Tank
  • Water: Private
  • Utility Description: Electricity Connected

Structural Information

  • Architectural Info: Ranch
  • Architectural Style: Ranch
  • Exterior Const.: Metal Siding, Wood Frame
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 960
  • Sq. Ft. Source: Public Records
  • Year Built: 1987

Lot Features

  • Lot Size (Acres): 0.29
  • Lot Size (Sq. Ft.): 12,632
  • Lot Size: 12632
  • Lot Dimensions: 100 x 125
  • Street/Road Desc.: Paved
  • Fencing (Description): Chain Link

Financial Considerations

  • Association Fee: $120
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $2,482.9
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: SEC 25 TWP 16 RGE 20 PLAT BOOK Y PAGE 049 PALM CAY BLK C LOT 32
  • Flood Zone Info: X
  • APN: 3577300332
  • Property ID: 3577300332
  • Block/Lot/Section: C

Listed by Re/Max Foxfire - Hwy200/103 S

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— 10647 SW 85th Terrace —

  • Re/Max Foxfire - Hwy200/103 S

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 10647 SW 85th Terrace

School District:Marion County School District
NameGradesDistance
Marion Oaks Elementary School
280 Marion Oaks Trail, Ocala, FL 34473
PK-54.7 mi
Horizon Academy At Marion Oaks
365 Marion Oaks Drive, Ocala, FL 34473
6-86.1 mi
West Port High School
3733 Southwest 80th Avenue, Ocala, FL 34481
9-125.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 10647 SW 85th Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/24/2026
Price Reduced
$155,000
-6.06%
MLS
10/01/2025
Listed
$165,000
-91.11%
MLS
12/15/2023
Sold
$1,855,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 10647 SW 85th Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,929
-22%
$137,288
-2%
2024
$2,483
-8%
$139,504
-8%
2023
$2,687
156%
$151,280
74%
2022
$1,048
1%
$87,093
3%
2021
$1,037
—
$84,556
16%
2021
$1,037
76%
$72,756
71%
2019
$589
5%
$42,437
2%
2018
$560
2%
$41,646
2%
2017
$547
6%
$40,789
2%
2016
$515
1%
$39,950
1%
2015
$508
4%
$39,672
1%
2014
$490
—
$39,357
—
2013
$490
—
$39,498
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Re/Max Foxfire - Hwy200/103 S

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10647 SW 85th Terrace, Ocala, FL 34481 (MLS# OM710613) is a Single Family property with 2 bedrooms and 2 full bathrooms. 10647 SW 85th Terrace is currently listed for $155,000 and was received on October 01, 2025. Want to learn more about 10647 SW 85th Terrace? Do you have questions about finding other Single Family real estate for sale in Ocala? You can browse all Ocala real estate or contact a Coldwell Banker agent to request more information.

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