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$349,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 2,510 Sq. Ft.
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Looking for room to grow without sacrificing comfort, character, or convenience? This spacious home offers the flexibility to live, work, entertain, and unwind-all under one roof. With 4 bedrooms, 3.5 bathrooms, 2,510 square feet of living space, plus a versatile bonus room, the thoughtfully designed layout provides an impressive amount of space while maintaining a comfortable and welcoming feel. The flexible floor plan allows each room to take on the purpose that best fits your needs, both now and in the future. Step inside and discover a home that blends thoughtful updates with original-style accents that give it warmth and character. Upgraded countertops complement the spacious kitchen, while tile and hard-surface flooring throughout the main living areas with no carpet creates a clean, cohesive look. Generous living and gathering spaces provide an easy flow for both everyday living and entertaining. Comfort continues outdoors with a fully fenced backyard, creating a defined and private outdoor space ready to be enjoyed. Additional peace of mind comes from a newer roof (2022) and recently serviced A/C System (2026). Located in the desirable Saddle Creek community, residents can enjoy a variety of neighborhood amenities including a resort-style pool, clubhouse, fitness center, tennis courts, trails, sidewalks, and streetlights. The location also keeps everyday conveniences close by, with easy access to shopping, dining, medical facilities, schools, entertainment, and major roadways. From its generous layout and flexible living spaces to its distinctive character, thoughtful updates, fenced backyard, and convenient community setting, this home offers the opportunity to settle in comfortably today while still having the space to grow for whatever comes next. Don't miss the opportunity to make this move-in-ready home your own-schedule your private showing today! *SELLER CONCESSION AVAILABLE WITH ACCEPTABLE OFFER*

Full Property Details for 3970 SW 51st Terrace

General

  • Price: $349,000
  • HOA FEE: $136/month
  • Taxes: $3,580 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: OM728078
  • Updated: 9/30/2026
  • Added to Site: 94 day(s) ago

Interior

  • Number of Rooms: 13
  • Interior Features: Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, In Wall Pest System, Kitchen and Family Room Combination, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances: Dryer, Microwave, Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Engineered Hardwood, Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Laundry Room, Upper Level

Additional Information

  • Shared Amenities: Clubhouse, Fitness Center, Pool, Tennis Court(s), Trail(s)

Exterior

  • Exterior Features: Sidewalk, Sliding Doors

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 34474 - Ocala
  • County: Marion
  • Development Name: 34474 - Ocala
  • Subdivision: SADDLE CREEK PH 01
  • Driving Directions: Exit I-75 at exit 350 for FL200/College Rd, then head west on FL-200, turn right onto SW 48th Avenue. At traffic circle take the first exit onto SW 42nd St. Turn right onto SW 51st Terrace. Continue to 3970 SW 51st Terrace, which will be on your right. This route leads you into the Fore Ranch Community, known for its family-friendly atmosphere and convenient amenities.
  • Direction Faces: Northeast

School Information

  • Elementary School: Saddlewood Elementary School
  • Middle School: Liberty Middle School
  • High School: West Port High School

Community

  • Community Name: 34474 - Ocala
  • Community Features: Clubhouse, Fitness Center, Pool
  • Optional Amenities: Clubhouse, Fitness Center, Pool, Tennis Court(s), Trail(s)
  • Association: Yes
  • Assoc. Name: Chrissann Orlando-Lowder

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable Connected, Electricity Connected, Street Lights, Water Connected

Structural Information

  • Exterior Const.: Concrete, Stucco
  • Roof: Shingle
  • Stories/Levels: Two
  • Square Feet: 2,510
  • Sq. Ft. Source: Public Records
  • Year Built: 2005

Lot Features

  • Lot Size (Acres): 0.17
  • Lot Size (Sq. Ft.): 8,052
  • Lot Size: 8052
  • Street/Road Desc.: Asphalt
  • Fencing (Description): Fenced

Financial Considerations

  • Association Fee: $136
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $3,580
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: SEC 33 TWP 15 RGE 21 PLAT BOOK 008 PAGE 128 SADDLE CREEK PHASE 1 LOT 145
  • Flood Zone Info: X
  • APN: 2386100145
  • Property ID: 2386100145
  • Block/Lot/Section: 2502

Listed by Robb Harrison Realty Inc

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Listing agent

— 3970 SW 51st Terrace —

  • Robb Harrison Realty Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3970 SW 51st Terrace

School District:Marion County School District
NameGradesDistance
Saddlewood Elementary School
3700 Southwest 43rd Court, Ocala, FL 34474
PK-50.7 mi
Liberty Middle School, Ocala, FL
4773 Southwest 95th Street, Ocala, FL 34476
6-84.3 mi
West Port High School
3733 Southwest 80th Avenue, Ocala, FL 34481
9-122.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3970 SW 51st Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/30/2026
Price Reduced
$349,000
-5.65%
MLS
8/26/2026
Price Reduced
$369,900
-1.33%
MLS
7/13/2026
Listed
$374,900
4.14%
MLS
3/30/2022
Sold
$360,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3970 SW 51st Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,579
2%
$223,627
3%
2024
$3,526
2%
$217,325
3%
2023
$3,440
-32%
$210,995
-23%
2022
$5,088
89%
$274,139
67%
2021
$2,694
—
$164,064
1%
2021
$2,694
28%
$161,799
4%
2018
$2,099
1%
$155,212
2%
2017
$2,077
1%
$152,020
2%
2016
$2,051
-8%
$148,893
-4%
2015
$2,218
2%
$155,780
-2%
2019
$2,181
7%
$158,161
2%
2014
$2,036
-10%
$154,544
-7%
2013
$2,254
—
$165,881
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3970 SW 51st Terrace

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Robb Harrison Realty Inc

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3970 SW 51st Terrace, Ocala, FL 34474 (MLS# OM728078) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 3970 SW 51st Terrace is currently listed for $349,000 and was received on July 13, 2026. Want to learn more about 3970 SW 51st Terrace? Do you have questions about finding other Single Family real estate for sale in Ocala? You can browse all Ocala real estate or contact a Coldwell Banker agent to request more information.

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