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$189,000 -$4,000 (-2.07%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 2 Full Baths
  • 1,748 Sq. Ft.
  • Updated 4 days ago
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PRICE IMPROVEMENT!! Seller is motivated. Welcome to the highly desirable On Top of the World 55+ community, where comfort, entertainment, and maintenance-free living come together! Situated on a desirable corner lot and within short distance to all the amazing amenities, this beautifully maintained home offers the perfect blend of convenience and active living. Enjoy resort-style amenities including a clubhouse, pickleball courts, swimming pools, fitness centers, bingo nights, and countless social activities. The monthly HOA covers lawn care, exterior house painting, sprinkler system maintenance, gate access, trash service, dumpsters, mailboxes, and even a golf cart sticker for added convenience. This move-in ready home features fresh interior paint completed in 2025, updated flooring, a new roof in 2025, A/C replaced in 2023, and a water heater installed in 2021. Enjoy peace of mind with Leaf Filter gutter protection throughout the home and annual pest control service. The spacious lanai includes beautiful plantation shutters installed in 2020, adding a versatile and elegant touch to the home while providing excellent natural light control and privacy. The renovated primary bedroom completed in 2021 adds a modern and comfortable touch, while the kitchen offers stainless steel appliances, tile flooring, and plenty of functionality. Bathrooms feature cozy carpeting for added comfort. If you are looking for an active 55 community with endless amenities, low-maintenance living, and a prime location, this home is a must-see!

Full Property Details for 9820 SW 89th Terrace #E

General

  • Price: $189,000
  • HOA FEE: $500/month
  • Taxes: $709 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: GC540724
  • Updated: 10/9/2026
  • Added to Site: 139 day(s) ago

Rental Information

  • Min. Lease: 1-2 Years

Interior

  • Number of Rooms: 7
  • Interior Features: Skylight(s), Walk-In Closet(s)
  • Appliances: Cooktop, Dishwasher, Dryer, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Carpet, Luxury Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: In Garage

Additional Information

  • Shared Amenities: Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Trail(s)

Exterior

  • Exterior Features: Garden
  • Deck/Patio: Front Porch
  • Porch/Patio/Deck: Front Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 34481 - Ocala
  • County: Marion
  • Development Name: 34481 - Ocala
  • Subdivision: CIRCLE SQUARE WOODS
  • Driving Directions: Turn right onto FL-200 W/SW College Rd, continue approximately 12 miles then turn left onto SW 99th Street Rd, turn right onto SW 89th Terrace the destination will be on your right inside On Top of the World community.
  • Direction Faces: South

Community

  • Community Name: 34481 - Ocala
  • Community Features: Buyer Approval Required, Clubhouse, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Handicap Modified, Pool, Restaurant, Tennis Court(s), Wheelchair Access
  • Optional Amenities: Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Trail(s)
  • Association: Yes
  • Assoc. Name: Top Of the World
  • Adult Community: Yes

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: None

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Public

Structural Information

  • Exterior Const.: Block, Concrete
  • Roof: Shingle
  • Common Walls: Corner Unit
  • Stories/Levels: One
  • Square Feet: 1,748
  • Sq. Ft. Source: Public Records
  • Year Built: 1994

Lot Features

  • Lot Size (Acres): 0.05
  • Lot Size (Sq. Ft.): 2,200
  • Lot Size: 2200
  • Street/Road Desc.: Asphalt, Paved

Financial Considerations

  • Association Fee: $500
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $709
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: SEC 24 TWP 16 RGE 20 PORTION OF TRACT 9 CIRCLE SQUARE WOODS AS RECORDED IN PLAT BOOK P PAGES 030-103 BUILDING 2476 DWELLING E (9820-E SW 89TH TER)
  • Flood Zone Info: X
  • APN: 3530247605
  • Property ID: 3530247605
  • Block/Lot/Section: P

Listed by Pepine Realty

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Listing agent

— 9820 SW 89th Terrace #E —

  • Pepine Realty

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 9820 SW 89th Terrace #E

School District:Marion County School District
NameGradesDistance
Hammett Bowen Jr. Elementary School
4397 Southwest 95th Street, Ocala, FL 34476
PK-54.4 mi
Liberty Middle School, Ocala, FL
4773 Southwest 95th Street, Ocala, FL 34476
6-84.2 mi
West Port High School
3733 Southwest 80th Avenue, Ocala, FL 34481
9-125.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 9820 SW 89th Terrace #E Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/09/2026
Price Reduced
$189,000
-2.07%
MLS
8/10/2026
Price Reduced
$193,000
-2.53%
MLS
6/24/2026
Price Reduced
$198,000
-5.71%
MLS
5/28/2026
Listed
$210,000
86.67%
MLS
1/30/2018
Sold
$112,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 9820 SW 89th Terrace #E

Year
Property Taxes
Change
Tax Assessment
Change
2025
$709
44%
$108,746
3%
2024
$492
2%
$105,681
3%
2023
$484
3%
$102,603
6%
2021
$469
—
$96,714
-3%
2022
$471
—
$99,615
4%
2021
$469
-42%
$95,379
44%
2018
$814
-32%
$66,370
-29%
2019
$1,200
48%
$93,235
43%
2017
$809
30%
$65,005
39%
2016
$620
1%
$46,889
1%
2015
$614
4%
$46,563
1%
2014
$591
3%
$46,193
2%
2013
$576
—
$45,510
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Pepine Realty

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9820 SW 89th Terrace #E, Ocala, FL 34481 (MLS# GC540724) is a Single Family property with 2 bedrooms and 2 full bathrooms. 9820 SW 89th Terrace #E is currently listed for $189,000 and was received on May 28, 2026. Want to learn more about 9820 SW 89th Terrace #E? Do you have questions about finding other Single Family real estate for sale in Ocala? You can browse all Ocala real estate or contact a Coldwell Banker agent to request more information.

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