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$1,195,000 Coming Soon

  • For Sale
  • Coming Soon
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 2,746 Sq. Ft.
  • Updated 1 day ago
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This elevated Key West-style waterfront home captures the essence of Old Florida charm while offering no-fixed-bridge access and a quick ride to open water. Set among lush tropical landscaping, the property offers a wonderful sense of privacy paired with exceptional spaces for entertaining. A long screened balcony extends the main living area into the treetops, creating true year-round indoor-outdoor living, perfect for enjoying sunsets and coastal breezes after a day on the water. Vaulted ceilings enhance the bright, open upper-level layout, where the kitchen, main living area, and primary suite are strategically positioned to take full advantage of elevation, natural light, and water views. The interior has been updated and reflects a relaxed coastal feel while still offering room to make it your own. Downstairs, guest bedrooms and a flexible living area provide ideal space for a game room, media lounge, or private retreat for visitors. With approximately 95+ feet of waterfront, a private dock, and a 12,000 lb. boat lift, your boat is always within reach. A heated pool, a hot tub, and a cabana, along with multiple outdoor gathering areas, complete the experience. Additional highlights include a cargo lift for easy access between levels and a multi-zone A/C system for comfort and efficiency. Blending timeless Old Florida character with modern livability, this Palm City waterfront home offers the access, setting, and lifestyle that define the South Florida boating dream.

Full Property Details for 3098 SW Cedar Trail

General

  • Price: $1,195,000
  • HOA FEE: $25/month
  • HOA FEE FREQ.: Annually
  • Taxes: $13,701 (2025)
  • Status: Coming Soon
  • Type: Single Family
  • Source: Regional
  • MLS ID: B26014459
  • Updated: 4/13/2026
  • Added to Site: 2 day(s) ago

Interior

  • Number of Rooms: 3
  • Interior Features: Wet Bar, Breakfast Bar, Built-in Features, Cathedral Ceiling(s), Entrance Foyer, Family/Dining Room, High Ceilings, Living/Dining Room, Pantry, Split Bedrooms, Separate Shower, Upper Level Primary, Vaulted Ceiling(s), Bar, Walk-In Closet(s)
  • Fireplace: Yes
  • Fireplace(s): Wood Burning
  • Appliances: Dryer, Dishwasher, Electric Water Heater, Disposal, Microwave, Range, Refrigerator, Water Heater, Washer
  • Furnishings: Negotiable
  • Flooring: Carpet, Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Floor Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Main: 2

Other Rooms

  • Laundry: Inside, Laundry Closet, Washer Dryer Install Allowed

Additional Information

  • Shared Amenities: Boating
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Free Form, Heated, In Ground, Other, Pool Equipment, Private
  • Spa: Yes
  • Spa Description: Above Ground
  • Security/Safety: Security System, Smoke Detector(s)
  • Equipment: Fuel Tank(s)

Exterior

  • Exterior Features: Balcony, Lighting, Outdoor Living Area, Outdoor Shower, Propane Tank - Owned, Porch
  • Porch/Patio/Deck: Covered, Deck, Patio, Porch, Screened, Balcony

Parking

  • Total Spaces: 4
  • Parking Features: Driveway, Open

Location

  • County: Martin
  • Subdivision: RUSTIC HILLS
  • Driving Directions: I-95 to exit 102 for High Meadow Ave, Merge onto SW High Meadow Ave, At the traffic circle, continue straight onto SW Covered Bridge Dr, left onto SW Cedar Trail
  • Direction Faces: East

School Information

  • Elementary School: Bessey Creek
  • Middle School: Hidden Oaks
  • High School: Martin County

Community

  • Community Name: 6090 - Palm City
  • Association: Yes
  • Assoc. Fees Include: Common Areas

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Electric, Zoned
  • Heating Type: Central, Electric, Zoned

Utilities

  • Sewer: Septic Tank
  • Water: Well
  • Well: Yes
  • Cable Available: Yes
  • Utility Description: Cable Available, Electricity Connected, Phone Available

Structural Information

  • Architectural Style: Florida
  • Structure Type: House
  • Construction: Fiber Cement, Frame
  • Roof: Metal
  • Windows: Shutters
  • Doors: French Doors
  • Entry Floor Number: 1
  • Stories/Levels: 2
  • Building Size: 3352
  • Square Feet: 2,746
  • Sq. Ft. Source: Public Records
  • Living Area: 2,746 Sq. Ft.
  • Year Built: 1996
  • Property Condition: Resale

Additional Structures

  • Other Structures: Cabana, Shed(s)

Lot Features

  • Property View: Canal, Water
  • Lot Size (Acres): 0.24
  • Lot Dimensions: 96'water x 161' x 70' x 141'
  • Frontage: Private Road, Paved
  • Irrigation System: Well
  • Lot Features: Cul-De-Sac, Irregular Lot, Many Trees, Sprinklers Automatic, Sprinkler System, 1/4 Acre
  • Zoning: res
  • Fencing (Description): Fenced, Partial

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Canal Access, Canal Front, Navigable Water, No Fixed Bridges, Ocean Access, Other, River Access, Seawall
  • Water Front View: Canal Access, Canal Front, Navigable Water, No Fixed Bridges, Ocean Access, Other, River Access, Seawall
  • Boat Dock Slip: Yes

Financial Considerations

  • Association Fee: $300
  • Assoc Fee Freq.: Annually
  • Tax Amount: $13,701.5
  • Tax Year: 2025
  • Terms: Cash, Conventional, VA Loan

Disclosures and Reports

  • Special Conditions: Standard, Listed As-Is
  • Legal Description: RUSTIC HILLS LOT 41 UNINCLUDED OR 344/1296
  • Property ID: 123840001000004104

Listed by Keller Williams Realty Of The Treasure Coast and Keller Williams Realty Jupiter

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Listing agents

— 3098 SW Cedar Trail —

  • Keller Williams Realty Of The Treasure Coast

  • Keller Williams Realty Jupiter

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3098 SW Cedar Trail

School District:Martin County School District
NameGradesDistance
Bessey Creek Elementary School
2201 Southwest Matheson Avenue, Palm City, FL 34990
PK-51.4 mi
Hidden Oaks Middle School
2801 Southwest Martin Highway, Palm City, FL 34990
6-81.9 mi
Martin County High School
2801 South Kanner Highway, Stuart, FL 34994
9-123.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3098 SW Cedar Trail Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/12/2026
Listed
$1,195,000
4.82%
MLS
4/04/2022
Sold
$1,140,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3098 SW Cedar Trail

Year
Property Taxes
Change
Tax Assessment
Change
2024
$14,336
—
$838,770
-1%
2024
$14,336
2%
$845,280
4%
2023
$14,021
208%
$814,500
190%
2021
$4,547
—
$281,051
-3%
2022
$4,541
—
$289,482
4%
2021
$4,547
4%
$277,171
2%
2019
$4,385
3%
$270,940
2%
2018
$4,274
6%
$265,889
2%
2017
$4,026
2%
$260,420
2%
2016
$3,962
-1%
$255,064
1%
2015
$3,982
2%
$253,290
1%
2014
$3,920
4%
$251,279
4%
2013
$3,772
—
$242,649
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Keller Williams Realty Of The Treasure Coast and Keller Williams Realty Jupiter

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3098 SW Cedar Trail, Palm City, FL 34990 (MLS# B26014459) is a Single Family property with 4 bedrooms and 2 full bathrooms. 3098 SW Cedar Trail is currently listed for $1,195,000 and was received on April 12, 2026. Want to learn more about 3098 SW Cedar Trail? Do you have questions about finding other Single Family real estate for sale in Palm City? You can browse all Palm City real estate or contact a Coldwell Banker agent to request more information.

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