Date
Details
Price
Change
Source
1/05/2026
Listed
$1,150,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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1/44
$1,150,000
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Property Description
Everything you arе lοoking fοr іn a wаterfront home, just add the bοat! 2007 buіlt to the newest building codes, concrete block home with standing seam metal roof and all impact glass. 160 feet of waterfront wraps around the back and side of the property offering expansive water views from a large, screened porch and deck area. Private dock & no fixed bridges to the inlet. The kitchen you always wanted with high-quality full-size refrigerator and separate freezer, Bosch cooktop with pot-filler & double dishwasher. A large kitchen island is the center for entertaining. Primary suite is on the first floor with 2 bedrooms, a loft space, & bathroom upstairs. Home and pool built on 45 in-ground pilings for added strength. I-95 & Turnpike nearby for commuting and Palm City offers high-quality schools. The protected waterway offers safe back water fishing & boating for kayaks, canoes & skiffs, and just minutes to downtown Stuart & the St Lucie Inlet in your sportfish outboard boat.!
Full Property Details
Full Property Details for 3181 SW Lake Terrace
General
- Price: $1,150,000
- HOA FEE: $22
- Taxes: $3,016 (2023)
- Status: Active
- Type: Single Family
- Source: Martin_County
- MLS ID: M20053660
- Updated: 1/5/2026
- Added to Site: 13 day(s) ago
Interior
- Interior Features: Bathtub, Dual Sinks, Kitchen/Dining Combo, Primary Downstairs, Separate Shower
- Appliances: Some Electric Appliances, Built-In Oven, Cooktop, Dryer, Dishwasher, Freezer, Microwave, Refrigerator, Water Heater
- Furnishings: Unfurnished
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Concrete, In Ground, Screen Enclosure
Exterior
- Exterior Features: Deck, Fence, Porch
- Porch/Patio/Deck: Deck, Porch, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Covered Spaces: 2
- Total Spaces: 2
- Parking Features: Attached, Garage, Garage Door Opener
Location
- Area: 9-Palm City
- County: Martin
- Subdivision: Rustic Hills
- Driving Directions: Martin Downs Blvd to north on High Meadows to 1/2 way thru traffic circle. Covered Bridge Rd to Lake Terrace. Left on Lake Terrace to the end.
- Direction Faces: East
School Information
- Elementary School: Bessey Creek
- Middle School: Hidden Oaks
- High School: Martin County
Community
- Community Name: 9-Palm City
- Association: Yes
- Assoc. Fees Include: None, Reserve Fund
- Pets Allowed: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Cable Available: Yes
- Utility Description: Cable Available, Electricity Available, Electricity Connected
Structural Information
- Property Detached: Yes
- Architectural Style: Contemporary
- Construction: Block, Frame, Concrete, Stucco
- Roof: Metal
- Windows: Impact Glass
- Stories/Levels: 2
- Square Feet: 2,240
- Living Area: 2,240 Sq. Ft.
- Year Built: 2007
- Property Condition: Resale
Lot Features
- Property View: Canal
- Lot Size (Acres): 0.278
- Lot Size: .278
- Frontage: Private Road, Paved
- Lot Features: Flood Zone
- Fencing (Description): Yard Fenced
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Canal Access, Mangrove, Navigable Water, No Fixed Bridges, Ocean Access, Seawall
Financial Considerations
- Association Fee: $22
- Tax Amount: $3,016
- Tax Year: 2023
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Ownership: Executory Contract
- Legal Description: RUSTIC HILLS LOT 65 UNINCLUDED OR 349/1652
- Property ID: 123840001000006503
Listed by Laviano & Associates Real Esta
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Listing agents
— 3181 SW Lake Terrace —
Laviano & Associates Real Esta
Laviano & Associates Real Esta
772-530-3388
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 3181 SW Lake Terrace
School District:Martin County School District
| Name | Grades | Distance |
|---|---|---|
Bessey Creek Elementary School 2201 Southwest Matheson Avenue, Palm City, FL 34990 | PK-5 | 1.5 mi |
Hidden Oaks Middle School 2801 Southwest Martin Highway, Palm City, FL 34990 | 6-8 | 2 mi |
Martin County High School 2801 South Kanner Highway, Stuart, FL 34994 | 9-12 | 3.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3181 SW Lake Terrace
Tax History
Tax History for 3181 SW Lake Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,097
—
$224,293
3%
2024
$3,097
3%
$217,972
3%
2023
$3,016
5%
$211,624
6%
2021
$2,876
-1%
$199,477
-3%
2022
$2,892
1%
$205,461
4%
2021
$2,876
8%
$196,723
4%
2018
$2,667
6%
$188,715
2%
2017
$2,509
2%
$184,835
2%
2016
$2,469
-10%
$181,034
-6%
2019
$2,737
10%
$192,300
7%
2015
$2,480
2%
$179,776
1%
2014
$2,443
2%
$178,349
2%
2013
$2,402
—
$175,713
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3181 SW Lake Terrace
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![[Address not provided], Stuart, FL 34996 - Photo 1](https://m1.cbhomes.com/p/433/M20053558/c110be761423459/s23cc.webp)
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- Updated 3 days ago
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- 1,570Sq. Ft.
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3181 SW Lake Terrace, Palm City, FL 34990 (MLS# M20053660) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 3181 SW Lake Terrace is currently listed for $1,150,000 and was received on January 05, 2026. Want to learn more about 3181 SW Lake Terrace? Do you have questions about finding other Single Family real estate for sale in Palm City? You can browse all Palm City real estate or contact a Coldwell Banker agent to request more information.