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$519,000
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Property Description
Luxury, comfort, and lakefront living come together at 28 Ridge Road in Sawmill Creek at Palm Coast Park. Built in 2022, this impressive two-story Carlisle C model by Maronda Homes offers a modern layout filled with upgrades, natural light, and thoughtful design elements throughout. With five bedrooms and three and a half baths, the home provides flexibility for every lifestyle. A private first-floor suite with full bath is perfect for in-laws, guests, or multi-generational living. The open-concept design showcases upgraded windows that fill the great room and main living areas with natural light while offering peaceful lake views. The chef's kitchen blends function and beauty with a massive quartz-topped island, soft-close cabinetry, premium stainless steel appliances, pendant lighting, and a custom backsplash. Just off the main living area, a dedicated office or flex room with French doors offers privacy for remote work or study. Upstairs, the primary suite feels like a private retreat, highlighted by a tray ceiling, an expansive walk-in closet, and a spa-style bathroom with quartz countertops, upgraded cabinetry, comfort-height toilets, and a grand shower featuring multiple shower heads including rainfall and side sprays. The additional bedrooms are generous in size, while the upstairs loft provides extra gathering space. The laundry room is conveniently located upstairs and includes built-in cabinetry for storage. Designer touches extend throughout the home, featuring crown molding, luxury vinyl plank flooring, plush carpeting in bedrooms, cordless blinds, and a full LED lighting package. Smart home upgrades include a Strada security system with motion sensors, SkyBell video doorbell, and a pre-wired network panel for seamless technology integration. Built with durability and energy efficiency in mind, the first floor features solid concrete block construction. The exterior continues to impress with a 10x22 bronze-screened porch, covered front entry, stone-accent elevation, and a sealed paver driveway and walkway. Professionally designed landscaping enhances curb appeal with stone curbing, beach rock details, added gutters, and upgraded garden beds. Additional features include a whole-home water softener system by Leaf Home Solutions and a garage utility sink. Every detail of this home was designed to combine modern luxury with turn-key convenience. Every available builder upgrade was selected, and custom enhancements were added after closing for even greater comfort, efficiency, and value. The Sawmill Creek at Palm Coast Park community offers resort-style amenities and a peaceful lifestyle just minutes from Flagler Beach, St. Augustine, shopping, restaurants, and I-95 access.
Full Property Details
Full Property Details for 28 Ridge Rd
General
- Price: $519,000
- HOA FEE: $33/month
- HOA FEE FREQ.: Annually
- Taxes: $8,338 (2024)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: FC312384
- Updated: 1/15/2026
- Added to Site: 137 day(s) ago
Rental Information
- Min. Lease: 8-12 Months
Interior
- Number of Rooms: 8
- Interior Features: Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Smart Home, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s), Window Treatments
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
- Flooring: Carpet, Luxury Vinyl
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 5
Other Rooms
- Laundry: Laundry Room
Exterior
- Exterior Features: Irrigation System, Lighting, Rain Gutters, Sliding Doors
- Deck/Patio: Covered, Rear Porch, Screened
- Porch/Patio/Deck: Covered, Rear Porch, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 32137 - Palm Coast
- County: Flagler
- Development Name: 32137 - Palm Coast
- Subdivision: SAWMILL CREEK
- Driving Directions: From I-95, take Exit 293 for Matanzas Woods Parkway and head west for 0.3 miles. At the roundabout, take the first exit onto US-1 North and continue for 1.5 miles. Turn left into Sawmill Creek at Palm Coast Park on Cedar Grove Road and continue for 0.2 miles. Turn right onto Oakleaf Way and continue for 0.1 miles. Turn left onto Ridge Road and continue for 0.1 miles. Home will be on the left at 28 Ridge Road.
- Direction Faces: East
School Information
- Elementary School: Belle Terre Elementary
- Middle School: Indian Trails Middle-FC
- High School: Matanzas High
Community
- Community Name: 32137 - Palm Coast
- Association: Yes
- Assoc. Name: Sawmill Creek at Palm coast Park HOA/ Valerie
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Structural Information
- Architectural Info: Custom
- Architectural Style: Custom
- Builder: Maronda
- Exterior Const.: Block, Brick, Stone, Stucco
- Roof: Shingle
- Windows: Drapes
- Stories/Levels: Two
- Square Feet: 3,110
- Sq. Ft. Source: Public Records
- Year Built: 2022
Lot Features
- Property View: Water
- Lot Size (Acres): 0.17
- Lot Size (Sq. Ft.): 7,405
- Lot Size: 7405
- Street/Road Desc.: Paved
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Pond
Green Features
- Energy Efficient: Appliances, HVAC
Financial Considerations
- Association Fee: $391
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- CDD: Yes
- Tax Amount: $8,338
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: SAWMILL CREEK AT PALM COAST PARK MB 39 PG 36 LOT 225
- Flood Zone Info: X
- APN: 2110305410000002250
- Property ID: 2110305410000002250
Listed by Take Action Properties, Llc
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Schools
Schools serving 28 Ridge Rd
School District:Flagler County School District
| Name | Grades | Distance |
|---|---|---|
Belle Terre Elementary School 5545 Belle Terre Parkway, Palm Coast, FL 32137 | PK-5 | 3 mi |
Matanzas High School 3535 Old Kings Road North, Palm Coast, FL 32137 | 9-12 | 3.2 mi |
Indian Trails Middle School, Palm Coast, FL 5505 Belle Terre Parkway, Palm Coast, FL 32137 | 6-8 | 3.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 28 Ridge Rd
Date
Details
Price
Change
Source
9/02/2025
Listed
$519,000
8.6%
MLS
12/16/2022
Sold
$477,900
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 28 Ridge Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,401
-23%
$395,330
-2%
2024
$8,338
-3%
$404,877
-2%
2023
$8,614
230%
$414,969
730%
2021
$2,609
-6%
$50,000
-11%
2022
$2,783
7%
$56,000
3775%
2021
$2,609
—
$1,445
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 28 Ridge Rd
28 Ridge Road, Palm Coast, FL 32137 (MLS# FC312384) is a Single Family property with 5 bedrooms, 3 full bathrooms and 1 partial bathroom. 28 Ridge Road is currently listed for $519,000 and was received on September 02, 2025. Want to learn more about 28 Ridge Road? Do you have questions about finding other Single Family real estate for sale in Palm Coast? You can browse all Palm Coast real estate or contact a Coldwell Banker agent to request more information.

