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$610,000 Just Listed
Property Description
Welcome to life in Waterford Crossing, one of Palm Harbor's established communities where sidewalks wind throughout the neighborhood and neighbors enjoy evening strolls beneath mature trees. Zoned for A-rated schools, this two-story home offers over 2,500 square feet of living space on nearly a quarter-acre lot and has been lovingly maintained by its original owner for the past 30 years. With solid bones and a thoughtful layout, it presents the perfect opportunity to update and customize to your personal style. Inside, you'll find four bedrooms, two and a half bathrooms, and flexible living spaces designed for both everyday comfort and entertaining. A separate living room and convenient half bathroom on the first floor create an ideal setup for guests. The kitchen offers a functional layout with abundant counter space, generous storage, and stainless steel appliances, plus an eat-in area that flows seamlessly into the family room. Here, a dramatic two-story fireplace serves as the focal point, framed by beautiful arched windows that fill the space with natural light. A first-floor bedroom provides flexibility for a home office or guest suite. Upstairs, the owner's suite features double closets and an ensuite bathroom complete with dual sinks, a soaking tub, and a separate walk-in shower. Additional bedrooms and a full guest bathroom are also located upstairs, offering privacy and space for family or visitors. Step outside to a screened-in lanai overlooking the fenced backyard and paver patio, perfect for grilling and enjoying Florida evenings. Located in one of Palm Harbor's most desirable coastal pockets, this home places you near everything that makes the area so sought after. Tucked between the Gulf of Mexico and Lake Tarpon, residents enjoy a charming blend of small-town character and outdoor living. You're just minutes from the locally loved restaurants, boutiques, and breweries of downtown Palm Harbor, as well as the Pinellas Trail for biking and walking. Nearby waterfront gems like Wall Springs Park, Crystal Beach, and the shoreline of St. Joseph Sound offer easy access to kayaking, fishing, and sunset views. Golf enthusiasts will appreciate the proximity to Innisbrook Resort, home of the PGA Valspar Championship, while beach lovers can quickly reach Honeymoon Island, the Dunedin Causeway, and Tarpon Springs. This is your opportunity to own a well-cared-for home in a prime Palm Harbor location and make it truly your own.
Full Property Details
Full Property Details for 1686 Smith Ln
General
- Price: $610,000
- HOA FEE: $85/month
- HOA FEE FREQ.: Semi-Annually
- Taxes: $3,529 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8480997
- Updated: Today (2/27/2026)
- Added to Site: Today
Rental Information
- Min. Lease: 8-12 Months
Interior
- Number of Rooms: 3
- Interior Features: Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen and Family Room Combination, Solid Surface Counters
- Fireplace: Yes
- Fireplace(s): Living Room
- Appliances: Dryer, Microwave, Range, Refrigerator, Washer
- Furnishings: Furnished
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Laundry Room
Additional Information
- Spa: Yes
- Spa Description: Above Ground
Exterior
- Exterior Features: Private Yard, Sidewalk, Sliding Doors
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway
Location
- Area: 34683 - Palm Harbor
- County: Pinellas
- Development Name: 34683 - Palm Harbor
- Subdivision: WATERFORD CROSSING PH II
- Driving Directions: From Main St, Turn right onto Belcher Rd. Turn left onto Curlew Rd. Turn right onto Omaha St. Turn left onto Smith Ln. Turn right at the 1st cross street to stay on Smith Ln. Home will be on the right.
- Direction Faces: South
School Information
- Elementary School: San Jose Elementary-PN
- Middle School: Palm Harbor Middle-PN
- High School: Dunedin High-PN
Community
- Community Name: 34683 - Palm Harbor
- Community Features: Deed Restrictions, Park, Playground
- Association: Yes
- Assoc. Name: Proactive Property Mgmt
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: BB/HS Internet Available, Cable TV Available, Public
Structural Information
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Stories/Levels: Two
- Square Feet: 2,542
- Sq. Ft. Source: Public Records
- Year Built: 1992
Lot Features
- Lot Size (Acres): 0.22
- Lot Size (Sq. Ft.): 9,601
- Lot Size: 9601
- Street/Road Desc.: Paved
Green Features
- Energy Generation: Solar
Financial Considerations
- Association Fee: $513
- Assoc Fee Freq.: Semi-Annually
- Assoc Fee Desc.: Required
- Tax Amount: $3,529
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: WATERFORD CROSSING PHASE II LOT 112
- Flood Zone Info: X
- APN: 132815950710001120
- Property ID: 132815950710001120
Listed by Mavrealty
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Schools
Schools serving 1686 Smith Ln
School District:Pinellas County School District
| Name | Grades | Distance |
|---|---|---|
San Jose Elementary School, Dunedin, FL 1670 San Helen Drive, Dunedin, FL 34698 | PK-5 | 1.9 mi |
Palm Harbor Middle School 1800 Tampa Road, Palm Harbor, FL 34683 | 6-8 | 1.1 mi |
Dunedin High School 1651 Pinehurst Road, Dunedin, FL 34698 | 9-12 | 1.7 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1686 Smith Ln
Date
Details
Price
Change
Source
2/27/2026
Listed
$610,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1686 Smith Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,529
6%
$241,999
3%
2024
$3,330
2%
$235,179
3%
2023
$3,274
2%
$228,329
6%
2021
$3,215
1%
$215,222
-3%
2022
$3,178
-1%
$221,679
4%
2021
$3,215
2%
$212,250
2%
2019
$3,147
1%
$207,478
2%
2018
$3,101
1%
$203,609
2%
2017
$3,073
1%
$199,421
2%
2016
$3,046
-2%
$195,319
1%
2015
$3,095
2%
$193,961
1%
2014
$3,022
1%
$192,422
2%
2013
$3,003
—
$189,578
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1686 Smith Ln
1686 Smith Lane, Palm Harbor, FL 34683 (MLS# TB8480997) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 1686 Smith Lane is currently listed for $610,000 and was received on February 27, 2026. Want to learn more about 1686 Smith Lane? Do you have questions about finding other Single Family real estate for sale in Palm Harbor? You can browse all Palm Harbor real estate or contact a Coldwell Banker agent to request more information.
