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$539,000 -$11,000 (-2%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1,968 Sq. Ft.
  • Updated 5 days ago
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Welcome to waterfront living in Lake Tarpon Estates, X flood zone, no flood insurance required! Nestled on a serene canal just moments from Lake Tarpon, 3100 N Canal Drive offers a rare opportunity to embrace Florida's lake lifestyle with direct water access. This charming home is a relaxing retreat with picturesque views, and plenty of space for boating, fishing, or simply unwinding by the water. Step inside to discover a bright, open layout that seamlessly blends living and dining areas, perfectly designed for entertaining or casual living. Large windows frame the canal views, filling the home with natural light and a calming ambiance. NEW PAINT AND NEW ROOF. This property boasts 4 bedrooms and 2 bathrooms, offering a versatile floor plan suited for families, guests, or a home office. The primary bedroom has a large walk-in closet and private bath. Additional bedrooms are well-sized and there is alot of storage and a laundry room. Outside, the waterfront lifestyle takes center stage: access to the canal, which flows directly to Lake Tarpon. The backyard provides a a patio and storage shed. Situated on a generous 0.24-acre lot located is a quiet neighborhood with no HOA restrictions, making it ideal for part-time residents, full-time homeowners, or as a potential investment. Additional Highlights: Corner lot with approximately 90 ft of canal frontage, direct canal-to-lake access, private yard with mature tropical landscaping, parking for boat or RV, close proximity to downtown Palm Harbor, shopping, dining, and recreation, easy access to Tampa International Airport and major roadways. With its prime location, peaceful setting, and direct access to Lake Tarpon. Lake Tarpon is a freshwater lake and it is the largest freshwater lake in the county, 2,534 acres, watershed spans 52 square miles and is considered one of the top bass lakes in Florida, with a healthy population and size structure. Anglers can also find panfish, such as bluegill and redear sunfish.

Full Property Details for 3100 N Canal Dr

General

  • Price: $539,000
  • Taxes: $3,516 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8450337
  • Updated: 1/12/2026
  • Added to Site: 58 day(s) ago

Rental Information

  • Min. Lease: 1 Month

Interior

  • Number of Rooms: 5
  • Interior Features: Ceiling Fan(s), Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
  • Fireplace: Yes
  • Fireplace(s): Family Room, Wood Burning
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
  • Furnishings: Unfurnished
  • Flooring: Ceramic Tile, Laminate

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Inside, Laundry Room

Exterior

  • Exterior Features: Private Mailbox, Private Yard, Rain Gutters, Sliding Doors, Storage
  • Deck/Patio: Patio, Screened, Wrap Around
  • Porch/Patio/Deck: Patio, Screened, Wrap Around

Parking

  • Parking Features: Driveway, Off Street, Oversized, RV Parking

Location

  • Area: 34684 - Palm Harbor
  • County: Pinellas
  • Development Name: 34684 - Palm Harbor
  • Subdivision: LAKE TARPON ESTATES
  • Driving Directions: US 19, Lake Tarpon Drive, Canal
  • Direction Faces: West

Community

  • Community Name: 34684 - Palm Harbor

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Structural Information

  • Architectural Info: Ranch
  • Architectural Style: Ranch
  • Exterior Const.: Block
  • Roof: Shingle
  • Windows: Blinds
  • Stories/Levels: One
  • Square Feet: 1,968
  • Sq. Ft. Source: Public Records
  • Year Built: 1973

Additional Structures

  • Other Structures: Shed(s), Storage

Lot Features

  • Property View: Water
  • Lot Size (Acres): 0.24
  • Lot Size (Sq. Ft.): 10,337
  • Lot Size: 10337
  • Frontage: Street Paved
  • Street/Road Desc.: Paved, Asphalt
  • Fencing (Description): Vinyl

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Access: Yes
  • Water Access Desc: Canal - Freshwater, Lake
  • Water Front Desc.: Freshwater Canal

Financial Considerations

  • Tax Amount: $3,516
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: LAKE TARPON ESTATES W 1/2 LOT 53 ALL OF LOT 54
  • Flood Zone Info: X500
  • APN: 322716487800000530
  • Property ID: 322716487800000530

Listed by Charles Rutenberg Realty Inc

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Listing agent

— 3100 N Canal Dr —

  • Charles Rutenberg Realty Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3100 N Canal Dr

School District:Pinellas County School District
NameGradesDistance
Highland Lakes Elementary School
1230 Highlands Boulevard, Palm Harbor, FL 34684
PK-51.6 mi
Joseph L. Carwise Middle School
3301 Bentley Drive, Palm Harbor, FL 34684
6-80.7 mi
Palm Harbor University High School
1900 Omaha Street, Palm Harbor, FL 34683
9-122.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3100 N Canal Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/12/2026
Price Reduced
$539,000
-2%
MLS
11/21/2025
Listed
$550,000
86.44%
MLS
8/27/2020
Sold
$295,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3100 N Canal Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,728
6%
$238,046
3%
2024
$3,516
2%
$231,337
3%
2023
$3,458
-42%
$224,599
-26%
2021
$5,932
-17%
$304,669
-21%
2022
$7,118
20%
$384,344
85%
2021
$5,932
81%
$207,207
2%
2019
$3,282
1%
$202,548
2%
2018
$3,236
-21%
$198,771
—
2017
$4,110
—
$199,111
2%
2016
$4,094
-5%
$195,337
-3%
2015
$4,319
72%
$201,871
31%
2014
$2,507
1%
$153,575
2%
2013
$2,471
—
$151,305
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Charles Rutenberg Realty Inc

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3100 N Canal Drive, Palm Harbor, FL 34684 (MLS# TB8450337) is a Single Family property with 4 bedrooms and 2 full bathrooms. 3100 N Canal Drive is currently listed for $539,000 and was received on November 21, 2025. Want to learn more about 3100 N Canal Drive? Do you have questions about finding other Single Family real estate for sale in Palm Harbor? You can browse all Palm Harbor real estate or contact a Coldwell Banker agent to request more information.

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