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$780,000
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Property Description
WATERFRONT LIVING ON LAKE TARPON WITH NO HOA! Discover the possibilities in this spacious 3,354-square-foot heated saltwater pool home, ideally situated on a quarter-acre lot in desirable Lake Tarpon Estates. With approximately 100 feet of freshwater canal frontage, direct boating access to Lake Tarpon, and a covered 10,000-pound boat lift accommodating a boat up to approximately 28 feet, this property is designed for those who want to enjoy the Florida waterfront lifestyle. The flexible split-bedroom floor plan offers excellent options for multigenerational living, extended family, guests, or a private home office/retreat. The first-floor in-law suite features its own bedroom, full bathroom, kitchen area, and private entrance, creating a comfortable and living space. Upstairs are two additional bedrooms, an updated full bathroom, a second living area, and a screened balcony with stairs leading directly to the pool and outdoor living area. Outdoor living is a true highlight, with more than 1,700 square feet of screened space surrounding the heated saltwater pool and overlooking the tranquil canal. There is plenty of room to entertain, relax poolside, enjoy morning coffee, or take in beautiful Florida sunsets. The waterfront setting provides convenient access to boating, fishing, kayaking, and other water activities, with Lake Tarpon just minutes away by boat. Recent updates include a roof approximately 4 years old, new flooring, updated bathrooms, a Jacuzzi tub, new water heater, new washing machine, new garage door opener, and recently serviced dual central A/C systems. With no HOA, there is flexibility to bring your boat, RV, and water toys. Whether you're looking for a full-time residence, multigenerational home, inlaw apartment, Airbnb, VRBO or private waterfront retreat, this Lake Tarpon Estates property offers space, versatility, and direct access to one of Pinellas County's premier freshwater lakes.
Full Property Details
Full Property Details for 3131 N Canal Dr
General
- Price: $780,000
- Taxes: $6,363 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8538140
- Updated: 9/27/2026
- Added to Site: 52 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 8
- Interior Features: Built-in Features, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s), Window Treatments
- Fireplace: Yes
- Fireplace(s): Living Room, Wood Burning
- Appliances: Bar Fridge, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
- Furnishings: Unfurnished
- Flooring: Carpet, Luxury Vinyl, Tile
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Auto Cleaner, Gunite, Heated, In Ground, Lighting, Pool Sweep, Salt Water, Screen Enclosure
Exterior
- Exterior Features: Balcony, French Doors, Hurricane Shutters, Lighting, Outdoor Shower, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Sliding Doors, Storage
- Deck/Patio: Covered, Deck, Patio, Porch, Rear Porch, Screened
- Porch/Patio/Deck: Covered, Deck, Patio, Porch, Rear Porch, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Circular Driveway, Driveway, Garage Door Opener, Golf Cart Parking, Ground Level, Guest, Off Street, Oversized, RV Parking
Location
- Area: 34684 - Palm Harbor
- County: Pinellas
- Development Name: 34684 - Palm Harbor
- Subdivision: LAKE TARPON ESTATES
- Driving Directions: US 19 to Lake Tarpon Drive, North Canal Drive
- Direction Faces: South
Community
- Community Name: 34684 - Palm Harbor
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected, Water Connected
Structural Information
- Exterior Const.: Wood Frame
- Roof: Shingle
- Windows: Blinds, Drapes, Rods
- Stories/Levels: Two
- Square Feet: 3,354
- Sq. Ft. Source: Public Records
- Year Built: 1973
Additional Structures
- Other Structures: Shed(s), Storage
Lot Features
- Property View: Pool, Water
- Lot Size (Acres): 0.25
- Lot Size (Sq. Ft.): 10,929
- Lot Size: 10929
- Lot Dimensions: 100 x 109
- Frontage: Street Dead-End, Street Paved
- Street/Road Desc.: Paved, Asphalt
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Canal - Freshwater, Lake
- Water Extras: Yes
- Water Front Desc.: Canal Front
Financial Considerations
- Tax Amount: $6,363.73
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: LAKE TARPON ESTATES LOT 26 & E 40FT OF LOT 25
- Flood Zone Info: AE
- APN: 322716487800000260
- Property ID: 322716487800000260
Listed by Charles Rutenberg Realty Inc
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Schools
Schools serving 3131 N Canal Dr
School District:Pinellas County School District
| Name | Grades | Distance |
|---|---|---|
Highland Lakes Elementary School 1230 Highlands Boulevard, Palm Harbor, FL 34684 | PK-5 | 1.6 mi |
Joseph L. Carwise Middle School 3301 Bentley Drive, Palm Harbor, FL 34684 | 6-8 | 0.7 mi |
Palm Harbor University High School 1900 Omaha Street, Palm Harbor, FL 34683 | 9-12 | 2.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3131 N Canal Dr
Date
Details
Price
Change
Source
9/15/2026
Price Reduced
$780,000
-1.27%
MLS
8/15/2026
Listed
$790,000
62.89%
MLS
4/26/2019
Sold
$485,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3131 N Canal Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,364
6%
100%
2024
$6,014
2%
100%
2023
$5,923
2%
-100%
2021
$5,821
1%
$2,594
—
2022
$5,759
-1%
$2,594
-99%
2021
$5,821
-20%
$332,759
-17%
2019
$7,292
-9%
$401,476
2%
2018
$8,022
6%
$394,427
8%
2017
$7,549
-1%
$364,692
1%
2016
$7,594
-5%
$361,424
-3%
2015
$7,967
4%
$371,507
4%
2014
$7,694
8%
$356,474
9%
2013
$7,152
—
$327,447
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3131 N Canal Dr
3131 N Canal Drive, Palm Harbor, FL 34684 (MLS# TB8538140) is a Single Family property with 4 bedrooms and 4 full bathrooms. 3131 N Canal Drive is currently listed for $780,000 and was received on August 15, 2026. Want to learn more about 3131 N Canal Drive? Do you have questions about finding other Single Family real estate for sale in Palm Harbor? You can browse all Palm Harbor real estate or contact a Coldwell Banker agent to request more information.

