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$875,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 2,059 Sq. Ft.
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LAKEFRONT LIVING. NO HOA. No rules. No restrictions. Just the freedom to live and relax on your own terms. Welcome to your private slice of Lake Tarpon paradise! This beautifully reimagined 3-bedroom, 3.5-bath waterfront home (with a versatile mother-in-law suite) sits directly on a peaceful canal leading to one of Florida's premier freshwater lakes. Imagine being able to step out your back door and spend your mornings boating, fishing, or kayaking right from your own dock, and your evenings spent unwinding or entertaining on the expansive wraparound decks under the stars with lake breezes. You'll love watching bald eagles, egrets, and otters drift by-nature's way of reminding you that life here moves at a calmer, happier pace. Grilled dinners and fresh lake breezes at sunset are subtle affirmations for those who value serenity and smart investments. This home has been meticulously updated inside and out. Every major system is new or updated, so you can spend less time worrying and more time enjoying the lake. New roof (2025), new dock and seawall (2023), upgraded AC, and an expanded electrical panel ready for future EV charging. Inside, the open-concept kitchen is a showstopper, with new custom cabinetry, premium counters, and high-end appliances that flow effortlessly into the dining and living areas, complete with warm wood floors and a cozy working fireplace. Upstairs, the owners' suite feels like a private retreat, featuring a massive walk-in closet with custom built-ins and a spa-inspired ensuite bath. Two additional guest rooms and an updated bath share this level, along with a full laundry room and loads of storage for added convenience. The mother-in-law suite downstairs has its own entrance, full bath, and laundry hook-up-perfect for guests, a home office, or rental income. Nearby John Chesnut and Anderson Parks, both offer public boat ramps, nature trails, and picnic areas. Top-rated Pinellas County schools, Honeymoon Island beaches, Downtown Dunedin, Tarpon Springs, and Tampa International Airport are just minutes away. Did we mention, No HOA. No lease restrictions. No flood insurance required. Just pure Florida lake life-freedom, fun, and relaxation all in one. Plenty of space for boats, skis and RVs. Homes like this rarely come available on the water and a lifestyle this free is hard to find in Pinellas County-schedule your private showing today and see what lakefront living truly feels like. Owner open to accepting offers involving crypto currency as payment.

Full Property Details for 3140 N Canal Dr

General

  • Price: $875,000
  • Taxes: $170 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8441633
  • Updated: 1/2/2026
  • Added to Site: 79 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 3
  • Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Kitchen and Family Room Combination, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Stone Counters
  • Fireplace: Yes
  • Fireplace(s): Living Room
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Water Softener
  • Furnishings: Unfurnished
  • Flooring: Carpet, Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Electric Dryer Hookup, In Garage, Laundry Room, Upper Level, Washer Hookup

Exterior

  • Exterior Features: Awning(s), Balcony, French Doors, Garden, Irrigation System

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Bath In Garage, Boat, Covered, Garage Door Opener, Ground Level, RV Parking

Location

  • Area: 34684 - Palm Harbor
  • County: Pinellas
  • Development Name: 34684 - Palm Harbor
  • Subdivision: LAKE TARPON ESTATES
  • Driving Directions: US 19N, turn left and stay on Lake Tarpon Dr, turn left on N Canal.
  • Direction Faces: North

School Information

  • Elementary School: Highland Lakes Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: Palm Harbor Univ High-PN

Community

  • Community Name: 34684 - Palm Harbor

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water District: LAKE TARPON
  • Water: Canal/Lake For Irrigation
  • Utility Description: Cable Connected, Electricity Connected, Propane, Sewer Connected, Sprinkler Well, Underground Utilities, Water Connected

Structural Information

  • Exterior Const.: Vinyl Siding, Wood Frame
  • Roof: Shingle
  • Windows: ENERGY STAR Qualified Windows, Storm Window(s)
  • Stories/Levels: Three Or More
  • Square Feet: 2,059
  • Sq. Ft. Source: Public Records
  • Year Built: 1983

Lot Features

  • Property View: Water
  • Lot Size (Acres): 0.15
  • Lot Size (Sq. Ft.): 6,586
  • Lot Size: 6586
  • Frontage: Street Paved
  • Street/Road Desc.: Paved
  • Fencing (Description): Vinyl, Wood

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Access: Yes
  • Water Access Desc: Canal - Freshwater, Lake
  • Water Extras: Yes
  • Water Front Name: LAKE TARPON
  • Water Front Desc.: Freshwater Canal

Green Features

  • Energy Efficient: Appliances, Windows

Financial Considerations

  • Tax Amount: $170
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: LAKE TARPON ESTATES LOT 44
  • Flood Zone Info: X500
  • APN: 322716487800000440
  • Property ID: 322716487800000440

Listed by A Better Life Realty

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— 3140 N Canal Dr —

  • A Better Life Realty

  • A Better Life Realty

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 3140 N Canal Dr

School District:Pinellas County School District
NameGradesDistance
Highland Lakes Elementary School
1230 Highlands Boulevard, Palm Harbor, FL 34684
PK-51.5 mi
Joseph L. Carwise Middle School
3301 Bentley Drive, Palm Harbor, FL 34684
6-80.7 mi
Palm Harbor University High School
1900 Omaha Street, Palm Harbor, FL 34683
9-122.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3140 N Canal Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/02/2026
Price Reduced
$875,000
-1.13%
MLS
12/04/2025
Price Reduced
$885,000
-0.56%
MLS
11/11/2025
Price Reduced
$890,000
-1.11%
MLS
10/30/2025
Listed
$900,000
41.73%
MLS
11/30/2021
Sold
$635,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3140 N Canal Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$185
9%
$474,863
3%
2024
$170
-1%
$461,480
4%
2023
$171
-94%
$442,294
139%
2021
$2,873
1652%
$184,935
-57%
2022
$164
-94%
$429,412
135%
2021
$2,873
2%
$182,382
2%
2019
$2,812
2%
$178,282
2%
2018
$2,770
1%
$174,958
2%
2017
$2,742
1%
$171,359
2%
2016
$2,715
—
$167,834
1%
2015
$2,711
—
$166,667
1%
2014
$2,704
1%
$165,344
2%
2013
$2,667
—
$162,900
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by A Better Life Realty

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3140 N Canal Drive, Palm Harbor, FL 34684 (MLS# TB8441633) is a Single Family property with 3 bedrooms, 3 full bathrooms and 1 partial bathroom. 3140 N Canal Drive is currently listed for $875,000 and was received on October 30, 2025. Want to learn more about 3140 N Canal Drive? Do you have questions about finding other Single Family real estate for sale in Palm Harbor? You can browse all Palm Harbor real estate or contact a Coldwell Banker agent to request more information.

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